The Federal Reserve’s latest interest rate decision has put inflation, the economy, and markets back at the center of the conversation. In this episode, we discuss what changing interest rates can mean for investors, why recent market performance shouldn’t drive long-term investment decisions, and why the purpose of your money should ultimately determine how it is invested.

We also tackle a question that sounds simple but has several layers: Are my assets safe? We explore protections for brokerage and retirement accounts, the difference between protection from institutional failure and market risk, how trusts can affect creditor protection, and why understanding the purpose and structure of your accounts is an important part of a comprehensive financial plan.

Schedule an Introductory Call: https://app.greminders.com/o/118ad802

Visit Our Website: www.johnmoore.com

–

Key Topics

-The Federal Reserve, inflation, and changing interest rates

-How higher interest rates can affect borrowers, savers, and investors

-Why markets are forward-looking

-The importance of diversification after strong market performance

-Why investment decisions should reflect the purpose and time horizon of your money

-How brokerage accounts are protected—and what those protections don’t cover

-Revocable vs. irrevocable trusts and creditor protection

-Asset protection considerations for retirement accounts

-Insurance and umbrella policies as part of a broader protection strategy

_

Chapters

00:00 Introduction

2:54 The Fed, inflation, and interest rates

8:06 Market performance and the importance of diversification

10:19 Is your portfolio doing the job it was designed to do?

13:21 Are brokerage accounts protected?

14:33 Do trusts protect your assets from creditors?

16:43 How are retirement accounts protected?

18:16 Practical takeaways for protecting your assets

19:04 Closing thoughts

–

Contact Us

John Moore Associates | Arizona

14500 N Northsight Blvd, Suite 302

Scottsdale, AZ 85260

Phone: 480.565.6100

John Moore Associates | New Mexico 

8220 San Pedro Dr. NE, Suite 310

Albuquerque, NM 87113

Phone: 505.881.5100

–

John Moore & Associates Inc. is registered as an investment advisor with the U.S. Securities & Exchange Commission. The information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any securities or investment advisory services. Additionally, the information presented is believed to be factual and up to date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Nothing discussed should be interpreted to state or imply that past performance is an indication of future performance. All investments involve risk and unless otherwise stated, are not guaranteed. Be sure to consult with a tax professional before implementing any investment strategy. Registration of an investment adviser does not imply a certain level of skill or training.

Inflation is back in focus as energy prices rise, Treasury yields move higher, and the Federal Reserve faces another important interest rate decision. In this episode, we break down the latest inflation data and what it could mean for investors.

We also take a closer look at an important investing principle: stocks aren’t the only investments that carry risk. We explain four key risks associated with bonds, why bond prices typically fall when interest rates rise, the differences between individual bonds and bond funds, and why investors should understand the risks they’re taking rather than simply chasing the highest yield.

Schedule an Introductory Call: https://app.greminders.com/o/118ad802

Visit Our Website: www.johnmoore.com

–

Key Topics

-Latest inflation data and the impact of rising energy prices

-Federal Reserve expectations and the interest rate outlook

-Why rising interest rates can push bond prices lower

-Four key risks investors should understand when owning bonds

-Credit risk, purchasing power risk, and reinvestment risk

-Individual bonds vs. bond mutual funds

-How bond ladders can be used to create income and manage risk

-Why investors should avoid simply chasing the highest yield

_

Chapters

00:00 Introduction

1:45 Latest inflation numbers

3:17 Energy prices and inflation

5:02 Federal Reserve and interest rate expectations

7:03 Understanding the risks of bonds

7:45 Interest rate risk

8:37 Credit and default risk

9:32 Purchasing power risk

10:13 Reinvestment risk

10:55 Individual bonds and bond ladders

13:17 How bond mutual funds work

15:04 Individual bonds vs. bond funds

15:52 Key takeaways for bond investors

17:23 Closing thoughts

–

Contact Us

John Moore Associates | Arizona

14500 N Northsight Blvd, Suite 302

Scottsdale, AZ 85260

Phone: 480.565.6100

John Moore Associates | New Mexico 

8220 San Pedro Dr. NE, Suite 310

Albuquerque, NM 87113

Phone: 505.881.5100

–

John Moore & Associates Inc. is registered as an investment advisor with the U.S. Securities & Exchange Commission. The information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any securities or investment advisory services. Additionally, the information presented is believed to be factual and up to date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Nothing discussed should be interpreted to state or imply that past performance is an indication of future performance. All investments involve risk and unless otherwise stated, are not guaranteed. Be sure to consult with a tax professional before implementing any investment strategy. Registration of an investment adviser does not imply a certain level of skill or training.

