Watch the YouTube version of this episode HERE or read the written version HERE

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►The Vanilla Newsletter - get the written version of episodes in your email every Sunday: ⁠https://vanillainvestor.com⁠

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Welcome to The Vanilla Podcast, hosted by Ivan from the Vanilla Investor. On this podcast you’ll learn everything investing-related, smart personal finance tactics and achieving financial independence for you and your loved ones! We talk about the ways of investing your money in the stock market, the most optimal debt repayment strategies, and how you can work your way to a millionaire even on a low salary!

Timestamps:

(03:01) - Step 1

(03:24) - Step 2

(04:27) - Step 3

(05:30) - Step 4

(07:23) - Step 5

(08:17) - Step 6

(08:46) - But Isn’t Investing Risky?

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Watch the YouTube version of this episode HERE or read the written version HERE

►Research stocks with Seeking Alpha ⁠https://seekingalpha.me/VanillaInvestor⁠

►The Vanilla Newsletter - get the written version of episodes in your email every Sunday: ⁠https://vanillainvestor.com⁠

►Get your FREE Spending Tracker ⁠https://spendingtracker.vanillainvestor.com⁠

►Investing/Personal Finance books you should read ⁠https://amzn.to/3TFcfny

Welcome to The Vanilla Podcast, hosted by Ivan from the Vanilla Investor. On this podcast you’ll learn everything investing-related, smart personal finance tactics and achieving financial independence for you and your loved ones! We talk about the ways of investing your money in the stock market, the most optimal debt repayment strategies, and how you can work your way to a millionaire even on a low salary!

Timestamps:

(00:28) - Habit 1

(01:41) - Habit 2

(02:19) - Habit 3

(02:59) - Habit 4

(03:52) - Habit 5

(04:09) - Habit 6

(04:55) - Habit 7

(05:50) - Habit 8

Follow Vanilla Investor’s Socials:

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Watch the YouTube version of this episode HERE or read the written version HERE

►Research stocks with Seeking Alpha ⁠https://seekingalpha.me/VanillaInvestor⁠

►The Vanilla Newsletter - get the written version of episodes in your email every Sunday: ⁠https://vanillainvestor.com⁠

►Get your FREE Spending Tracker ⁠https://spendingtracker.vanillainvestor.com⁠

►Investing/Personal Finance books you should read ⁠https://amzn.to/3TFcfny

Welcome to The Vanilla Podcast, hosted by Ivan from the Vanilla Investor. On this podcast you’ll learn everything investing-related, smart personal finance tactics and achieving financial independence for you and your loved ones! We talk about the ways of investing your money in the stock market, the most optimal debt repayment strategies, and how you can work your way to a millionaire even on a low salary!

Timestamps:

(00:35) - Average Car Loan Term

(01:19) - #1: The 35% Rule

(02:13) - #2: The 25% Rule

(03:09) - #3: The 20/4/10 Rule

(04:29) - What The 4 Means?

(06:12) - What Does The 10% Means?

(07:50) - #4: The Dave Ramsey Method

(09:18) - Should You Buy, Finance, or Lease?

(10:39) - The Opportunity Cost

(11:24) - What Should You Do To Save Money On Cars?

(12:39) - Lifestyle Creep

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Watch the YouTube version of this episode HERE or read the written version HERE

►Research stocks with Seeking Alpha ⁠https://seekingalpha.me/VanillaInvestor⁠

►The Vanilla Newsletter - get the written version of episodes in your email every Sunday: ⁠https://vanillainvestor.com⁠

►Get your FREE Spending Tracker ⁠https://spendingtracker.vanillainvestor.com⁠

►Investing/Personal Finance books you should read ⁠https://amzn.to/3TFcfny

Ding! Ding! Ding! Ka-Ching! You just got paid! You plan to go enjoy a little bit like eating good food or going shopping, but before you know it, your money is gone! If this sounds familiar to you, then I have a personalized plan just for you to avoid this again, find out more in this episode!

