Welcome back to The Wealth Cafe. We missed you! We thought that, given the high number of viewers who found this topic to be both controversial and impactful, we'd revisit it in 2026. This type of thing happens more often than you think, and if/when something catastrophic happens, you want to be ready. 

Having too much money is something we all aspire to, so that we can retire early and enjoy life, but dying with too much money is a real concern. There are always what-ifs and question marks in life, but you must prepare to the best of your ability by building a financial plan to ensure you can enjoy the money or pass it on to the next generation. 

What we’ll cover:

✅ Example from a real-life client.

✅ Setting up legacy plans.

✅ Planning transitions.

✅ Adjusting lifestyles.

We at The Wealth Cafe encourage you to schedule a meeting with an estate attorney, financial advisor, or tax accountant, so that you don’t have to worry about where your money will go when you eventually pass. Start 2026 by building a team that can help you enjoy this money now or strategically pass it on!

☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!

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LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ 

YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w 

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Email: [email protected] 

Let's kick your New Year off right! This episode of The Wealth Cafe is all about helping you set financial intentions for 2026 and beyond. This is a must-watch, especially for high earners who are looking for options to take advantage of opportunities that can help maximize wealth in both the short and long term. We’ll be covering key considerations for setting goals, prioritizing them, and maintaining accountability for you and your financial team. 

What we’ll cover:

✅ Having clear intentions.

✅ How to communicate with your financial team.

✅ Importance of revisiting your financial plan.

✅ Why tracking progress matters.

Always ensure that you share your goals and intentions with your financial team, so they can keep your best interests in mind while helping you plan for both the present and the future. 

☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!

🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  

LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ 

YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w 

BLOG:  /  / https://tanisfingroup.com/blog/ 

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Website: https://tanisfingroup.com/  

Email: [email protected] 

As life changes, so does the financial world. In recent years, you may have gained a higher wage with upward career moves, decided to start a family, or even just reached important life milestones. With all that being said, because of these new stages in life, you may have found that, like clothes, you’ve outgrown your current financial advisor. 

This episode of The Wealth Cafe is all about detecting the telltale signs that you’re in need of a new financial team, as well as helpful tips on how to find the perfect next advisor for your season of life!

What we’ll cover:

✅ How to know it’s time to change.

✅ Where things get more complicated.

✅ The importance of a proactive advisor & holistic planning.

✅ Making sure you're looking at generations to come, not just the here and now.

After doing your due diligence and sitting down for one one-on-one consultations, the holiday season is a great time for you and your loved ones to weigh the pros and cons of potential new advisors based on how they manage their portfolios and strategically think through complex financial topics. Allowing you to start fresh in the new year with a financial advisor who's suited to give you guidance on how to secure a sound financial future! 

☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!

🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  

LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ 

YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w

BLOG:  /  / https://tanisfingroup.com/blog/ 

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Website: https://tanisfingroup.com/  

Email: [email protected] 

Many high earners excel at reaching significant financial milestones, such as achieving a comfortable retirement lifestyle, purchasing a second home, or taking a grand vacation with their grandchildren; however, for some reason, they struggle to achieve short-term goals that precede these. That’s why this episode of The Wealth Cafe is dedicated to assisting and guiding high-net-worth individuals, like you, on items that other financial advisors often overlook when helping their clients.

Today’s episode is all about defining what short-term financial goals are, how to plan for them as a high earner, and the impact short-term financial planning can have on the big picture. Planning for the new year is just as important as planning for the next three to five years!

What we’ll cover:

✅ Examples of short-term goals.

✅ Exercises to help with planning for these goals.

✅ Value of having money prepared & ready.

✅ Importance of open communication & who to loop in.

We at The Wealth Cafe encourage you to schedule a meeting with your own financial team or with us to discuss your short-term goals and explore how they align with your long-term financial picture. 

☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!

🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  

LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ 

YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w 

BLOG:  /  / https://tanisfingroup.com/blog/ 

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🔗CONNECT

Website: https://tanisfingroup.com/  

Email: [email protected] 

Are you a high-net-worth or high-earning individual who's looking for guidance on a popular year-end tax planning strategy? If this sounds like you, then you’re going to want to tune into this episode of The Wealth Cafe! 

