If you’ve owned property in Perth for at least five years, your home's value has likely skyrocketed up to 90% in some areas. But most homeowners don't realise they are sitting on a "wealth-building engine" known as Debt Recycling.In this episode of That Backyard Property Pod, we break down how to legally restructure your non-deductible home loan into tax-deductible investment debt. This isn't just about buying another property; it's about making your current debt work for you instead of against you.General advice only and not personal advice. CRN 485467--------------------------------------Key Takeaways:The 4-Step Strategy: How to pay down your home loan and build an investment portfolio simultaneously.Why Perth is the "Sweet Spot": Why WA’s nation-leading growth and strong economy make this the perfect time to start.The "Contamination" Trap: The #1 mistake DIY investors make that ruins their tax benefits.Is it for you? The specific income and equity benchmarks you need to safely execute this strategy.--------------------------------------Subscribe: https://www.youtube.com/@ThatBackyardPropertyPodcastInstagram: https://www.instagram.com/backyardpropertypod?igsh=MWhkOWx5YzJxdDc3ag==Website: https://tuskfinance.com.auConnect with Michael: Facebook: https://www.facebook.com/tuskfinancemkInstagram: https://www.instagram.com/mortgageswmichael LinkedIn: https://www.linkedin.com/in/michaelkillinerTikTok: https://www.tiktok.com/@backyardpropertypodcastTusk Finance: broker@tuskfinance.com.au--------------------------------------Chapters:00:00 Why Perth homeowners are sitting on a goldmine 01:58 Debt Recycling vs. Traditional Investing 02:55 The 4-Step Process Explained 04:21 Real-World Example: A home in Floreat 05:30 Why the WA Economy is "Fuel" for this strategy 07:12 Who this strategy is (and isn't) for 08:00 The most important person on your team 10:00 Summary: Three things you need to knowProduced by ⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠: https://www.podwavestudios.au #ThatBackyardPropertyPod #PerthPropertyMarket #MichaelKilliner #PerthRealEstate #WAProperty #PropertyInvesting #MarketAnalysis #PerthHousing #RealEstateAustralia #WealthCreation #PerthGrowth #Jolimont #Vash #HousingSupply #RentalCrisis #InvestingInPerth #PropertyData2026 #WestAustralia #SuburbanGrowth #PerthInvestment