The Wealth & Wisdom Podcast

What does it look like to build a legacy of generosity, not just through the money you give, but through the values and habits you pass on to the next generation?

In this episode, Cole Leonida is joined by John-Paul Reiger of National Christian Foundation Southwest to discuss generosity across generations. They explore how families can practice giving together, why understanding the “why” behind generosity matters, and how parents can invite their children into meaningful conversations about giving.

Through personal stories and real-world examples, John-Paul and Cole discuss generosity as a muscle that grows with practice, ways families can involve the next generation in charitable decisions, and why communicating your values can be just as important as the financial legacy you leave behind.

Schedule an Introductory Call: https://app.greminders.com/o/118ad802

Visit Our Website: www.johnmoore.com

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Key Topics

-Why generosity is about time, talent, and treasure

-Teaching children the “why” behind giving

-How to exercise and strengthen the “muscle of generosity”

-Practical ways families can give together

-Helping children discover causes and organizations they care about

-Navigating different values and priorities across generations

-Why communicating your giving intentions matters for your legacy

-Using core values and legacy planning to start family conversations

-How donor-advised funds can support intentional charitable giving

-Giving appreciated assets before selling them

-Practical ways to start a family conversation about generosity

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Chapters

00:00 Introduction: Building a legacy of generosity

02:02 John-Paul Reiger’s story and background

03:36 Why generosity matters

07:19 Teaching generosity through everyday experiences

11:56 Practical ways families can give together

15:32 Inviting the next generation into giving

19:08 Navigating different values across generations

23:14 Core values, legacy planning, and family conversations

26:11 Generosity through time, talent, and treasure

29:26 Why generosity can be contagious

32:38 How National Christian Foundation supports charitable giving

35:27 A practical challenge for families

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Contact Us

John Moore Associates | Arizona

14500 N Northsight Blvd, Suite 302

Scottsdale, AZ 85260

Phone: 480.565.6100

John Moore Associates | New Mexico 

8220 San Pedro Dr. NE, Suite 310

Albuquerque, NM 87113

Phone: 505.881.5100

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John Moore & Associates Inc. is registered as an investment advisor with the U.S. Securities & Exchange Commission. The information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any securities or investment advisory services. Additionally, the information presented is believed to be factual and up to date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Nothing discussed should be interpreted to state or imply that past performance is an indication of future performance. All investments involve risk and unless otherwise stated, are not guaranteed. Be sure to consult with a tax professional before implementing any investment strategy. Registration of an investment adviser does not imply a certain level of skill or training.

Inflation is rising, market volatility is picking up, and different parts of the stock market are telling very different stories. In this episode, we unpack the latest inflation data, why technology stocks are facing pressure while other areas of the market hold up, and where higher interest rates are creating opportunities in bonds and cash alternatives. We also discuss how diversification, thoughtful portfolio positioning, and disciplined financial planning can help investors navigate uncertainty without making emotional decisions.

Schedule an Introductory Call: https://app.greminders.com/o/118ad802

Visit Our Website: www.johnmoore.com

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Key Topics

-Latest Consumer Price Index (CPI) and Producer Price Index (PPI) inflation reports and their impact on the economy

-Why rising prices are affecting households differently across income levels

-Market volatility and the divergence between technology stocks and the broader market

-What's driving recent weakness in AI-related investments

-Opportunities in Treasury bonds, CDs, and higher-yielding fixed income

-Using cash reserves and bond ladders to prepare for future income needs

-The importance of diversification during periods of market uncertainty

-Why disciplined investing matters more than attempting to time the market

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Chapters

00:00 Introduction and market update overview

02:30 Inflation update: CPI and PPI

04:10 Rising costs and their impact on consumers

05:49 The K-shaped economy and consumer spending

08:47 Market volatility and investor sentiment

09:54 Technology stocks and the AI trade

11:18 Bond market volatility and interest rate expectations

13:14 Opportunities in CDs, Treasuries, and bond ladders

14:19 Diversification and managing portfolio risk

16:25 Why diversification still matters

18:09 Portfolio positioning: What we're doing and not doing

20:58 Staying disciplined through market uncertainty

21:22 Closing remarks and next episode preview

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Contact Us

John Moore Associates | Arizona

14500 N Northsight Blvd, Suite 302

Scottsdale, AZ 85260

Phone: 480.565.6100

John Moore Associates | New Mexico 

8220 San Pedro Dr. NE, Suite 310

Albuquerque, NM 87113

Phone: 505.881.5100

–

John Moore & Associates Inc. is registered as an investment advisor with the U.S. Securities & Exchange Commission. The information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any securities or investment advisory services. Additionally, the information presented is believed to be factual and up to date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Nothing discussed should be interpreted to state or imply that past performance is an indication of future performance. All investments involve risk and unless otherwise stated, are not guaranteed. Be sure to consult with a tax professional before implementing any investment strategy. Registration of an investment adviser does not imply a certain level of skill or training.

