Sign up to save your podcasts
Or
Share The Wealth Elevator
Share to email
Share to Facebook
Share to X
Share to email
Share to Facebook
Share to X
Or
The Wealth Elevator episodes
- Infinite Banking with Whole Life Insurance for 2020 with Chris Miles
Summary: We discuss infinite banking. To get the full guide go to SimplePassiveCashflow.com/banking
Youtube link: https://youtu.be/tOtBf_TRyIk?sub_confirmation=1
Website link: SimplePassiveCashflow.com/banking
1 hr 14 min - December 2019 - Monthly Investor News "GreenSheet"
Summary: Latest news headlines and commentary
Youtube link: https://youtu.be/-pC0IK4Yp3E?sub_confirmation=1
Website link: SimplePassiveCashflow.com/investorletter
Transcription:
Start learning about real estate investing - SimplePassiveCashflow.com/start
Subscribe to the Top-50 Investing Free Podcast - https://podcasts.apple.com/us/podcast/simple-passive-cashflow/id1118795347
_________________________
Top SimplePassiveCashflow Posts:
This website has been going through daily improvements everyday since 2016. I admit things are a bit all over the place as I learn about these investments and wealth tactics.
Events – SimplePassiveCashflow.com/events
Past Projects - crowdfundaloha.com/past-projects/
Simple Passive Cashflow’s Investor Friend Finder!!! –SimplePassiveCashflow.com/friends
Menu of Investing Options – SimplePassiveCashflow.com/menu
LaneHack – SimplePassiveCashflow.com/lanehack
Passive Investor Accelerator eCourse - SimplePassiveCashflow.com/ecourse
Passive Investor Accelerator eCourse & Mastermind - SimplePassiveCashflow.com/journey
Coaching – SimplePassiveCashflow.com/coaching
Join our Private Investor Club – SimplePassiveCashflow.com/club
Join our Team – SimplePassiveCashflow.com/jointeam
Our Mission – SimplePassiveCashflow.com/mission
Partner Opportunity – SimplePassiveCashflow.com/partner
Products I support – SimplePassiveCashflow.com/products
About Lane Kawaoka – SimplePassiveCashflow.com/about-me
Quarterly Investor Updates – http://simplepassivecashflow.com/investorletter
SPC YouTube Channel – https://www.youtube.com/channel/UC3cIIsGKx3osVU5rt2P0HfQ
Real Estate Book Recommendations – SimplePassiveCashflow.com/books
Backwards Engineering Happiness – SimplePassiveCashflow.com/happy
Rental Property Analyser – SimplePassiveCashflow.com/analyser
Visit Lane in Hawaii – SimplePassiveCashflow.com/retreat
Start Here – http://simplepassivecashflow.com/start
Ultimate Simple Passive Cashflow Guide to…
1031 Exchanges – Simplepassivecashflow.com/1031guide
Newbies – SimplePassiveCashflow.com/noob
Infinite Banking – SimplePassiveCashflow.com/banking
Your Opportunity fund – SimplePassiveCashflow.com/ofund
Taxes – SimplePassiveCashflow.com/tax
Tradelines – Simplepassivecashflow.com/tradelines
Turnkey Rental Guide: simplepassivecashflow.com/turnkey
Syndication Guide – simplepassivecashflow.com/syndication
Crowdfunding – SimplePassiveCashflow.com/crowdfunding
Networking – SimplePassiveCashflow.com/people
Private Money Lending – SimplePassiveCashflow.com/lend
Investing in Coffee/Cocoa – SimplePassiveCashflow.com/coffee
Investing in Non-Preforming Notes – SimplePassiveCashflow.com/ahp
Rent don’t buy – SimplePassiveCashflow.com/home
Investor Fallacy: Return of Equity – SimplePassiveCashflow.com/roe
How to Calculate Investment Returns – SimplePassiveCashflow.com/returns
Why you should break up with your Financial Planner – SimplePassiveCashflow.com/fp
Quitting your job – SimplePassiveCashflow.com/quit
31 min - Buying (Breast Feeding) Websites for Cashflow
Website link: SimplePassiveCashflow.com/ecommerce
