The Unlimited Podcast® by Ginsler Wealth

Continuing the "Healthcare & AI" theme of our last episode with Mara Lederman, Brian speaks with Brett Belchetz, co-founder of Maple, a leading Canadian virtual healthcare platform.

Brian and Brett discuss how Brett's experiences as an emergency room doctor and challenges with the Canadian healthcare system led him to co-found Maple. They explore how Maple's "Uber-style" model works for patients and healthcare providers, and what happened during the early years of the COVID-19 pandemic. They also look at how technology and AI in particular can help alleviate some of the challenges affecting healthcare systems around the world.

Dr. Brett Belchetz is Co-Founder and CEO of Maple, one of Canada’s leading virtual healthcare platforms, and serves as Chairman of its Board. He is also a practising emergency room physician at Scarborough Health Network in Toronto, with experience in both adult and pediatric medicine. He previously worked as a management consultant with McKinsey & Company and is a Senior Fellow at the Fraser Institute and an on-air medical expert for CTV and Global News. Brett holds a Doctor of Medicine from the University of Toronto, where he also completed his specialty training and served as Chief Resident, and an undergraduate degree with honours from Western University.

NOTE: Brett is on Ginsler Wealth’s Advisory Board and Brian is an investor in Maple.

Timestamps

0:00 Intro & Disclaimer

5:14 Brett's path to founding Maple

10:27 Issues within the Canadian healthcare system

13:39 The early days of Maple

22:21 The COVID boom

33:32 How does Maple actually work?

38:53 Maple's "Pivot"

42:13 How will AI impact healthcare?

46:52 What lessons would Brett give his younger self?

48:38 If Brett could do anything, what would it be?

50:11 Outro

From Brian Ginsler, Ginsler Wealth CEO:

This past January, I visited Medcan for my annual Comprehensive Health Assessment. This is usually where I lie back and soak in all the compliments about my excellent health.

Not this time. My usually pristine bloodwork showed a few "out of range" cholesterol markers. I immediately said to the doctor, "This is a mistake. Test my blood again right away." He laughed.

It turns out that's not how it works.

To find out what I did about it, and why and how we are constantly doing a Comprehensive Wealth Assessment, and portfolio "checkup" on our client's investments here, listen to my latest quarterly letter...

For the original transcript of this letter and to see weblinks and other media, please visit https://ginslerwealth.com/ginsler-wealth-third-quarter-2026-client-letter-cholesterol-edition/

AI is rapidly making its way into healthcare — helping clinicians identify deteriorating patients earlier, improving hospital flow and discharge planning, reducing administrative work, and beginning to change how and where care is delivered. But as hospitals adopt more and more AI tools, a new challenge is emerging: how do you manage, monitor and govern all of it?

In this episode of The Unlimited Podcast®, Brian speaks with Mara Lederman, Co-Founder of Signal 1, a healthcare technology company building the infrastructure health systems need to manage AI at scale.

Brian and Mara discuss her more than two decades as a professor at the University of Toronto’s Rotman School of Management, her experience leading the Toronto site of the Creative Destruction Lab, and what she learned working alongside early-stage technology founders as AI began transforming industries. They also explore Mara’s own leap from professor to entrepreneur: why she left academia to co-found Signal 1 with Canadian AI entrepreneur Tomi Poutanen, how the company evolved from developing individual healthcare AI applications to helping health systems manage their broader AI portfolios, and what she has learned from making the transition from advising entrepreneurs to becoming one herself.

Mara Lederman is Co-Founder of Signal 1. She previously spent more than two decades on the faculty of the University of Toronto’s Rotman School of Management and served as Site Lead of the Creative Destruction Lab in Toronto, where she worked extensively with early-stage technology companies and helped develop CDL’s health-focused programming. Mara holds a PhD in economics from MIT and an undergraduate degree in economics from Western University.

Timestamps

0:00 Intro and Disclaimer

4:38 Mara's path into academia

7:46 Teaching as the world evolves

11:38 Mara's role at the Creative Destruction Lab (CDL)

18:04 The beginning of Signal 1

24:55 "Pivoting" Signal 1

31:30 How is AI being used in healthcare?

37:03 Mara's vision of future healthcare

40:19 Setting students up for success

47:28 If Mara could do anything, what would it be?

49:50 Outro

In this episode of The Unlimited Podcast, Brian speaks with Ronnen Harary, Co-Founder of Spin Master, the company behind legendary toys and franchises such as PAW Patrol, Bakugan, and Air Hogs. Brian and Ronnen discuss the origins of Spin Master, turning disabilities into gifts, and the inspiration behind Ronnen's new book, No Experience Necessary.