Strong markets can create a false sense of security, especially when a growing portion of the S&P 500 is concentrated in just a handful of companies. In this episode, Andy and Kaile take you behind the scenes of the John Moore Associates Investment Committee to discuss market concentration, diversification, correlation, and the hidden risks investors may be carrying without realizing it.

They also explore how midterm elections can affect market volatility, why owning more funds does not necessarily mean you are more diversified, and what investors should consider when evaluating 401(k) allocations and target-date funds.

Midterm Election Years: A Biblical View of MarketsRead the blog: https://www.johnmoore.com/2026/09/08/2026-midterm-election/

Schedule an Introductory Call: https://app.greminders.com/o/118ad802

Visit Our Website: www.johnmoore.com

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Key Topics

-Market volatility and the upcoming midterm elections

-Why politics should not drive long-term investment decisions

-Growing concentration within the S&P 500

-How technology and individual companies can influence broad market indexes

-Why diversification is about more than owning multiple investments

-Understanding correlation and its impact on portfolio risk

-Common areas of overlap within 401(k) investment selections

-Potential limitations of target-date funds

-How intentional diversification can help manage long-term investment risk

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Chapters

00:00 Introduction

01:35 Market and economic update

03:13 Midterm elections and market volatility

05:26 Market concentration and the S&P 500

07:59 Behind the scenes of JMA’s Investment Committee

09:31 Understanding correlation and diversification

12:28 Hidden overlap inside 401(k) portfolios

14:26 What investors should know about target-date funds

18:05 Closing thoughts on diversification and stewardship

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Contact Us

John Moore Associates | Arizona

14500 N Northsight Blvd, Suite 302

Scottsdale, AZ 85260

Phone: 480.565.6100

John Moore Associates | New Mexico 

8220 San Pedro Dr. NE, Suite 310

Albuquerque, NM 87113

Phone: 505.881.5100

–

John Moore & Associates Inc. is registered as an investment advisor with the U.S. Securities & Exchange Commission. The information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any securities or investment advisory services. Additionally, the information presented is believed to be factual and up to date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Nothing discussed should be interpreted to state or imply that past performance is an indication of future performance. All investments involve risk and unless otherwise stated, are not guaranteed. Be sure to consult with a tax professional before implementing any investment strategy. Registration of an investment adviser does not imply a certain level of skill or training.

After nearly four years of strong markets, investors are facing an interesting tension: Is it time to take more risk and chase what’s working, or has the market gotten too hot?

In this episode, Brian Cochran and Cole Leonida break down the current state of the economy and markets as we enter the fourth quarter of 2026. They discuss persistent inflation, cooling labor data, strong corporate earnings, and why the stock market’s position above its long-term trend doesn’t necessarily mean we’re in a bubble. They also explore narrowing market leadership, increasingly attractive bond yields, and why disciplined diversification remains important when fear and greed are pulling investors in opposite directions.

Schedule an Introductory Call: https://app.greminders.com/o/118ad802

Visit Our Website: www.johnmoore.com

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Key Topics

• The state of the U.S. economy entering Q4 2026
• Persistent inflation and the Federal Reserve
• Is the stock market in a bubble?
• Strong corporate earnings and market valuations
• Narrowing market leadership and diversification
• Rising bond yields and opportunities for investors

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Chapters

00:00 Introduction: Fear, greed, and a strong stock market

02:34 The economy entering Q4 2026

05:45 The stock market versus the economy

08:33 Is the market in a bubble?

10:11 Strong corporate earnings and market valuations

12:20 Why stocks can get cheaper as prices rise

13:39 Narrowing market leadership

16:25 Why diversification still matters

17:45 Opportunities in the bond market

21:24 Do rising yields mean trouble for stocks?