On this episode, we aren’t talking about traditional tax loss harvesting; we're talking about opportunities where you can potentially take strategic tax loss gains in your portfolio. Whether you're expecting to see a drop in income and need rebalancing, have a concentrated stock position from a family inheritance that needs to be unwound, or are just looking to reinvest assets based on where markets are moving, we can help examine the nuances of each and help you accomplish your year-end financial goals.  

What we’ll cover:

✅ Deadlines to be aware of.

✅ Three scenarios where you can potentially take strategic tax gains.

✅ Real-life examples.

✅ The importance of a second opinion.

Always remember, when it comes to year-end planning, the focus should be on paying the overall lifetime lowest tax bill, not the lowest tax bill in just one year or in one season of your life. 

☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!

🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  

LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ 

YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w 

BLOG:  /  / https://tanisfingroup.com/blog/ 

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🔗CONNECT

Website: https://tanisfingroup.com/  

Email: [email protected] 

Holidays, like Thanksgiving, are rightfully all about spending time with friends and family, reminiscing on the year that was. During the holidays, we spend a lot of time thinking about others, but we don’t focus enough on ourselves and the things that we've accomplished.

This episode is all about providing our listeners with a safe space to give themselves a pat on the back for all the accomplishments and milestones that helped make this such an incredible year!

Everyone deserves a little time to be proud of the heights they’ve reached or the strides they’ve made. That’s why, after this episode, we encourage you and your loved ones to create gratitude lists, so that you can go forward into 2026 with a clear vision and understanding of what you want the future to look like. 

What we’ll cover:

✅ Why showing yourself gratitude is important.

✅ What The Wealth Cafe is thankful for.

✅ A real-life example of why our mission is to put women in the driver's seat.

✅ Why you should always be part of conversations regarding the future.

We at The Wealth Cafe are extremely thankful for each and every one of you and can’t wait to see what next year brings!

☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!

🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  

LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ 

YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w 

BLOG:  /  / https://tanisfingroup.com/blog/ 

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🔗CONNECT

Website: https://tanisfingroup.com/  

Email: [email protected] 

I recently had the opportunity to sit down with a woman who manifests bold visions, executes high-impact marketing, and helps clients turn real estate into a wealth-building strategy. Her name is Stephanie Bray, and Arizona luxury real estate is her game! From her humble beginnings to pitching Ryan Serhant, from Million Dollar Listing, with a personally monogrammed iPad featuring a business name that didn’t exist yet, this episode provides an amazing look into how a third-generation realtor and native Phoenician built her own legacy and accomplished her dream. 

🎯 What You’ll Learn:

✅ Stephanie’s journey. 

✅ Why daring to dream & striving to leave a lasting legacy is important. 

✅ How being bold gets results.

✅ Behind SERHANT's growth in the Arizona market. 

✅ How overcoming adversity made her stronger.

Clients describe her as an incredibly dedicated realtor who goes above and beyond, never hesitating to accommodate their requests. If you're a savvy, high-net-worth individual who appreciates an agent that turns market complexities into opportunities, make sure to get in contact with her: https://serhant.com/agents/stephanie-bray

Want to connect with Stephanie?

🔍INSTAGRAM:  /  / https://www.instagram.com/stephanie.bray.az     

FACEBOOK:  /  / https://www.facebook.com/stephanie.bray.az/ 

LINKEDIN:  /  / https://www.linkedin.com/in/stephaniebrayaz/

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🔗CONNECT WITH SERHANT

SERHANT Website: https://serhant.com/     

SERHANT LinkedIn: https://www.linkedin.com/company/serhant/  

SERHANT Facebook: https://www.facebook.com/serhant/ 

SERHANT Instagram: https://www.instagram.com/serhant/ 

SERHANT TIKTOK: https://www.tiktok.com/@serhant

☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!

🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  

LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ 

YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w 

BLOG:  /  / https://tanisfingroup.com/blog/ 

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🔗CONNECT

Website: https://tanisfingroup.com/  

Email: [email protected] 

Do you define yourself as a leader? Well, then you’re going to love my recent conversation with executive coach, leadership trainer, and clinical social worker, Sheila Storrer. For the past ten years, she has been helping people articulate their goals and take actionable steps to achieve them. From dream lives to dream jobs, she has the knowledge and the know-how to help leaders like you get sh*t done! She constantly sees clients being excited about making things happen, but will still fall into the “I can’t” mindset. Once they develop actionable practices to move themselves forward, they stop sabotaging themselves and create the life they’ve always dreamed of. 