Ronnen Harary is Co-Founder and Chairman of Spin Master (TSX-listed: TOY). He is also the founder of the Toy Movement, a global initiative that has delivered toys to displaced and refugee children through missions in countries including Iraq, Jordan, and Ukraine. His philanthropic work through the Ronnen Harary Foundation supports homelessness initiatives, learning-disability scholarships, and green-space rejuvenation projects. Ronnen has over 30 years of experience building Spin Master from the ground up; co-founding the company in 1994 at age 23 alongside childhood friends Anton Rabie and Ben Varadi, and served as Co-CEO until 2021. Spin Master is now a multi-billion-dollar public company with toy, entertainment, and digital games divisions. A self-described advocate for betting on yourself early, Ronnen was identified with a learning disability, dysgraphia, at age 10, an experience he credits with sharpening the interpersonal and observational skills that shaped his approach to business.

No Experience Necessary can be purchased at ronnenharary.com.

Timestamps

1:14 Intro & Disclaimer

6:22 Ronnen's early influences

10:08 Operationalizing Earth Buddy

15:57 Turning a disability into a gift

22:49 The origins of Spin Master

29:20 Spin Master's failures

33:52 Spin Master's portfolio

35:37 Finding great partners

41:13 Bananas in Japan

44:50 Ronnen's Foundation & Philanthropy

46:17 Why did Ronnen write No Experience Necessary

52:53 If Ronnen could do anything, what would it be?

The reading of the audiobook of No Experience Necessary as the introduction of the podcast was authorized directly by the author, Ronnen Harary.

From Brian Ginsler, Ginsler Wealth CEO:

Over the past year, we spent considerable time and a lot of money building a U.S. business. New SEC registration, new systems, a "next level" investment offering for American clients...

And this past quarter, I killed it all. Shut it down.

The reason is the whole reason we exist — and it's the subject of my fifth-anniversary (quarterly) letter.

For the original transcript of this letter and to see weblinks and other media, please visit: https://ginslerwealth.com/ginsler-wealth-second-quarter-2026-client-letter-anniversary-edition/

"There's a lady who's sure all that glitters is gold..."
- Led Zeppelin

In this episode of The Unlimited Podcast, Brian speaks with Peter Grosskopf, shareholder and advisor at Forthlane Partners, to explore the current investment case for gold and where the precious metal may be headed. They break down how gold can function as a portfolio's "anchor" and insurance, the rise of gold digitization, how gold and other metals fit into the AI boom, and much more.

Peter Grosskopf is a shareholder and advisor at Forthlane Partners, where he supports the investment team's Real Assets strategy. He is also the founder of Argo Digital Gold, Chairman of SCP Resource Finance, and sits on the boards of Agnico Eagle Mines, the World Gold Council, and Alaris Private Equity. With over 35 years of experience in financial services, Peter served as CEO of Sprott Inc. from 2010 to 2022, growing assets under management from $5 billion to over $20 billion, and previously co-founded Newcrest Capital, which was acquired by TD Bank Financial Group in 2000. A self-described libertarian who began his career as a junior commodities and gold trader, Peter is widely recognized as one of Canada's leading authorities on gold and resource investing. He holds both an HBA and MBA from the Richard Ivey School of Business at the University of Western Ontario, along with the CFA designation.

Stairway to Heaven story source: Spitz, B. (2021). Led Zeppelin: The biography. Penguin Press. The full Led Zeppelin story can be found here.

Timestamps

0:00 Stairway to Heaven

5:03 Disclaimer & Intro

9:25 Peter's Journey into Gold

12:38 The case for Gold

22:09 Gold vs. Gold Stocks

30:26 The case against Gold

32:23 Silver, precious metals, & AI

37:16 Canada's resource wealth & outlook

44:13 If Peter could do anything, what would it be?

 Everyone says they have a simple estate…until they don’t.

In the third episode in our Wealthhard mini-series on wills, estates, and planning for the inevitable, Brian speaks with Michael Kulbak, founder of Kulbak Trust Solutions, about what actually happens after someone dies…and what executors are really left to deal with.

Michael is a Toronto-based professional executor and estate trustee. He is a Chartered Professional Accountant, a Trust and Estate Practitioner, and has prior experience as a Chief Financial Officer, director and officer of both private and public companies. Today, through Kulbak Trust Solutions, he works with individuals, families and advisors as a professional executor, agent to executor, trustee, and attorney under power of attorney for property.

In this conversation, Michael walks through the real-life chaos of estate administration: funeral arrangements, frozen bank and investment accounts, probate delays, tax filings, family dynamics, beneficiary conflicts, vulnerable beneficiaries, “vulture syndrome,” and the constant executor experience of having to "hurry up and wait". He also explains why even a “simple” estate can take 18 to 24 months—and hundreds of hours—to administer properly. Brian and Michael also discuss practical steps people can take now to make life easier for their executor later.

This episode is for anyone who has been named an executor, anyone thinking about who to name as executor, and anyone who assumes their estate will be “simple.” Because as Michael makes clear: being asked to act as executor may be an honour, but it is also a job.

