In a change from the Richard Dri podcast's usual proceedings, today Richard's colleagues Ashley and Lora are having an enlightening chat about what you can do to get your finances in order. The vast majority of people unfortunately are not taught the ins and outs of personal finance while growing up, and as a result many young people find themselves deep in debt with no idea of how to break out of it. But a solution is within their grasp! In this episode, Ashley and Lora help you visualize your financial goals, explain how little contributions can turn into big savings, and emphasize the importance of paying yourself first.

Sandra Elia is a food addiction counsellor who is concerned with the obesity and overweight epidemic that affects over six million Canadians today. Formerly overweight herself, Sandra was able to turn her life around through mindfulness, exercise and avoiding what she calls "trigger foods." She now runs her 12-month program out of the Wharton Medical Clinic with over 80 people currently enrolled—and she hopes to expand it further. In this episode, Sandra discusses why she believes there is such an obesity epidemic in North America, explains her "three pillars" approach to treating her clients' food addiction, and reveals how she's managed to run her firm basically by herself for so long.

Dr. Joe Vomvas is a chiropractor and the founder and director of Modus Health & Performance Clinic. Based in Leaside Village, Modus operates on the principle of "Heal, Move, Perform," taking a comprehensive approach to treating injuries and chronic pain that includes massage, acupuncture and chiropractic. In this episode, hosted by Scotia Wealth Management team member Lora Shapiro, Joe discusses how he went about launching his own clinic, explains how being an entrepreneur is essential to his clinic's continued prosperity, and reveals his key to financial success.

Russell Alexander is the owner of Russell Alexander Family Lawyers, a firm specializing in family law that has several locations throughout the Greater Toronto Area and beyond. Russell has been a lawyer for over 21 years and has become an expert in navigating divorce using methods that avoid litigation and leave both parties feeling as satisfied as possible. In this episode, Russell the differences between litigated and collaborative divorces, discusses some of the technological risks a modern law firm faces, and reveals how he effectively manages several offices.

Chris O'Toole is a doctor of veterinary medicine and the owner of Bloor West Village Animal Hospital near High Park in Toronto. Chris is still in charge of the day-to-day operations at his practice, and since opening it has come to truly understand how responsibility should be delegated among stuff—and that's including himself. In this episode, Chris discusses what led him to open his own animal hospital from scratch—and how he was able to return a profit within a year of opening. He also explains why his hospital's location is key to its success.

Suzee Camilleri is a Doctor of Veterinary Medicine based in the Greater Toronto Area. Unlike many veterinarians, Suzee works in a hospital for humans—Mount Sinai, specifically—focusing on pathology and phenogenomics. She's very concerned with the medicinal benefits of good nutrition and uses her research to improve both human and animal health alike. In this episode, Suzee discusses how illness in her family influenced her career path, explains why she believes a healthier diet helps both ourselves and the environment, and relates how she's been able to create an equilibrium between her professional and personal lives.

Nathan Bender is a certified financial planner and an estate and trust consultant who Richard has worked with for many years. He provides advice and consultation for preparation of wills and assists with estate management strategy.

In this episode, Nathan discusses the cornerstones of estate planning, what the typical process is for setting up and bequeathing a will, and the options available to your beneficiaries.

Chris Crocker is the co-founder and co-founder of Iconic Group, a team of digital marketing experts based in the Greater Toronto Area. Chris and his business partner Darcy Darbyson founded Iconic Group together along with a now departed third partner and use their expertise to provide their numerous clients with website design, social media strategy and brand development. In this episode, Chris discusses how he and Darcy were able to efficiently but amicably sever their partnership with their other co-founder, explains what digital marketing is and what it can do for you, and gives you three business lessons that apply to most industries.

Dr. Ramin Saram is a veterinarian, entrepreneur and "DIY" investor based in the Greater Toronto Area. An Iranian immigrant, he had to requalify for his veterinarian's credentials after arriving in Canada and even learn English on the fly. Now he manages the College Street Animal Hospital and oversees a staff of nine people. On the side, Ramin enjoys renovating, garden design, and investing on his own terms. In this episode, Ramin discusses what prompted him to realize his love of animals, explains which qualities make for an ideal entrepreneur, and argues that your own employees are the best investment you can make.

Dr. Paul Perlon is an emergency medical physician specializing in chronic pain management who works at a hospital located in the Greater Toronto Area. On the side, Paul is also medical director of a walk-in clinic in Oak Ridges, Richmond Hill. He prides himself on being a person who engages and builds trust with the patients in his care. In this episode, Paul discusses what drew him to the medical field, reveals how he made the best of his biggest disappointment, and explains why he wants to finance his children's post-secondary education.