Being a mortgage professional often means helping someone make the biggest purchase of their life: their home. Johnson and Chris discuss the different skills that help them, as VINE Group agents, take a holistic approach toward reviewing a client’s portfolio.

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There’s a lot of value in leveraging your home to unlock equity.

A mortgage with a home equity line of credit (or HELOC) is a great way to keep the mortgage that you’re paying down, while still maintaining access to a large sum of money through a HELOC. See what else your mortgage can do for you by scheduling a call with one of our agents. 

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Thinking of buying a cottage? Can short-term rental income be used to qualify for financing?

We discuss cottage ownership, short-term cottage rentals and the risks that lenders assess when it comes to financing a cottage property.  

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Negative interest rates? VINE Group Partners are back on the RANT discussing everyone’s favourite topic: Interest Rates! The Partners share the thoughts on global rate trends and where they think Canadian mortgage rates are headed in the near future.

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VINE Group Mortgage Agent, Lauren Pye, and Realtor, Marlow Singh of Condos.ca, discuss current real estate market trends, the importance of being pre-qualified and what first-time home buyers should expect when they begin their home buying journey.SHOW MORE

With the current rate trends, is this the right time for you to convert your mortgage?

We all know the lending landscape can change very quickly. Lenders are looking closely at regional properties that rely on rental income, due to concerns that rents may be dropping and vacancies may be on the rise. We take a look at how this might impact investors and primary homeowners alike.

Like watching paint dry, insurance isn't the most interesting topic of conversation but definitely something that is important when it comes to protecting you and your family.

Credit bureau's are not as scary as you might think!

Mortgage Agents are motivated to find a solution that fits your needs, but how does that translate into payment? On this episode, VINE Partners Christopher Darwiche and Hugo Dos Reis provide clarity on how Mortgage Agents generate income.