Timestamps

0:00 A very simple estate

2:05 Intro & Disclaimer

5:58 What happens when someone passes away?

10:46 What role does a professional executor play?

15:26 What causes the most challenges for the executor?

20:52 How to prepare your affairs in advance

25:07 Real-life complex secnarios

28:23 How to deal with beneficiaries

35:48 Preparing to be an executor

39:58 Compensating a professional executor

45:26 When to bring in a professional

48:16 If Michael could do anything, what would it be?

50:42 Outro

Everyone has a plan 'till they get punched in the mouth.

-- Mike Tyson

The first quarter of 2026 threw plenty of punches. In this episode, Brian reads his Q1 2026 quarterly letter to clients. He covers what we knew, what we anticipated, what we tried to avoid, and how we're managing through it: market volatility, liquidity challenges, and the growing impact of AI. And the secret code (and plan) he used to beat Mike!

For the original transcript of this letter and to see weblinks and other media, please visit: https://ginslerwealth.com/ginsler-wealth-first-quarter-2026-client-letter-mike-tyson-edition/

In this episode of the Unlimited Podcast, Brian speaks with Robb Nelson, CEO of Farm Lending Canada, to explore how private lending supports Canada’s agricultural sector and why it can be an attractive investment opportunity.

Brian and Robb discuss how farm lending helps fill gaps left by banks, why farmers are particularly great borrowers, where this fits in an investor's portfolio, and more.

Farm Lending Canada is a Canadian agricultural lender that provides financing solutions to farmers who may not fit traditional bank requirements. They focus on short term “transition” loans that help farmers stabilize their finances and eventually return to conventional lenders. Beyond lending, they also support farmers with advice around growth, structure, and succession planning, acting as both a capital provider and a partner in navigating financial challenges.

Robb Nelson is the CEO of Farm Lending Canada and a founding principal of Agri Roots Capital Management. He has over 35 years of experience in finance, including more than 25 years focused on private lending in agriculture, residential development, and housing.

An entrepreneur at heart, Robb has built and exited several successful businesses and has spent much of his career structuring private debt solutions. He co-founded Farm Lending Canada in 2001 and has helped grow it into a national platform.

Timestamps:

0:00 Intro & Disclaimer

6:46 What made farm lending attractive to Robb?

8:41 A farmer's life

11:33 Why is farming a great sector to be lending in?

14:23 Why don't farmers just go to the banks?

21:50 Why farmers are the best borrowers

23:50 Evaluating potential borrowers

32:02 Demand for different loan sizes

35:42 Farm Credit Canada

39:28 Dealing with stress on loans

43:07 Why should investors consider Farm Lending?

45:39 If Robb could do anything, what would it be?

47:24 Outro

Let me tell you how it will be
There's one for you, nineteen for me
'Cause I'm the taxman
Yeah, I'm the taxman
And you're working for no one but me.
-- Taxman, The Beatles

In this second episode in our Wealthhard series, Brian speaks with Matthew Getzler, Partner and Co-Chair of the Private Client Services & Tax groups at Torkin Manes, about the practical tax opportunities still available to high-net-worth families and private business owners.

Matt picks up where Jessica Feldman Chittley left off in You Need a Will (our last podcast episode), and walks through will-related tax tools: avoiding loss of the spousal rollover, probate planning and using wills as succession vehicles, plus U.S. estate-tax traps. He then moves to active tax planning: estate freezes and refreezes, prescribed-rate loan strategies, and the pragmatic use of Canadian corporations to manage U.S.-situs exposure and defer tax. Along the way he explains the mechanics, the admin rules that can kill a plan, cross-border pitfalls, and real client examples so listeners understand when a strategy makes sense, and when it doesn’t.

Practical, technical and actionable, this episode is for families and advisers who want to keep more of what they build while avoiding common implementation mistakes.

Timestamps:

00:00:00 — Intro & Legal Disclaimer
00:03:54 — Guest Intro / Matthew Getzler
00:07:45 — Dying Intestate & Spousal Rollover
00:11:41 — Spousal Trusts & Control
00:14:01 — Probate & Probate-Planning
00:18:56 — Joint Ownership & Adding Children
00:21:41 — Succession for Business Owners
00:27:13 — Estate Freeze: The Basics
00:32:03 — When an Estate Freeze Makes Sense
00:35:15 — Control, Voting Shares & Practical Mechanics
00:38:32 — Wills & U.S. Estate-Tax Issues
00:41:34 — U.S. Estate Tax Overview & Stakes
00:44:16 — Trust-Based Solutions & Cross-Border Structuring
00:49:56 — Using Canadian Corporations to Protect US-Situs Investments
00:51:16 — Prescribed-Rate Loan Planning
01:00:01 — Investment Limits & “Kiddie Tax” / TOSI Risks
01:01:59 — Common Pitfalls & Implementation Risks
01:06:17 — Closing / The “Unlimited” Question
01:08:21 — Outro