Welcome to The Vanilla Podcast, hosted by Ivan from the Vanilla Investor. On this podcast you’ll learn everything investing-related, smart personal finance tactics and achieving financial independence for you and your loved ones! We talk about the ways of investing your money in the stock market, the most optimal debt repayment strategies, and how you can work your way to a millionaire even on a low salary!

Timestamps:

(00:23) - Step 1

(02:21) - Step 2

(04:07) - Step 3

(06:33) - Step 4

(08:58) - Step 5

(09:41) - Step 6

(12:16) - Step 7

(13:52) - Step 8

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Watch the YouTube version of this episode HERE or read the written version HERE

►Research stocks with Seeking Alpha ⁠https://seekingalpha.me/VanillaInvestor⁠

►The Vanilla Newsletter - get the written version of episodes in your email every Sunday: ⁠https://vanillainvestor.com⁠

►Get your FREE Spending Tracker ⁠https://spendingtracker.vanillainvestor.com⁠

►Investing/Personal Finance books you should read ⁠https://amzn.to/3TFcfny

Have you heard of the man named Ronald Read? He was a janitor and managed to amass over $8 million dollars over his lifetime. This is all done while earning the janitor wage at the time of $22,000 a year! Pretty impressive right? Today we will break down what he did correctly, and how you can apply it for your own!

Welcome to The Vanilla Podcast, hosted by Ivan from the Vanilla Investor. On this podcast you’ll learn everything investing-related, smart personal finance tactics and achieving financial independence for you and your loved ones! We talk about the ways of investing your money in the stock market, the most optimal debt repayment strategies, and how you can work your way to a millionaire even on a low salary!

Timestamps:

(00:43) - Secret number 1

(02:33) - Secret number 2

(04:58) - Secret number 3

(06:32) - Secret number 4

(07:46) - Secret number 5

(10:00) - Secret number 6

(11:27) - Secret number 7

(12:10) - Nobody is perfect

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Watch the YouTube version of this episode HERE or read the written version HERE

►Research stocks with Seeking Alpha ⁠https://seekingalpha.me/VanillaInvestor⁠

►The Vanilla Newsletter - get the written version of episodes in your email every Sunday: ⁠https://vanillainvestor.com⁠

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►Investing/Personal Finance books you should read ⁠https://amzn.to/3TFcfny

While not everyone knows this, there is actually a very simple way to retire in 10 years starting from scratch with $0 dollars saved right now. I will go over the exact blueprint and also set your expectations on what to expect. Note that while I say it's a simple way, it is not easy. As it takes hard work and consistency for this to work out!

Welcome to The Vanilla Podcast, hosted by Ivan from the Vanilla Investor. On this podcast you’ll learn everything investing-related, smart personal finance tactics and achieving financial independence for you and your loved ones! We talk about the ways of investing your money in the stock market, the most optimal debt repayment strategies, and how you can work your way to a millionaire even on a low salary!

Timestamps:

(01:01) - Step number 1

(03:41) - Step number 2

(06:22) - Step number 3

(07:36) - Step number 4

(11:07) - What if it doesn't work?

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Watch the YouTube version of this episode HERE or read the written version HERE

►Research stocks with Seeking Alpha ⁠https://seekingalpha.me/VanillaInvestor⁠

►The Vanilla Newsletter - get the written version of episodes in your email every Sunday: ⁠https://vanillainvestor.com⁠

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►Investing/Personal Finance books you should read ⁠https://amzn.to/3TFcfny

Debt is the root of all EVIL! You have probably heard of the above phrase at least once, but is this really true? Maybe. Seeing how the total US consumer debt is a staggering 17 trillion dollars, that is probably true. But let's break it down and examine how rich people use debt to make a ton of money!

Welcome to The Vanilla Podcast, hosted by Ivan from the Vanilla Investor. On this podcast you’ll learn everything investing-related, smart personal finance tactics and achieving financial independence for you and your loved ones! We talk about the ways of investing your money in the stock market, the most optimal debt repayment strategies, and how you can work your way to a millionaire even on a low salary!

