The Wealth Flow

The Wealth Flow

By Keith BorieBusinessInvesting
Download on the App Store

The Wealth Flow episodes

  • EP205: Gold, Silver & the Debt Crisis: How to Protect Your Wealth

    What happens when debt spirals, currencies weaken, and global trust shifts? In this episode, Dana Samuelson breaks down why gold and silver are surging, and what that means for investors. From central bank buying to supply shortages and geopolitical shifts, Dana reveals how precious metals act as both protection and opportunity. Listen now to understand where the market is heading, and how to position yourself before the next wave.

    Key Takeaways To Listen For

    • Coins vs. bars: the smarter choice for liquidity and counterfeit protection

    • How global debt and currency devaluation are driving gold's long-term surge

    • Central banks are buying gold at record levels: here's why that matters

    • Silver's industrial demand (AI, EVs, solar) is creating a supply squeeze

    • Why 5–10% in precious metals can protect and enhance your portfolio

    Resources/Links Mentioned In This Episode

    • Principles by Ray Dalio | Hardcover

    • How Countries Go Broke by Ray Dalio | Kindle and Hardcover

    • Robert Kiyosaki

    About Dana Samuelson

    Dana Samuelson is the President of American Gold Exchange, a nationally recognized precious metals firm specializing in gold, silver, platinum, and rare coins. With decades of experience in the precious metals industry, Dana is known for his deep expertise in physical gold ownership, market cycles, and wealth preservation strategies.

    He works closely with investors to help them understand the role of hard assets in protecting purchasing power, particularly during periods of inflation and economic uncertainty. Dana is also a frequent podcast guest and industry commentator, sharing insights on monetary policy, global markets, and the long-term value of owning physical precious metals.

    Connect with Dana

    • Website: American Gold Exchange

    • LinkedIn: American Gold Exchange

    • X: @AmGoldEx

    • YouTube: American Gold Exchange

    • Email: [email protected]

    • Phone: 800-613-9323

    Connect With Us

    If you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.

    Follow Keith's social media pages

    • LinkedIn: Keith Borie

    • Investor Club: Secret Passive Cashflow Investors Club

    • Facebook: Keith Borie

    • X: @BoboLlc80554

    54 min
  • EP204: Floating-Rate Debt Lessons Every Multifamily Investor Must Hear - Jens Nielsen

    After 25 years in IT and telecom, Jens Nielsen realized financial stability alone wasn't enough; he wanted control over his time and a greater sense of purpose. Jens shares lessons from scaling fast, surviving floating-rate debt shocks, pivoting into industrial real estate, and building a coaching practice focused on clarity and courage. Listen now to learn how vision, not just strategy, drives long-term wealth and fulfillment.

    Key Takeaways To Listen For

    • How partnering on a 38-unit deal opened the door to raising capital

    • What scaling during 2020–2022 taught him about debt risk and floating rates

    • A gut-wrenching lesson of short-term floating-rate debt without a rate cap

    • Why diversification across deals matters more than any single "home run"

    • The #1 breakthrough in coaching: clarity of vision before goals

    Resources/Links Mentioned In This Episode

    • Thinking In Bets by Annie Duke | Hardcover & Audiobook

    • How to Invest in Real Estate by Brandon Turner and Joshua Dorkin | Kindle, Paperback, and Spiral-bound

    Download Jens Nielsen's Vision Workbook eBook at https://jensnielsen.us and start getting clear on where you're headed. While you're there, explore his coaching programs, real estate opportunities, and book a call directly through his calendar link. Take the next step and connect.

    About Jens Nielsen

    Jens Nielsen is a multifamily real estate investor and Certified High Performance Coach dedicated to helping people live life to the fullest through strategic real estate investing and personal performance growth. He combines multifamily investment expertise with high-performance coaching principles to help investors scale their portfolios while building clarity, discipline, and sustainable success. Jens focuses on mindset, execution, and long-term wealth creation, guiding clients not just to invest better, but to operate at a higher level in business and life.

    Connect with Jens

    • Website: Jens Nielsen

    • LinkedIn: Jens Nielsen

    Connect With Us

    If you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.