Summary: - I buy existing websites that are cash-flow positive; - I hire a developer/company (much like a multi-family property manager) to manage the sites and to assist in increasing traffic; - the developer optimizes the SEO and content of the site to increase traffic to affiliate marketing partners; - the developer creates a complimentary site to increase synergy between the sites and increase revenue; and - we then add content monthly to the site and continually optimize traffic while reaping affiliate marketing income. Start learning about real estate investing - SimplePassiveCashflow.com/start Subscribe to the Top-50 Investing Free Podcast - https://podcasts.apple.com/us/podcast/simple-passive-cashflow/id1118795347
_________________________ Top SimplePassiveCashflow Posts: This website has been going through daily improvements everyday since 2016. I admit things are a bit all over the place as I learn about these investments and wealth tactics. Events – SimplePassiveCashflow.com/events Past Projects - crowdfundaloha.com/past-projects/ Simple Passive Cashflow’s Investor Friend Finder!!! –SimplePassiveCashflow.com/friends Menu of Investing Options – SimplePassiveCashflow.com/menu LaneHack – SimplePassiveCashflow.com/lanehack Passive Investor Accelerator eCourse - SimplePassiveCashflow.com/ecourse Passive Investor Accelerator eCourse & Mastermind - SimplePassiveCashflow.com/journey Coaching – SimplePassiveCashflow.com/coaching Join our Private Investor Club – SimplePassiveCashflow.com/club Join our Team – SimplePassiveCashflow.com/jointeam Our Mission – SimplePassiveCashflow.com/mission Partner Opportunity – SimplePassiveCashflow.com/partner Products I support – SimplePassiveCashflow.com/products About Lane Kawaoka – SimplePassiveCashflow.com/about-me Quarterly Investor Updates – http://simplepassivecashflow.com/investorletter SPC YouTube Channel – https://www.youtube.com/channel/UC3cIIsGKx3osVU5rt2P0HfQ Real Estate Book Recommendations – SimplePassiveCashflow.com/books Backwards Engineering Happiness – SimplePassiveCashflow.com/happy Rental Property Analyser – SimplePassiveCashflow.com/analyser Visit Lane in Hawaii – SimplePassiveCashflow.com/retreat Start Here – http://simplepassivecashflow.com/start Ultimate Simple Passive Cashflow Guide to… 1031 Exchanges – Simplepassivecashflow.com/1031guide Newbies – SimplePassiveCashflow.com/noob Infinite Banking – SimplePassiveCashflow.com/banking Your Opportunity fund – SimplePassiveCashflow.com/ofund Taxes – SimplePassiveCashflow.com/tax Tradelines – Simplepassivecashflow.com/tradelines Turnkey Rental Guide: simplepassivecashflow.com/turnkey Syndication Guide – simplepassivecashflow.com/syndication Crowdfunding – SimplePassiveCashflow.com/crowdfunding Networking – SimplePassiveCashflow.com/people Private Money Lending – SimplePassiveCashflow.com/lend Investing in Coffee/Cocoa – SimplePassiveCashflow.com/coffee Investing in Non-Preforming Notes – SimplePassiveCashflow.com/ahp Rent don’t buy – SimplePassiveCashflow.com/home Investor Fallacy: Return of Equity – SimplePassiveCashflow.com/roe How to Calculate Investment Returns – SimplePassiveCashflow.com/returns Why you should break up with your Financial Planner – SimplePassiveCashflow.com/fp Quitting your job – SimplePassiveCashflow.com/quit
25 min - Mortgage lending questions for 2020 w/ Graham Parham
Youtube link: https://youtu.be/x5JUzagafjs
Website link: https://www.SimplePassiveCashflow.com/turnkey
Start learning about real estate investing - SimplePassiveCashflow.com/start
Subscribe to the Top-50 Investing Free Podcast - https://podcasts.apple.com/us/podcast/simple-passive-cashflow/id1118795347
_________________________
Top SimplePassiveCashflow Posts:
This website has been going through daily improvements everyday since 2016. I admit things are a bit all over the place as I learn about these investments and wealth tactics.
