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The ‘Venison Strategy’ Might Work… Until It Really Doesn’t | IGW Ep 52
What do a comedian, a fake deer accident, and a totaled car have in common?
Apparently… a masterclass in what not to do with your insurance claim.
In this episode of Insurance Gone Wild, Dennis and Stephanie break down a viral comedy bit that raises a very real question:
👉 Could you actually fool an insurance company with a “creative” claim?
From staged deer collisions (yes… involving venison 😳) to real-life stories of swerving for animals and totaling cars, this episode walks the fine line between hilarious and highly illegal.
Along the way, you’ll learn:
Why insurance companies care more about what you hit than why you swerved
The difference between comprehensive vs. collision coverage (and why it matters more than you think)
What a “phantom vehicle” is—and why it rarely works in your favor
And why honesty in a claim might save you a LOT more than a clever story ever could
Bottom line:
It might sound genius… until it turns into fraud.
🎧 Hit play for laughs, real talk, and the kind of insurance advice you didn’t know you needed.
⏱️ Chapters
00:00 – Lighting Problems & Studio Chaos
00:02:29 – The Viral “Fake Deer” Insurance Story
00:05:35 – Swerving vs. Hitting: What Insurance Actually Wants
00:09:36 – Phantom Vehicles & Who’s Really at Fault
00:18:40 – Fraud Stories That (Shockingly) Got Paid
00:24:34 – Commercials, Confusion & Classic Banter
Email: [email protected]
Facebook: https://www.facebook.com/InsuranceGoneWild
Get a Quote!
Panatela Group: https://panatelagroup.com/
Call: 817-753-0093
View all episodes
By Insurance Gone WildWhat do a comedian, a fake deer accident, and a totaled car have in common?
Apparently… a masterclass in what not to do with your insurance claim.
In this episode of Insurance Gone Wild, Dennis and Stephanie break down a viral comedy bit that raises a very real question:
👉 Could you actually fool an insurance company with a “creative” claim?
From staged deer collisions (yes… involving venison 😳) to real-life stories of swerving for animals and totaling cars, this episode walks the fine line between hilarious and highly illegal.
Along the way, you’ll learn:
Why insurance companies care more about what you hit than why you swerved
The difference between comprehensive vs. collision coverage (and why it matters more than you think)
What a “phantom vehicle” is—and why it rarely works in your favor
And why honesty in a claim might save you a LOT more than a clever story ever could
Bottom line:
It might sound genius… until it turns into fraud.
🎧 Hit play for laughs, real talk, and the kind of insurance advice you didn’t know you needed.
⏱️ Chapters
00:00 – Lighting Problems & Studio Chaos
00:02:29 – The Viral “Fake Deer” Insurance Story
00:05:35 – Swerving vs. Hitting: What Insurance Actually Wants
00:09:36 – Phantom Vehicles & Who’s Really at Fault
00:18:40 – Fraud Stories That (Shockingly) Got Paid
00:24:34 – Commercials, Confusion & Classic Banter
Email: [email protected]
Facebook: https://www.facebook.com/InsuranceGoneWild
Get a Quote!
Panatela Group: https://panatelagroup.com/
Call: 817-753-0093