As we head into the final stretch of 2026, investors are navigating a market shaped by strong corporate earnings, resilient economic data, stubborn inflation, and elevated interest rates. In this episode, we look beneath the headlines at recent market performance, volatility, valuations, employment trends, and what the Federal Reserve may be watching next. We also explore what history can—and cannot—tell us about market behavior during midterm election years.

Schedule an Introductory Call: https://app.greminders.com/o/118ad802

Visit Our Website: www.johnmoore.com

–

Key Topics

-Recent stock market performance and the current low-volatility environment

-Whether today’s market appears overextended or in a bubble

-Understanding stock valuations and price-to-earnings ratios

-Why strong corporate earnings continue to support current market prices

-The risks created by increasingly high earnings expectations

-Recent employment data and what it may mean for the Federal Reserve

-How rising prices and interest rates are affecting the economy and the market

-What history shows about markets during midterm election years

-Why political outcomes should not drive long-term investment decisions

_

Chapters

00:00 September 2026 market update

3:46 Market volatility and the VIX

5:13 Are markets overextended?

8:21 Understanding stock valuations and Price-to-Earnings ratios

9:24 Corporate earnings and market fundamentals

11:34 Exceptional earnings growth in 2026

15:02 The risk of elevated earnings expectations

16:10 Employment, inflation, and the Federal Reserve

18:49 Understanding the Fed’s dual mandate

23:55 Midterm elections and historical market trends

25:22 Why politics should not drive investment decisions

27:04 Closing thoughts and resources

–

Contact Us

John Moore Associates | Arizona

14500 N Northsight Blvd, Suite 302

Scottsdale, AZ 85260

Phone: 480.565.6100

John Moore Associates | New Mexico 

8220 San Pedro Dr. NE, Suite 310

Albuquerque, NM 87113

Phone: 505.881.5100

–

John Moore & Associates Inc. is registered as an investment advisor with the U.S. Securities & Exchange Commission. The information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any securities or investment advisory services. Additionally, the information presented is believed to be factual and up to date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Nothing discussed should be interpreted to state or imply that past performance is an indication of future performance. All investments involve risk and unless otherwise stated, are not guaranteed. Be sure to consult with a tax professional before implementing any investment strategy. Registration of an investment adviser does not imply a certain level of skill or training.

Strong markets can create significant portfolio growth, but they can also create new tax-planning decisions. In this episode, we discuss why realizing capital gains isn’t necessarily a bad thing and how thoughtful investment management considers both portfolio performance and the after-tax return investors ultimately keep.

We cover when it can make sense to sell appreciated investments, why diversification and rebalancing may justify realizing gains, and strategies that can help manage the tax impact. We also explore tax-loss harvesting, charitable giving, donor-advised funds, and coordinating investment decisions with your tax advisor.

Schedule an Introductory Call: https://app.greminders.com/o/118ad802

Visit Our Website: www.johnmoore.com

–

Key Topics

-Recent market performance and the outlook for investors

-Why after-tax returns matter in taxable investment accounts

-Understanding realized capital gains versus portfolio growth

-When paying capital gains taxes can be a sound investment decision

-Rebalancing portfolios and reducing concentrated positions

-Using diversification to manage portfolio risk

-Tax-loss harvesting and strategies for offsetting gains

-Giving appreciated investments to charities and donor-advised funds

-How charitable giving can support tax-efficient planning

-Coordinating capital gains decisions with your CPA or tax advisor

_

Chapters

00:00 Capital gains in a strong market

1:19 Market update and recent performance

2:12 The tax-planning challenge created by strong markets

3:56 Focusing on after-tax investment returns

6:32 Putting realized capital gains into perspective

9:33 When it makes sense to realize a gain

11:10 Diversification and portfolio risk management

14:35 Charitable giving and appreciated investments

15:35 Using donor-advised funds for strategic giving

17:46 Coordinating investment decisions with your tax advisor

18:43 Closing thoughts

–

Contact Us

John Moore Associates | Arizona

14500 N Northsight Blvd, Suite 302

Scottsdale, AZ 85260

Phone: 480.565.6100

John Moore Associates | New Mexico 

8220 San Pedro Dr. NE, Suite 310

Albuquerque, NM 87113

Phone: 505.881.5100

–

John Moore & Associates Inc. is registered as an investment advisor with the U.S. Securities & Exchange Commission. The information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any securities or investment advisory services. Additionally, the information presented is believed to be factual and up to date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Nothing discussed should be interpreted to state or imply that past performance is an indication of future performance. All investments involve risk and unless otherwise stated, are not guaranteed. Be sure to consult with a tax professional before implementing any investment strategy. Registration of an investment adviser does not imply a certain level of skill or training.