Events – SimplePassiveCashflow.com/events
Past Projects - crowdfundaloha.com/past-projects/
Simple Passive Cashflow’s Investor Friend Finder!!! –SimplePassiveCashflow.com/friends
Menu of Investing Options – SimplePassiveCashflow.com/menu
LaneHack – SimplePassiveCashflow.com/lanehack
Passive Investor Accelerator eCourse - SimplePassiveCashflow.com/ecourse
Passive Investor Accelerator eCourse & Mastermind - SimplePassiveCashflow.com/journey
Coaching – SimplePassiveCashflow.com/coaching
Join our Private Investor Club – SimplePassiveCashflow.com/club
Join our Team – SimplePassiveCashflow.com/jointeam
Our Mission – SimplePassiveCashflow.com/mission
Partner Opportunity – SimplePassiveCashflow.com/partner
Products I support – SimplePassiveCashflow.com/products
About Lane Kawaoka – SimplePassiveCashflow.com/about-me
Quarterly Investor Updates – http://simplepassivecashflow.com/investorletter
SPC YouTube Channel – https://www.youtube.com/channel/UC3cIIsGKx3osVU5rt2P0HfQ
Real Estate Book Recommendations – SimplePassiveCashflow.com/books
Backwards Engineering Happiness – SimplePassiveCashflow.com/happy
Rental Property Analyser – SimplePassiveCashflow.com/analyser
Visit Lane in Hawaii – SimplePassiveCashflow.com/retreat
Start Here – http://simplepassivecashflow.com/start
Ultimate Simple Passive Cashflow Guide to…
1031 Exchanges – Simplepassivecashflow.com/1031guide
Newbies – SimplePassiveCashflow.com/noob
Infinite Banking – SimplePassiveCashflow.com/banking
Your Opportunity fund – SimplePassiveCashflow.com/ofund
Taxes – SimplePassiveCashflow.com/tax
Tradelines – Simplepassivecashflow.com/tradelines
Turnkey Rental Guide: simplepassivecashflow.com/turnkey
Syndication Guide – simplepassivecashflow.com/syndication
Crowdfunding – SimplePassiveCashflow.com/crowdfunding
Networking – SimplePassiveCashflow.com/people
Private Money Lending – SimplePassiveCashflow.com/lend
Investing in Coffee/Cocoa – SimplePassiveCashflow.com/coffee
Investing in Non-Preforming Notes – SimplePassiveCashflow.com/ahp
Rent don’t buy – SimplePassiveCashflow.com/home
Investor Fallacy: Return of Equity – SimplePassiveCashflow.com/roe
How to Calculate Investment Returns – SimplePassiveCashflow.com/returns
Why you should break up with your Financial Planner – SimplePassiveCashflow.com/fp
Quitting your job – SimplePassiveCashflow.com/quit
57 min - Doctor Using Short Term Rentals for FI
Summary: 4-8k a month passive with short term rentals
Started with assisted living for a year but its very intense from an operator prospective and discovered it was too hard
Better paying tenants
Rental arbitrage game to scale up quickly and downsides
Get bookings on own website
Why are there so much engineers investors? And the doctor paradigm. And paying off student debt.
Pros & Cons of Short Term AirBNB & VROB rentals landlording
Better paying tenants
Rental arbitrage game to scale up quickly and downsides
Get bookings on own website
Youtube link: https://youtu.be/hJhVAFN0Zw8
Website link: SimplePassiveCashflow.com/doctor
Start learning about real estate investing - SimplePassiveCashflow.com/start
Subscribe to the Top-50 Investing Free Podcast - https://podcasts.apple.com/us/podcast/simple-passive-cashflow/id1118795347
_________________________
Top SimplePassiveCashflow Posts:
This website has been going through daily improvements everyday since 2016. I admit things are a bit all over the place as I learn about these investments and wealth tactics.