    Follow Keith's social media pages

    • LinkedIn: Keith Borie

    • Investor Club: Secret Passive Cashflow Investors Club

    • Facebook: Keith Borie

    • X: @BoboLlc80554

    49 min
  • EP203: How to Build Wealth Through Franchises (Without Fast Food) - Jon Ostenson

    Franchising isn't just burgers and drive-thrus. Jon Ostenson breaks down the world of non-food franchising from home services and senior care to health clinics and B2B models. If you've been thinking about leaving your W2 or building a scalable second income, this conversation gives you a framework to evaluate if franchising is the right move for you. Listen now and decide if it's time to get off the sidelines and into the game.

    Key Takeaways To Listen For

    ● The real value of franchise support systems vs. "brand name" recognition

    ● Semi-absentee ownership: what it really takes (and what it doesn't)

    ● Typical startup investment ranges and smart leverage strategies

    ● When do most franchises realistically break even

    ● Franchise success rates and why following the system matters

    Resources/Links Mentioned In This Episode

    ● The Compound Effect by Darren Hardy | Kindle and Paperback

    ● Holy Bible by Christian Art Publishers

    You know where you want to be, we'll help you get there. Request your FREE downloadable copy of Non-Food Franchising by Jon Ostenson, and after you submit your email, you'll get access to schedule a call directly on his calendar. Get started today at https://franbridgeconsulting.com/

    About Jon Ostenson

    Jon Ostenson is the Founder and CEO of FranBridge Consulting, a leading franchise consulting firm that helps professionals and executives invest in non-food, non-retail franchise opportunities aligned with their goals and lifestyle. A former Inc. 500 executive and multi-brand franchise owner, Jon has extensive experience in franchise development, operations, and scaling emerging brands. He is the author of Non-Food Franchising and a frequent contributor to publications such as Forbes and Entrepreneur, where he shares insights on franchise ownership, semi-passive income models, and wealth-building strategies outside traditional business paths. Through FranBridge, Jon has helped hundreds of individuals diversify income streams and pursue financial independence through vetted franchise investments.

    Connect with Jon

    ● Website: FranBridge Consulting

    ● LinkedIn: Jon Ostenson

    Connect With Us

    If you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.

    Follow Keith's social media pages

    ● LinkedIn: Keith Borie

    ● Investor Club: Secret Passive Cashflow Investors Club

    ● Facebook: Keith Borie

    ● X: @BoboLlc80554

    47 min
  • EP202: The Wealth Elevator: How to Scale Beyond Rental Properties - Lane Kawaoka

    Lane Kawaoka went from being a civil engineer in Hawaii to controlling over 10,000 rental units by rejecting the traditional "401(k) and hope" strategy. If you want clarity on your financial position and which strategy best fits your net-worth stage, this conversation provides a roadmap. Listen now and identify which floor of the Wealth Elevator you're currently on.

    Key Takeaways To Listen For

    • Why scaling beyond 10-15 rentals becomes operationally painful
    • The mindset shift from landlord to passive LP in commercial deals
    • How accreditation changes your investment options dramatically
    • Infinite banking explained simply: why it's not an investment
    • Oil & gas vs. real estate: which is a better tax strategy

    Resources/Links Mentioned In This Episode

    • Chatham Financial
    • FedWatch - CME Group
    • The Wealth Elevator by Lane Kawaoka | Kindle and Paperback

    Grab your copy of The Wealth Elevator by Lane Kawaoka on Amazon, then take a screenshot of your purchase and email it to [email protected]. You'll get the free PDF plus the MP3 version hooked up as a bonus!

    About Lane KawaokaLane Kawaoka is a former civil engineer turned real estate investor and entrepreneur, and the founder of The Wealth Elevator, a private investment community that helps high-income professionals transition from single-family rentals to institutional-quality multifamily and alternative investments. After starting his investing journey with turnkey rentals while working in corporate engineering, Lane built a multimillion-dollar real estate portfolio and now focuses on large multifamily syndications and passive investment opportunities. He is also the host of the Simple Passive Cashflow podcast, where he shares strategies on scaling beyond "mom-and-pop" investing into true passive wealth-building. Lane specializes in helping accredited investors deploy capital into cash-flowing assets while emphasizing tax efficiency, risk mitigation, and long-term wealth strategy.

