The Wealth Mindset Show

After decades of learning how to save money, why is it so difficult to spend it? Many of our clients and retirees all over often find that the hardest part of retirement isn't building wealth but giving themselves permission to use it. Today, Austin Wilson, Josh Robb, and Jessica Hinks will discuss the five spending decisions retirees struggle with most and why these decisions are often far more emotional than financial.

Watch the video version, read the transcript, and find show notes at thewealthmindsetshow.com/s2e46

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One of the biggest retirement decisions you'll ever make may come down to a single question: should you take the pension or the lump sum? In this episode, Austin, Josh, and Jessica break down the pros and cons of both options, helping you look beyond the dollars and understand how each choice impacts your retirement income, flexibility, taxes, legacy goals, and overall lifestyle. They talk through why so many retirees are drawn to the lump sum, when guaranteed lifetime income may actually be the better fit, and the challenges that can make or break a retirement plan. Whether you're approaching retirement or simply planning ahead, this conversation will help you evaluate the factors that matter most so you can make a confident, informed decision for your future!

Watch on YouTube, read show notes, and find resources at thewealthmindsetshow.com/s2e45

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You can have $2 million, $3 million, or even $5 million saved for retirement and still wake up at 3 a.m. wondering if you’re going to be okay. To the outside observer, it seems impossible to worry when you have significant savings, but having more money doesn't automatically eliminate anxiety. In this episode, Austin, Josh, and Chase explore the complex psychological relationship between wealth and security, discussing why achieving financial milestones doesn't always translate to peace of mind.

To watch on YouTube, check out the show notes, or find more resources, visit thewealthmindsetshow.com/s2e44

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You've spent 25 or 30 years doing the right things... consistently saving for retirement, staying invested through market ups and downs, and building a nest egg that’s now approaching $1 million. But as retirement gets closer, a new question starts to come up: Do I really need to keep saving this much?

In this episode, we explore what it actually means to be “on track” for retirement and whether reaching a money milestone means you can finally ease up. 

For the video version, transcript, and show notes, visit thewealthmindsetshow.com/s2e43

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In this special episode, Josh Robb, Austin Wilson, and Chase Rose introduce The Ultimate Guide to Retiring from Marathon Petroleum Corporation and discuss the retirement decisions every Marathon employee should understand before leaving the company. 

From the Thrift Plan (401(k)) and pension options to Net Unrealized Appreciation (NUA), retiree healthcare, and the often-overlooked non-financial side of retirement, they share insights gained from working with hundreds of Marathon employees over the years. Together, the HZCM team developed a book that covers everything! Learn more, download the free first chapter, get the complimentary workbook companion, or order the book at hzcapital.com/mpc. 

For the full video version, transcript, and show notes, visit thewealthmindsetshow.com/s2e42

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The second quarter of 2026 is officially in the books! In this episode, Austin Wilson, Jessica Hinks, and Chase Rose are breaking down what actually happened in the markets, what drove the movement, and what it all means for your financial plan going forward. They also share what clients are asking right now, what you should be watching for, and even highlight a few pieces of good news from around the world!

For the video version, show notes, and resources, visit thewealthmindsetshow.com/s2e41

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SpaceX's public debut may have dominated headlines, but the bigger question for investors remains: Does SpaceX belong in your portfolio? In this episode, Austin Wilson, Josh Robb, and Tony Hixon take a closer look at the company behind reusable rockets, Starlink, and ambitious plans for the future of space exploration. We discuss SpaceX's business model, growth potential, valuation, risks, and the challenges investors face when evaluating a private company. Thinking about buying some shares? Listen to this episode first! 

Check out the show notes, links, and more resources at thewealthmindsetshow.com/s2e40

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Claiming Social Security may be one of the most important financial decisions you'll make in retirement, but should you take it as soon as you're eligible? 

In this episode, Austin Wilson, Jessica Hinks, and Jordan Shaw discuss six types of retirees who may want to think twice before claiming Social Security early. From higher-earning spouses and healthy retirees to tax-conscious investors and those planning major life changes, the team explores the factors that can impact your claiming strategy and how the right decision can affect your retirement income, taxes, and long-term financial security. 

For the full video, show notes, and transcript, visit thewealthmindsetshow.com/s2e39

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Summer is here, and with it comes a familiar financial question: should you spend money making memories today or save more for the future? Austin Wilson, Josh Robb, and Jordan Shaw explore the trade-off between taking vacations and adding to retirement savings. They also share a practical framework of questions to help you make the decision confidently. They discuss when spending on experiences may be the right choice, when delaying gratification could be wiser!

For the video version, show notes, or transcript, visit thewealthmindsetshow.com/s2e38

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What if some of the most popular financial advice is actually wrong? In this episode, we share our biggest financial hot takes! Austin, Josh, Jordan, and Chase talk through controversial opinions on budgeting, debt, investing, career choices, and wealth-building strategies that challenge conventional wisdom and spark real conversation. Whether you agree or completely disagree, it might make you think differently about money, retirement, and the habits that truly create long-term wealth!

For the video version, show notes, and transcript, visit thewealthmindsetshow.com/s2e37

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➡️Download Free Resource: 8 Timeless Principles to Investing!

🎧Connect & Listen Here: Website | Instagram | Facebook | Spotify | Apple Podcasts