The Listening Bea

The Truth About Money, Power, and Freedom (They Never Teach This)


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Most people feel something is off with the economy, but they can’t explain why.


In this episode of The Listening Bea, I sit down with Dean Zarras - a Wall Street veteran, software builder, and founder of ClearFactr, a company later acquired by Goldman Sachs - to talk about what’s actually happening beneath the surface.


We don’t argue politics.

We break down incentives, power, property, money, and freedom — in plain language.


Dean explains:


  • Why printing money feels like a fix — but isn’t

  • The real problem with redistribution (and why the math doesn’t work)

  • Why “fairness” often backfires at scale

  • How AI changes economics — and where it becomes dangerous

  • Why hallucinations make most AI unusable in serious finance

  • What deterministic AI actually means (and why it matters)

  • Why property rights are about human dignity, not greed

  • The difference between growing the pie vs. fighting over slices

  • Why failure is essential — and why protecting people from it causes harm

  • How young people can think clearly in a noisy, polarized world



This episode isn’t about telling you what to think.

It’s about giving you the tools to think for yourself.


If you’ve ever wondered:


  • “Why does nothing seem to add up anymore?”

  • “Why do good intentions keep producing bad outcomes?”

  • “Why does the economy feel rigged, confusing, or fragile?”



This conversation will change how you see the world.


🎙 Guest: Dean Zarras

Founder & CEO of ClearFactr | Wall Street veteran | Software builder


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The Listening BeaBy Beatriz Kamps