    Connect with Lane

    • Website: The Wealth Elevator

    Connect With UsIf you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.

    Follow Keith's social media pages

    • LinkedIn: Keith Borie
    • Investor Club: Secret Passive Cashflow Investors Club
    • Facebook: Keith Borie
    • X: @BoboLlc80554
    48 min
  • EP201: Scaling Real Estate with Private Lending, DSCR Loans, and Asset-Based Capital - Matthew Medrano

    Matthew Medrano breaks down how real estate investors can scale faster using asset-based lending instead of traditional bank financing. From 100% loan-to-cost rehab loans to long-term DSCR financing, Matthew explains how private credit works, why control of capital matters, and how investors can adapt their strategy in changing rate environments, without relying on W-2 income or tax returns.

    Key Takeaways To Listen For

    • Why asset-based lending unlocks scale when traditional banks cap investor growth
    • How DSCR loans really work and what lenders actually care about
    • What 100% loan-to-cost financing looks like in real-world rehab deals
    • The hidden risks of relying on outside capital partners and liquidity events
    • A strong private lender vs. a deal killer in DSCR underwriting

    Resources/Links Mentioned In This Episode

    • Greenlights by Matthew McConaughey | Hardcover and Audiobook
    • Poems & Prayers by Matthew McConaughey | Kindle and Hardcover

    About Matthew MedranoMatthew Medrano is the Managing Partner and Chief Revenue Officer (CRO) of Dynamo Capital, a multifamily real estate investment firm focused on acquiring and operating workforce housing across the Midwest and Southeast. At Dynamo, Matthew leads capital formation, investor relations, and strategic partnerships, helping the firm scale responsibly while maintaining a strong investor-first culture. With a background in sales leadership, marketing, and relationship-driven growth, he is known for his transparent communication style and for helping passive investors understand multifamily fundamentals, risk, and long-term wealth strategy. Matthew is also an active educator and speaker in the real estate investing community.

    Connect with Matthew

    Connect With UsIf you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.

    Follow Keith's social media pages

    • LinkedIn: Keith Borie
    • Investor Club: Secret Passive Cashflow Investors Club
    • Facebook: Keith Borie
    • X: @BoboLlc80554
    48 min
  • EP200: The Simple Framework Warren Buffett-Style Investors Actually Use - Sean Tepper

    Most people don't avoid investing because they hate returns; they avoid it because they lack confidence. In this episode, Sean Tepper shares how his journey from athlete to entrepreneur led him to build a data-driven stock analysis platform that removes emotion and noise from investing. Listen now to learn how confidence, not complexity, is the real edge in the stock market.

    Key Takeaways To Listen For

    • Why copying stock tips and social media advice leads to inconsistent results
    • Traffic-light rating system vs. spreadsheets and gut instinct
    • The real reason investors use Tykr
    • How to help investors know when to hold or sell
    • What "stockpiling" does during market pullbacks

    Resources/Links Mentioned In This Episode

    • Rule #1 by Phil Town | Kindle, Paperback, and Hardcover
    • Payback Time by Phil Town | Kindle, Paperback, and Hardcover
    • Smarter Faster Better by Charles Duhigg | Kindle, Paperback, and Hardcover
    • Libby

    About Sean TepperSean Tepper is the Founder and CEO of Tykr, a global investment research platform that provides retail investors with institutional-grade financial data, valuation tools, and earnings transcripts. Prior to founding Tykr, Sean worked in private equity, where he saw firsthand how professional investors accessed information that everyday investors could not. He launched Tykr to level the playing field by making high-quality financial data transparent, affordable, and easy to use. Under his leadership, Tykr has grown into a widely used platform trusted by investors worldwide for fundamental analysis, long-term investing, and company research.

    Connect with Sean

    • Website: Tykr

    Connect With UsIf you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.

