In this episode of Perspectives Dario Betti interviews Clare Messenger, Global Head of Mobile Intelligence Solutions at JT (Jersey Telecom), discusses the importance of mobile intelligence in fraud protection and identity solutions. She highlights the value of mobile data in evaluating consumer identity and establishing trust scores. Clare introduces Scam Signal, a solution launched by JT to tackle authorized push payment fraud, and explains how it uses mobile signals to identify suspicious transactions in real time. She also discusses other applications of mobile data, such as SIM swap checks and silent authentication. Clare emphasizes the need for collaboration and dialogue in the industry to combat fraud and protect consumers.