Events – SimplePassiveCashflow.com/events
Past Projects - crowdfundaloha.com/past-projects/
Simple Passive Cashflow’s Investor Friend Finder!!! – SimplePassiveCashflow.com/friends
Menu of Investing Options – SimplePassiveCashflow.com/menu
LaneHack – SimplePassiveCashflow.com/lanehack
Group Coaching Mastermind – SimplePassiveCashflow.com/journey
Coaching – SimplePassiveCashflow.com/coaching
Join our Private Investor Club – SimplePassiveCashflow.com/club
Join our Team – SimplePassiveCashflow.com/jointeam
Our Mission – SimplePassiveCashflow.com/mission
Partner Opportunity – SimplePassiveCashflow.com/partner
Products I support – SimplePassiveCashflow.com/products
About Lane Kawaoka – SimplePassiveCashflow.com/about-me
Quarterly Investor Updates – http://simplepassivecashflow.com/investorletter
SPC YouTube Channel – https://www.youtube.com/channel/UC3cIIsGKx3osVU5rt2P0HfQ
Real Estate Book Recommendations – SimplePassiveCashflow.com/books
Backwards Engineering Happiness – SimplePassiveCashflow.com/happy
Rental Property Analyser – SimplePassiveCashflow.com/analyser
Visit Lane in Hawaii – SimplePassiveCashflow.com/retreat
Start Here – http://simplepassivecashflow.com/start
Ultimate Simple Passive Cashflow Guide to…
1031 Exchanges – Simplepassivecashflow.com/1031guide
Newbies – SimplePassiveCashflow.com/noob
Infinite Banking – SimplePassiveCashflow.com/banking
Your Opportunity fund – SimplePassiveCashflow.com/ofund
Taxes – SimplePassiveCashflow.com/tax
Tradelines – Simplepassivecashflow.com/tradelines
Turnkey Rental Guide: simplepassivecashflow.com/turnkey
Syndication Guide – simplepassivecashflow.com/syndication
Crowdfunding – SimplePassiveCashflow.com/crowdfunding
Networking – SimplePassiveCashflow.com/people
Private Money Lending – SimplePassiveCashflow.com/lend
Investing in Coffee/Cocoa – SimplePassiveCashflow.com/coffee
Investing in Non-Preforming Notes – SimplePassiveCashflow.com/ahp
Rent don’t buy – SimplePassiveCashflow.com/home
Investor Fallacy: Return of Equity – SimplePassiveCashflow.com/roe
How to Calculate Investment Returns – SimplePassiveCashflow.com/returns
Why you should break up with your Financial Planner – SimplePassiveCashflow.com/fp
Quitting your job – SimplePassiveCashflow.com/quit
41 min - Stop Being a Crazy Rich "Mom/Pop" Asian Investor w/ Elisa Zhang
Youtube link: https://youtu.be/8MPCV8tZo1Y
Website link: SimplePassiveCashflow.com/ezmoney
Summary: Starting BRRR in Seattle WA
Looking at Syndications while wrapping up SFH BRRRS
First apartment deal closing fell through
[Elisa quit her job 11/2019!]
How to unplug while on vacation
Start learning about real estate investing - SimplePassiveCashflow.com/start
Subscribe to the Top-50 Investing Free Podcast - https://podcasts.apple.com/us/podcast/simple-passive-cashflow/id1118795347
_________________________
Top SimplePassiveCashflow Posts:
This website has been going through daily improvements everyday since 2016. I admit things are a bit all over the place as I learn about these investments and wealth tactics.
Events – SimplePassiveCashflow.com/events
Past Projects - crowdfundaloha.com/past-projects/
Simple Passive Cashflow’s Investor Friend Finder!!! – SimplePassiveCashflow.com/friends
Menu of Investing Options – SimplePassiveCashflow.com/menu
LaneHack – SimplePassiveCashflow.com/lanehack
Group Coaching Mastermind – SimplePassiveCashflow.com/journey
Coaching – SimplePassiveCashflow.com/coaching
Join our Private Investor Club – SimplePassiveCashflow.com/club
Join our Team – SimplePassiveCashflow.com/jointeam
Our Mission – SimplePassiveCashflow.com/mission
Partner Opportunity – SimplePassiveCashflow.com/partner
Products I support – SimplePassiveCashflow.com/products
About Lane Kawaoka – SimplePassiveCashflow.com/about-me
Quarterly Investor Updates – http://simplepassivecashflow.com/investorletter
SPC YouTube Channel – https://www.youtube.com/channel/UC3cIIsGKx3osVU5rt2P0HfQ
Real Estate Book Recommendations – SimplePassiveCashflow.com/books
Backwards Engineering Happiness – SimplePassiveCashflow.com/happy
Rental Property Analyser – SimplePassiveCashflow.com/analyser
Visit Lane in Hawaii – SimplePassiveCashflow.com/retreat
Start Here – http://simplepassivecashflow.com/start
Ultimate Simple Passive Cashflow Guide to…
1031 Exchanges – Simplepassivecashflow.com/1031guide
Newbies – SimplePassiveCashflow.com/noob
Infinite Banking – SimplePassiveCashflow.com/banking