    Follow Keith's social media pages

    • LinkedIn: Keith Borie
    • Investor Club: Secret Passive Cashflow Investors Club
    • Facebook: Keith Borie
    • X: @BoboLlc80554
    45 min
  • EP199: The Holistic Wealth Strategy High-Income Earners Actually Use - Dave Wolcott

    If the traditional financial plan worked, most people wouldn't feel stuck trading time for money. In this episode, Dave Wolcott shares how becoming a father to triplets pushed him to question Wall Street advice and design a holistic wealth strategy built on cash flow, tax efficiency, and control. Listen now to learn how sophisticated investors structure freedom outside the stock market.

    Key Takeaways To Listen For

    • The critical difference between active investing and truly passive wealth
    • Why investors almost always move from active deals to syndications
    • How niche real estate operators outperform broad market strategies
    • Private credit benefits when banks pull back from small businesses
    • What oil and gas investing can offset from your W-2 income

    Resources/Links Mentioned In This Episode

    • Rich Dad's Cashflow Quadrant by Robert T. Kiyosaki | Hardcover and Paperback
    • The Art of Impossible by Steven Kotler | Kindle, Paperback, and Hardcover
    • Kolbe Assessment

    Get a FREE copy of The Holistic Wealth Strategy by Dave Wolcott and learn how to build true, holistic wealth. Connect with Dave and explore Pantheon Investments opportunities at https://holisticwealthstrategy.com.

    About Dave WolcottDave Wolcott is a Marine Corps veteran, entrepreneur, and the Founder and CEO of Pantheon Investments, a private real estate investment firm focused on helping investors build durable, passive wealth through multifamily, self-storage, and commercial real estate. After serving as a Marine officer, Dave transitioned into finance and investing, where he developed a disciplined, mission-driven approach to capital allocation and risk management. Through Pantheon, he emphasizes long-term wealth creation, conservative underwriting, and investor education. Dave is also the host of the Wealth Strategy Secrets of the Ultra-Wealthy podcast, where he explores advanced tax strategy, asset protection, and legacy planning with leading experts.

    Connect with Dave

    • Website: Holistic Wealth Strategy
    • Podcast: Wealth Strategy Secrets | Apple Podcasts and Spotify

    Connect With UsIf you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.

    Follow Keith's social media pages

    • LinkedIn: Keith Borie
    • Investor Club: Secret Passive Cashflow Investors Club
    • Facebook: Keith Borie
    • X: @BoboLlc80554
    50 min
  • EP198: Breaking the Stress-Debt Cycle and Building Real Financial Security - Carrie Friedberg

    Money stress doesn't come from a lack of income; it comes from a lack of clarity, systems, and emotional safety. Certified money coach Carrie Friedberg shares how breaking the credit card cycle, building intentional savings, and staying connected to your numbers can radically change your financial life and your relationships. This episode reframes personal finance as a learnable life skill, not a moral failing, and shows how small, consistent changes lead to lasting peace with money.

    Key Takeaways To Listen For

    • Why credit cards quietly keep people stuck, and when stopping their use is the fastest reset
    • 2 savings accounts that prevent financial emergencies from turning into debt
    • What "financial systems" actually look like and why habits matter more than formulas
    • How money stress impacts relationships and why avoidance makes it worse over time
    • Reasons why lifelong financial literacy matters even after you feel "stable"

    Resources/Links Mentioned In This Episode

    • At Peace with Money by Carrie Friedberg | Kindle and Paperback
    • The Let Them Theory by Mel Robbins | Kindle, Paperback, and Hardcover
    • Online Course: Financial Wellness Foundations
    • Quicken (Mac)
    • Monarch

    About Carrie FriedbergCarrie Friedberg is a money coach and financial empowerment guide who helps individuals transform their relationship with money by addressing the emotional, behavioral, and mindset patterns behind financial decisions. Blending practical money skills with personal development, Carrie works with clients to reduce financial stress, build confidence, and create aligned, values-driven financial lives. Her approach focuses on clarity, self-trust, and sustainable habits rather than shame, restriction, or hustle-based money rules.

    Connect with Carrie

    • Website: SF Money Coach

    Connect With UsIf you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.

