Plenty of Law of Attraction folks replace their old notion of God with "The Universe".  If you want to believe in God, then believe in God. But New Age  replacement of God with "The Universe" still won't get you any closer to  your dreams if you're expecting the miracles to come from some outside  force. You don't have to "affirm" some magical notion of getting rich by  midnight. Stay in that mentality and you *always* be broke.