Timestamps:

(01:20) - Method 1

(03:04) - Method 2

(04:05) - Method 3

(06:10) - Method 4

(06:56) - Method 5

Follow Vanilla Investor’s Socials:

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Watch the YouTube version of this episode HERE or read the written version HERE

►Research stocks with Seeking Alpha ⁠https://seekingalpha.me/VanillaInvestor⁠

►The Vanilla Newsletter - get the written version of episodes in your email every Sunday: ⁠https://vanillainvestor.com⁠

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►Investing/Personal Finance books you should read ⁠https://amzn.to/3TFcfny

Did you know that just by having $400 stashed for emergencies, you are already above one third of Americans?! It is fascinating to learn about all the reasons why people are not doing well financially and we will break down just that today, along with the improvements that you can make immediately!

Welcome to The Vanilla Podcast, hosted by Ivan from the Vanilla Investor. On this podcast you’ll learn everything investing-related, smart personal finance tactics and achieving financial independence for you and your loved ones! We talk about the ways of investing your money in the stock market, the most optimal debt repayment strategies, and how you can work your way to a millionaire even on a low salary!

Timestamps:

(00:39) - Point 1

(01:35) - Point 2

(02:23) - Point 3

(03:03) - Point 4

(03:50) - Point 5

(04:52) - Point 6

(06:51) - Point 7

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Watch the YouTube version of this episode HERE or read the written version HERE

►Research stocks with Seeking Alpha ⁠https://seekingalpha.me/VanillaInvestor⁠

►The Vanilla Newsletter - get the written version of episodes in your email every Sunday: ⁠https://vanillainvestor.com⁠

►Get your FREE Spending Tracker ⁠https://spendingtracker.vanillainvestor.com⁠

►Investing/Personal Finance books you should read ⁠https://amzn.to/3TFcfny

While most people is actively looking to become rich, have you stopped to think: "What is this all for?" Maybe you have a dream that you are chasing, or a family to feed, and bills to pay. But in this episode, we will break down how money works, the side where it is hidden to most, and what you can do for yourself as a person currently stuck in a low-paying day job?

Welcome to The Vanilla Podcast, hosted by Ivan from the Vanilla Investor. On this podcast you’ll learn everything investing-related, smart personal finance tactics and achieving financial independence for you and your loved ones! We talk about the ways of investing your money in the stock market, the most optimal debt repayment strategies, and how you can work your way to a millionaire even on a low salary!

Timestamps:

(01:04) - The meaning of money

(02:15) - Your money-making equation

(03:32) - The rules of the game

(05:43) - The last step

(07:47) - Harvesting your efforts

(08:32) - What was it all for?

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Watch the YouTube version of this episode HERE or read the written version HERE

►Research stocks with Seeking Alpha ⁠https://seekingalpha.me/VanillaInvestor⁠

►The Vanilla Newsletter - get the written version of episodes in your email every Sunday: ⁠https://vanillainvestor.com⁠

►Get your FREE Spending Tracker ⁠https://spendingtracker.vanillainvestor.com⁠

►Investing/Personal Finance books you should read ⁠https://amzn.to/3TFcfny

Most people automatically equate being wealthy = being happy. But that is not necessarily the case sometimes. While this statement is not entirely correct, it does not fall far from the truth, as money is still a major indicator of success. So, today we will break down some core habits that millionaires often used, that are tried and tested, which the average Joe can replicate with ease!

Welcome to The Vanilla Podcast, hosted by Ivan from the Vanilla Investor. On this podcast you’ll learn everything investing-related, smart personal finance tactics and achieving financial independence for you and your loved ones! We talk about the ways of investing your money in the stock market, the most optimal debt repayment strategies, and how you can work your way to a millionaire even on a low salary!

Timestamps:

(01:12) - Habit 1

(02:48) - Habit 2

(04:03) - Habit 3

(05:13) - Habit 4

(06:57) - Habit 5

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