    Follow Keith's social media pages

    • LinkedIn: Keith Borie
    • Investor Club: Secret Passive Cashflow Investors Club
    • Facebook: Keith Borie
    • X: @BoboLlc80554
    47 min
  • EP197: How Passive Income Proved Itself When Life Came to a Stop - Ashley Garner

    What would happen to your income if you stopped working tomorrow? Ashley Garner shares how decades in real estate and a life-altering heart attack reshaped his approach to wealth, time, and risk. Listen now to learn how building systems, not hustle, creates true financial freedom.

    Key Takeaways To Listen For

    • The $10,000-per-month passive income target that clarified his scaling strategy
    • Why multifamily math never changes, but management must
    • How surviving cardiac arrest proved passive income works when life stops
    • Direct-mail strategy that unlocked a 32-unit acquisition at a massive discount
    • An effective way to create scale and expose new capital-raising realities

    Resources/Links Mentioned In This Episode

    • How to Win Friends & Influence People by Dale Carnegie | Paperback, Hardcover, and Kindle

    About Ashley GarnerAshley B. Garner is a seasoned real estate investor, multifamily operator, and licensed broker with over 30 years of experience in the real estate industry as an owner, operator, manager, and advisor. He is the founder and president of ABG Multifamily / ABG & Associates, a real estate investment company focused on multifamily apartments and helping others pursue financial freedom through real estate investing. Ashley currently owns and operates a portfolio of 132+ units (368 beds) across multiple states, and leverages his deep industry knowledge to support investor education and community building in the multifamily space. In addition to his investing work, he has been a real estate broker since the mid-1990s and is active in coaching and content that helps other investors understand underwriting, value-add strategies, and operational efficiencies in multifamily investing.

    Connect with Ashley

    • Website: ABG Multifamily
    • LinkedIn: Ashley Garner
    • Facebook: Ashley B. Garner & Associates
    • YouTube: Ashley B. Garner & Associates, Inc.

    Connect With UsIf you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.

    Follow Keith's social media pages

    • LinkedIn: Keith Borie
    • Investor Club: Secret Passive Cashflow Investors Club
    • Facebook: Keith Borie
    • X: @BoboLlc80554
    49 min
  • EP196: Why the Best Real Estate Deals Are the Ones Banks Avoid - Joel Kraut

    If you want to know the real estate deals that most investors avoid, this episode is for you! Join in as Joel Kraut shares how he built a decades-long career financing "hard-to-lend" properties like gas stations, car washes, hotels, self-storage, and owner-occupied businesses. Listen now to learn how focusing on overlooked assets can unlock durable wealth and long-term opportunity.

    Key Takeaways To Listen For

    • Why private and creative financing unlock deals banks won't touch
    • How one gas-station loan unexpectedly became a career-defining niche
    • Environmental realities that make gas-station financing misunderstood
    • Businesses that are increasingly attractive to community banks
    • The golden rule of private lending you should be aware of

    Resources/Links Mentioned In This Episode

    • Who Not How by Dan Sullivan with Dr. Benjamin Hardy | Paperback and Hardcover
    • VTSAX-Vanguard Total Stock Market Index Fund Admiral Shares

    About Joel KrautJoel Kraut is the founder of BRRRR Loans, a lending company specializing in financing solutions for real estate investors using the BRRRR strategy (Buy, Rehab, Rent, Refinance, Repeat). With deep expertise in DSCR loans, short-term rentals, and investor-focused mortgage products, Joel helps investors scale rental portfolios without relying on traditional income verification. Known for his hands-on, investor-first approach, he works closely with clients to structure financing that supports long-term cash flow, velocity, and portfolio growth.

    Connect with Joel

    • Website: Brrrr Loans

    Connect With UsIf you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.

    Follow Keith's social media pages

    • LinkedIn: Keith Borie
    • Investor Club: Secret Passive Cashflow Investors Club
    • Facebook: Keith Borie
    • X: @BoboLlc80554
    48 min

About The Wealth Flow

From the publisher's feed

Catapult your wealth-building journey to new heights by unlocking the secrets of passive investing! Welcome to The Wealth Flow Show, where we provide you with invaluable education to help you overcome the obstacles on your path to real estate success.