Your Opportunity fund – SimplePassiveCashflow.com/ofund
Taxes – SimplePassiveCashflow.com/tax
Tradelines – Simplepassivecashflow.com/tradelines
Turnkey Rental Guide: simplepassivecashflow.com/turnkey
Syndication Guide – simplepassivecashflow.com/syndication
Crowdfunding – SimplePassiveCashflow.com/crowdfunding
Networking – SimplePassiveCashflow.com/people
Private Money Lending – SimplePassiveCashflow.com/lend
Investing in Coffee/Cocoa – SimplePassiveCashflow.com/coffee
Investing in Non-Preforming Notes – SimplePassiveCashflow.com/ahp
Rent don’t buy – SimplePassiveCashflow.com/home
Investor Fallacy: Return of Equity – SimplePassiveCashflow.com/roe
How to Calculate Investment Returns – SimplePassiveCashflow.com/returns
Why you should break up with your Financial Planner – SimplePassiveCashflow.com/fp
Quitting your job – SimplePassiveCashflow.com/quit
58 min - 1031 Tax Deferred Exchanges Rules w/ Bill Exeter (174)
Summary: Webinar on 1031 Exchanged
Website link: SimplePassiveCashflow.com/1031guide
Youtube lin: https://youtu.be/k0bUvQzzTTk
Start learning about real estate investing - SimplePassiveCashflow.com/start
Subscribe to the Top-50 Investing Free Podcast - https://podcasts.apple.com/us/podcast/simple-passive-cashflow/id1118795347
_________________________
Top SimplePassiveCashflow Posts:
This website has been going through daily improvements everyday since 2016. I admit things are a bit all over the place as I learn about these investments and wealth tactics.
Events – SimplePassiveCashflow.com/events
Past Projects - crowdfundaloha.com/past-projects/
Simple Passive Cashflow’s Investor Friend Finder!!! – SimplePassiveCashflow.com/friends
Menu of Investing Options – SimplePassiveCashflow.com/menu
LaneHack – SimplePassiveCashflow.com/lanehack
Group Coaching Mastermind – SimplePassiveCashflow.com/journey
Coaching – SimplePassiveCashflow.com/coaching
Join our Private Investor Club – SimplePassiveCashflow.com/club
Join our Team – SimplePassiveCashflow.com/jointeam
Our Mission – SimplePassiveCashflow.com/mission
Partner Opportunity – SimplePassiveCashflow.com/partner
Products I support – SimplePassiveCashflow.com/products
About Lane Kawaoka – SimplePassiveCashflow.com/about-me
Quarterly Investor Updates – http://simplepassivecashflow.com/investorletter
SPC YouTube Channel – https://www.youtube.com/channel/UC3cIIsGKx3osVU5rt2P0HfQ
Real Estate Book Recommendations – SimplePassiveCashflow.com/books
Backwards Engineering Happiness – SimplePassiveCashflow.com/happy
Rental Property Analyser – SimplePassiveCashflow.com/analyser
Visit Lane in Hawaii – SimplePassiveCashflow.com/retreat
Start Here – http://simplepassivecashflow.com/start
Ultimate Simple Passive Cashflow Guide to…
1031 Exchanges – Simplepassivecashflow.com/1031guide
Newbies – SimplePassiveCashflow.com/noob
Infinite Banking – SimplePassiveCashflow.com/banking
Your Opportunity fund – SimplePassiveCashflow.com/ofund
Taxes – SimplePassiveCashflow.com/tax
Tradelines – Simplepassivecashflow.com/tradelines
Turnkey Rental Guide: simplepassivecashflow.com/turnkey
Syndication Guide – simplepassivecashflow.com/syndication
Crowdfunding – SimplePassiveCashflow.com/crowdfunding
Networking – SimplePassiveCashflow.com/people
Private Money Lending – SimplePassiveCashflow.com/lend
Investing in Coffee/Cocoa – SimplePassiveCashflow.com/coffee
Investing in Non-Preforming Notes – SimplePassiveCashflow.com/ahp
Rent don’t buy – SimplePassiveCashflow.com/home
Investor Fallacy: Return of Equity – SimplePassiveCashflow.com/roe
How to Calculate Investment Returns – SimplePassiveCashflow.com/returns
Why you should break up with your Financial Planner – SimplePassiveCashflow.com/fp
Quitting your job – SimplePassiveCashflow.com/quit
1 hr - 1 hr 1 min
- LEGAL STRATEGIES FOR REAL ESTATE INVESTORS W/ SCOTT SMITH
Summary: Learn about entities, series LLC, and other forms of asset protection
Youtube link: https://youtu.be/i4Y-RKOVUrQ
Website link: SimplePassiveCashflow.com/172scottStart learning about real estate investing - SimplePassiveCashflow.com/start
Subscribe to the Top-50 Investing Free Podcast - https://podcasts.apple.com/us/podcast/simple-passive-cashflow/id1118795347
_________________________
Top SimplePassiveCashflow Posts:
This website has been going through daily improvements everyday since 2016. I admit things are a bit all over the place as I learn about these investments and wealth tactics.
