In this week's episode, I’m joined by Selena Flavius, founder of Black Girl Finance, to discuss the ethnicity and gender pay gaps and how these issues impact women of colour.

We dive into financial literacy, the importance of confidence in money management, and why advocating for fair pay is critical. Selena also shares her journey from late saver to finance coach and the inspiration behind her annual Black Girl Finance Festival, which empowers women with financial education and community support.

Key Themes:

Resources:

Work with Tsitsi and follow The Wealth Conversation:

Connect with Selena Flavius:

Welcome back to The Wealth Conversation! In this episode, Selina Falvius (Black Girl Finance founder) and I tackle the ethnicity pay gap and explore how it impacts women/people of colour in the workplace.

We uncover the hidden costs of this pay gap, and how it hinders wealth-building, financial security, and retirement planning. Tune in as we discuss ways to close the gap, advocate for equal pay, and build wealth despite these financial challenges!

Key Themes:

Resources:

In this episode, I’m joined by Antoinette Oguntonade, co-founder of BrickzwithTipz, to uncover the truth about property ownership. We debunk common myths, discuss the long-term benefits of owning property, and explore how collaboration can help you get on the property ladder.

We also touch on the pressures of being a breadwinner and the importance of women leveraging their skills to build wealth. If you’re ready to challenge what you think you know about property, this episode is for you!

Key Themes:

• Debunking myths about property ownership.

• Long-term financial benefits of owning property.

• Collaboration in property investment.

• The role of women in wealth building.

• The impact of multiple income streams.

Resources:

Guest Resources:

In this episode, I chat with Antoinette Oguntonade, co-founder of BrickzwithTipz, about the power of property ownership as a wealth-building tool!

We discuss common misconceptions about property ownership, the long-term benefits, and how it can provide financial freedom and security for future generations.

Antoinette also shares her personal journey and the importance of women contributing to family wealth, breaking traditional gender roles. Tune in!

Key Themes:

Resources:

Guest Resources:

In this episode, I sit down with Benedicta Egbeme, founder of BeniRatio Finances, to discuss the crucial importance of separating personal and business finances!

We dive into practical tips for managing your finances, avoiding tax issues, and the mindset shifts needed to treat your business as a separate entity. Benedicta shares strategies for tax planning, maximising profits, and protecting your wealth for future generations.

Key Themes:

Resources:

Guest Resources:

In this episode, we dive into the key taxes to be aware of whether you're employed, self-employed, or running a business.

We also explore strategies for managing taxes efficiently, ensuring you're maximising your income and reinvesting smartly into your business!

Work with Tsitsi and follow The Wealth Conversation:

Guest Resources

#PersonalFinance #TaxPlanning #SmallBusiness #WealthManagement #FinancialEducation

In this episode of The Wealth Conversation, Norma Cassius and I delve into financial anxiety and mental wellbeing!

Norma, a seasoned money management and mental health consultant, shares her personal journey and the vital role of effective money management. We explore the psychological impact of the cost of living crisis, emphasising the need for financial education and understanding one's relationship with money.

Tune in to discover practical strategies for reducing financial stress and learn how addressing mental health can transform your financial life!

Key Themes Discussed:

Resources:

Additional Resources:

In this episode, we delve into the widespread financial anxiety caused by the current cost of living crisis. From the impact on daily expenses to the psychological toll on different socioeconomic groups, we explore strategies for resilience and resourcefulness in challenging times.

In this episode, I discuss the critical importance of having a will, the potential complications that can arise without one, and how to ensure your assets and loved ones are protected!

In this episode, I delve into common issues that arise with wills and how to avoid disputes through proper communication and regular updates. From blended family complexities to the importance of ensuring your will reflects your current wishes, I cover key factors that can lead to will contests and legal challenges!

Learn why regular review and updating of your will is crucial to prevent misunderstandings and ensure your assets are distributed according to your intentions.

Key Themes:

- Importance of Communication in Estate Planning

- Challenges in Blended Family Scenarios

- Contesting a Will: Common Reasons

- Ensuring Wills Reflect Current Wishes

- Importance of Regular Will Reviews

Work with Tsitsi and follow The Wealth Conversation:

- Book an hour finance session with Tsitsi: https://programs.thewealthconversation.com/power-hour

- LinkedIn: https://www.linkedin.com/in/tsitsi-mutiti-chartered-fcsi/

- Facebook: https://www.facebook.com/thewealthconversation

- Instagram: https://www.instagram.com/thewealthconversation/