🎯 What You’ll Learn:
✅ Sheila’s journey. 
✅ Generational differences when it comes to priorities. 
✅ Getting what you truly want versus what you're told you should want.
✅ How to avoid distractions & stay focused. 
✅ Importance of well-being & self-care. 

Sheila’s true passion is helping people see what’s possible instead of focusing on what’s not, or what they perceived was “wrong with them”, versus helping them see their strength and power. Her ultimate goal is to transform clients’ lives both at home and at work.  

Want to connect with Sheila? 

🔍INSTAGRAM:  /  / https://www.instagram.com/sheilastorrer/    
LINKEDIN:  /  / https://www.linkedin.com/in/sheila-storrer-licsw-pcc-61a1309/   
WEBSITE:  /  / https://sheilastorrercoaching.com/  
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🔗CONNECT WITH LUMO
LUMO Website: https://lumoleadership.com/    
LUMO LinkedIn: https://www.linkedin.com/company/lumoleadership/  
LUMO Facebook: https://www.facebook.com/lumoleadership/ 
LUMO Instagram: https://www.instagram.com/lumoleadership/  

☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!

🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  
LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ 
YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w 
BLOG:  /  / https://tanisfingroup.com/blog/ 
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🔗CONNECT
Website: https://tanisfingroup.com/  
Email: [email protected]

Welcome to The Wealth Cafe! In this episode, we're kicking off National Long Term Care Month with a deep dive into a topic that affects more people than you might think—long term care planning.

Did you know that 70% of people over age 65 will need some form of long term care? Caroline walks you through everything you need to know, from the true costs of care (assisted living, home care, and nursing homes) to practical steps for building a financial plan that protects your wealth and your family's future.

You'll learn:

Why long term care is something we all need to discuss and plan for, regardless of age or wealth

How to estimate the real costs of care (the numbers may surprise you!)

Different types of long term care (in-home care, assisted living, nursing homes) and how to choose what's right for your needs and lifestyle

The risks of not planning—how medical and care costs can erode your hard-earned savings or impact your legacy

How to start family conversations about care, even when it's tough to talk about

Tips on finding the right insurance coverage and key questions to ask your advisor

How new tools like Water Lily use AI to help you estimate your future long term care needs

Whether you're planning for yourself, aging parents, or want to ensure your wealth lasts for future generations, this episode will help you approach long term care planning with clarity and confidence.

Join us each week throughout Long Term Care Month as The Wealth Cafe brings you conversations designed to empower, educate, and help you finish the year strong!

☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!

🔗 Connect with us
Have questions or want to start your long term care plan? Drop a comment or reach out to Wealth Cafe Host!
Subscribe for more expert advice and inspiration on your wealth journey!

🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  
LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ 
YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w 
BLOG:  /  / https://tanisfingroup.com/blog/ 
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🔗CONNECT
Website: https://tanisfingroup.com/  
Email: [email protected]

Are you considering retirement and wondering if you're truly ready—financially, emotionally, and purposefully? In this episode of "The Wealth Cafe," Caroline dives deep into the five key signs that indicate you're prepared to make a smooth transition into retirement. Going beyond just the numbers on paper, we explore the importance of having a clear vision for your next chapter, strategic financial planning across different buckets (pre-tax, after-tax, taxable), and ensuring your legacy and family plans are fully aligned.

Discover why retirement is more of a transition than a one-time event, with insights on managing the emotional shift from accumulating wealth to drawing down assets, and creating lasting memories for your loved ones. Whether you’re aiming for full retirement, semi-retirement, or a purposeful mix of volunteering and adventure, this episode gives you actionable strategies to retire with confidence and peace.

Don’t forget to check out the link in our show notes for a free introductory call to discuss your retirement strategy!

Keywords: Ready to retire, retirement planning, financial buckets, emotional readiness, legacy planning, transitioning to retirement, Wealth Cafe podcast, retirement tips, financial strategy, peaceful retirement

☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!

🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  
LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ 
YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w 
BLOG:  /  / https://tanisfingroup.com/blog/ 
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🔗CONNECT
Website: https://tanisfingroup.com/  
Email: [email protected]