The Unconstrained Podcast

In a world of bankers who wish to enslave you from the ripe old age of 18 until the day you die, theres a time when we have to say enough is enough. On this episode I sit down with Garrett Charity, attorney at McCarthy Lawyers and we learn the inside baseball of debt negotiation and elimination, and talk about how his firm reduces or even eliminates student loan and credit card debt for their clients.

At whatever stage one is at in ones life, knowing that we all have an expiration date is a constant consideration in all things that we do. Yet few of us actually see the forest for the trees in our lives, and our planning is often done reluctantly rather than strategically. In this episode Im going to attempt lay out the facts of life expectancy and how the current planning of the financial services industry & government policy needs a serious amount of rework.

We live in a time where out of control government spending and tax policy reminds me of growing up in business in the 1980s in Australia when taxes were mega high, interest rates over 20% for a home mortgage and we learned to build a quality life while being poor. Today is much the same, yet we are not seeing things for what they are and we all fall victim to that mistake. In this episode I will explain the social & financial climate we live in, the massive risks and how you can get out of the blast zone of high inflation, high taxation and be unconstrained.

A technique I have used for years that has helped me become unconstrained is to compartmentalize my expenses. In this episode I will explain what this means, how to use it to your advantage and the organic ripple effect it has to becoming financially sustainable and unconstrained.

We all go through transitions during our lives. Whether it is going to college for the first time (either as a student or as the parents of the student), moving out of the house into our first place, moving due to a job, a job loss, marriage, divorce, economic hardship or economic wins, leaving employment, self-employment, retirement, financially free. It is all about transitions. In this episode I want to talk about how to cope through transitions and what often are the side effects and underlying issues at stake.

Recently I was being interviewed on another podcast where the question came up, ''Myles, what do you think was your biggest failure?''. After contemplation, I've come up with the true answer, what it was, how to fix it, what I did and how to avoid it in the future.