Events – SimplePassiveCashflow.com/events
Past Projects - crowdfundaloha.com/past-projects/
Simple Passive Cashflow’s Investor Friend Finder!!! – SimplePassiveCashflow.com/friends
Menu of Investing Options – SimplePassiveCashflow.com/menu
LaneHack – SimplePassiveCashflow.com/lanehack
Group Coaching Mastermind – SimplePassiveCashflow.com/journey
Coaching – SimplePassiveCashflow.com/coaching
Join our Private Investor Club – SimplePassiveCashflow.com/club
Join our Team – SimplePassiveCashflow.com/jointeam
Our Mission – SimplePassiveCashflow.com/mission
Partner Opportunity – SimplePassiveCashflow.com/partner
Products I support – SimplePassiveCashflow.com/products
About Lane Kawaoka – SimplePassiveCashflow.com/about-me
Quarterly Investor Updates – http://simplepassivecashflow.com/investorletter
SPC YouTube Channel – https://www.youtube.com/channel/UC3cIIsGKx3osVU5rt2P0HfQ
Real Estate Book Recommendations – SimplePassiveCashflow.com/books
Backwards Engineering Happiness – SimplePassiveCashflow.com/happy
Rental Property Analyser – SimplePassiveCashflow.com/analyser
Visit Lane in Hawaii – SimplePassiveCashflow.com/retreat
Start Here – http://simplepassivecashflow.com/start
Ultimate Simple Passive Cashflow Guide to…
1031 Exchanges – Simplepassivecashflow.com/1031guide
Newbies – SimplePassiveCashflow.com/noob
Infinite Banking – SimplePassiveCashflow.com/banking
Your Opportunity fund – SimplePassiveCashflow.com/ofund
Taxes – SimplePassiveCashflow.com/tax
Tradelines – Simplepassivecashflow.com/tradelines
Turnkey Rental Guide: simplepassivecashflow.com/turnkey
Syndication Guide – simplepassivecashflow.com/syndication
Crowdfunding – SimplePassiveCashflow.com/crowdfunding
Networking – SimplePassiveCashflow.com/people
Private Money Lending – SimplePassiveCashflow.com/lend
Investing in Coffee/Cocoa – SimplePassiveCashflow.com/coffee
Investing in Non-Preforming Notes – SimplePassiveCashflow.com/ahp
Rent don’t buy – SimplePassiveCashflow.com/home
Investor Fallacy: Return of Equity – SimplePassiveCashflow.com/roe
How to Calculate Investment Returns – SimplePassiveCashflow.com/returns
Why you should break up with your Financial Planner – SimplePassiveCashflow.com/fp
Quitting your job – SimplePassiveCashflow.com/quit
51 min - Cap Rate in Real Estate Explained
https://youtu.be/MnTzXB8hnbo
Unsophisticated investors buy off cap rates. I don't really look at cap rates when I am purchasing because it is usually manipulated. If the seller or broker leaves out an expense or over counts revenue it greatly distorts the cap. Therefore it is a bad data point. I normally look at the Profit and Loss statement cause that is where you can drill in line by line.
37 min
About The Wealth Elevator
From the publisher's feed
Join our community and get access to our free Masterclass - theWealthElevator.com/club
Follow 'The Wealth Elevator' as it guides you on a journey toward financial freedom. Witness our transformation from humble beginnings, buying small rental properties, to becoming a general partner with over 2.1 billion in assets. Learn about our three-step system to wealth-building, including stepping into the world of alternative investments, unlocking passive income and mastering the art of infinite banking.