If you're hoping to buy a home this year, June may be the most important month on your calendar. Many Utah down payment assistance programs receive new funding on July 1, and some run out faster than you might expect. In this episode, Nelson explains how these programs work, who may qualify, common mistakes buyers make, and why getting prepared now could save you thousands of dollars and help you buy a home sooner.

Find us here: 
https://www.homebuyersquest.com/
https://www.facebook.com/groups/276441918638670/
https://open.spotify.com/show/4PL383lz7pzNJIjIuIWG6Y?si=cf5ef48882fe4c79
https://podcasts.apple.com/us/podcast/the-utah-homebuyers-quest-podcast/id1802069523

Buying a home can be challenging, but with the right mortgage tips, you can win the house you love! This episode offers advice for any first time home buyer navigating the market. A skilled realtor and mortgage broker can be invaluable assets in learning how to buy a house.

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The Interest rate you get is a pretty big deal.  In this episode, Nelson explains how YOUR rate is determined.  It’s not just about choosing the right lender – it’s about your credit score, your down payment, your closing costs and your time horizon….so many factors to understand!  In this episode, Nelson will help you make sense of it all so you know your options when it comes time to lock your rate!

Markets have been pretty VOLATILE lately and so have mortgage rates!  Have you ever wondered what causes rates to go up and down, and what you can do to protect yourself when you’re buying a home?  In this Episode, nelson explains the best ways to follow the market, and how and when you can lock in your interest rate.

In this episode, Nelson has 3 quick tips to help you succeed when working with a builder.  Builders and their agents and lender’s don’t always have the buyer’s best interests at heart – and this episode will help you protect yourself!

Is it smarter to buy an existing home or build a new one?  Which is a better investment?  In this episode, Nelson helps you understand the pros and cons of each option.  From lifestyle differences to financing considerations, Nelson helps you understand your choices and make an educated decision as you shop for your new home.

BOOK A MEETING WITH ME: https://www.uimcorp.net/get-started

In this episode Nelson reviews the various proposals and programs from the government – from the Trump administration to your local cities and counties, and examines the question:  "Will this help or hurt?”

Find us here: https://www.homebuyersquest.com/ https://www.facebook.com/groups/276441918638670/ https://open.spotify.com/show/4PL383lz7pzNJIjIuIWG6Y?si=cf5ef48882fe4c79 https://podcasts.apple.com/us/podcast/the-utah-homebuyers-quest-podcast/id1802069523

Is the Trump administration going to help or hurt the housing market?  In 
Episode 19 of the Utah Home Buyer's Quest Podcast, host Nelson Barss unpacks the MANY new proposals that have come from the Trump administration and others as they try to drive down the cost of home ownership for Americans.  Some of these proposals may never actually happen, and others are already in full swing!  Are you curious if the 50-year mortgage will ever become common in our industry?  Are you wondering if the ban on institutional investors buying single-family homes is really going to happen? Are you curious if you’ll be able to take money from your 401(k) for down payment on a home in the future?  Would you like to know if these programs will help you, or possibly hurt you in the future?  Tune in to hear these proposals and more explained and examined by a local expert. #50yearmortgage #homebuyergrants #government assistance #trumpadministration #homeownershipvsrenting #buyingahomeinutah #utahrealestate #firsttimehomebuyer #homebuyingtips #governmenthelpforhomebuyers #rentvsown #utahhomebuyer #realestategoals #homeownershipjourney #mortgagetips #utahhousingmarket

In this episode Nelson compares the risks and benefits of homeownership to renting. Isn't it also a commitment to sign a lease? Are you ready in every way to buy a home but fear is still holding you back? This episode is for you!

The best houses in our market sell quickly, and often there are multiple buyers competing for the same house.  In this episode, Nelson shares many tips to help you compete and win against other buyers for our dream home!

Sometimes a mortgage pre-approval can be a fragile thing.  In this episode Nelson gives you the Do's and Don'ts to keep you from the disaster scenario that could happen if your financing falls through on a home purchase!

Have you heard storied of deals falling apart at the last minute because "financing fell through?" Those stories are usually the result of a bad pre-approval. In this episode, Nelson walks you through a typical pre-approval process at Utah Independent Mortgage Corp. You'll see the level of professionalism and diligence that is required for a solid, reliable pre-approval. Nelson also shares the real risks and costs of relying on a flimsy pre-approval.