24:04 Avoiding fear and greed in your portfolio

25:48 A biblical perspective on diversification

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Contact Us

John Moore Associates | Arizona

14500 N Northsight Blvd, Suite 302

Scottsdale, AZ 85260

Phone: 480.565.6100

John Moore Associates | New Mexico 

8220 San Pedro Dr. NE, Suite 310

Albuquerque, NM 87113

Phone: 505.881.5100

–

John Moore & Associates Inc. is registered as an investment advisor with the U.S. Securities & Exchange Commission. The information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any securities or investment advisory services. Additionally, the information presented is believed to be factual and up to date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Nothing discussed should be interpreted to state or imply that past performance is an indication of future performance. All investments involve risk and unless otherwise stated, are not guaranteed. Be sure to consult with a tax professional before implementing any investment strategy. Registration of an investment adviser does not imply a certain level of skill or training.

Getting married means combining more than your schedules, furniture, and families. You’re also bringing together two different financial lives.

In this episode of the Wealth & Wisdom Podcast, Bethany and Kaile discuss practical steps couples can take before and after marriage to successfully navigate their finances together. From understanding each other’s money habits and aligning financial goals to combining accounts, updating beneficiaries, managing expenses, and dividing financial responsibilities, they share ways couples can approach money with greater communication and intentionality.

They also explore how different money personalities, including savers, spenders, and givers, can shape a marriage and offer practical conversation starters to help couples better understand what they value and what they want their money to accomplish.

Schedule an Introductory Call: https://app.greminders.com/o/118ad802

Visit Our Website: www.johnmoore.com

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Key Topics

-Financial conversations to have before getting married

-Using the Live, Give, Owe, Grow framework to discuss finances

-Aligning financial goals as a married couple

-Joint vs. separate accounts and the importance of transparency

-Updating beneficiaries, insurance, estate plans, and account information

-Avoiding lifestyle inflation after marriage

-Understanding saver, spender, and giver money personalities

-How family backgrounds shape financial expectations

-Giving, spending, saving, and financial security in marriage

-Conversation starters for couples to discuss money

-Dividing financial responsibilities between spouses

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Chapters

00:00 Combining two financial lives01:30 Financial conversations to have before marriage04:18 Creating shared financial goals05:15 Combining finances after saying “I do”08:10 Common financial pitfalls for newlyweds09:52 Understanding how your spouse thinks about money10:27 Saver, spender, or giver?12:09 Giving and financial expectations in marriage14:34 Money conversation starters for couples16:03 Why communication matters16:59 Building an ongoing financial conversation

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Contact Us

John Moore Associates | Arizona

14500 N Northsight Blvd, Suite 302

Scottsdale, AZ 85260

Phone: 480.565.6100

John Moore Associates | New Mexico 

8220 San Pedro Dr. NE, Suite 310

Albuquerque, NM 87113

Phone: 505.881.5100

–

John Moore & Associates Inc. is registered as an investment advisor with the U.S. Securities & Exchange Commission. The information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any securities or investment advisory services. Additionally, the information presented is believed to be factual and up to date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Nothing discussed should be interpreted to state or imply that past performance is an indication of future performance. All investments involve risk and unless otherwise stated, are not guaranteed. Be sure to consult with a tax professional before implementing any investment strategy. Registration of an investment adviser does not imply a certain level of skill or training.

The Federal Reserve’s latest interest rate decision has put inflation, the economy, and markets back at the center of the conversation. In this episode, we discuss what changing interest rates can mean for investors, why recent market performance shouldn’t drive long-term investment decisions, and why the purpose of your money should ultimately determine how it is invested.

We also tackle a question that sounds simple but has several layers: Are my assets safe? We explore protections for brokerage and retirement accounts, the difference between protection from institutional failure and market risk, how trusts can affect creditor protection, and why understanding the purpose and structure of your accounts is an important part of a comprehensive financial plan.

Schedule an Introductory Call: https://app.greminders.com/o/118ad802

Visit Our Website: www.johnmoore.com

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Key Topics

-The Federal Reserve, inflation, and changing interest rates

-How higher interest rates can affect borrowers, savers, and investors

-Why markets are forward-looking

-The importance of diversification after strong market performance

-Why investment decisions should reflect the purpose and time horizon of your money

-How brokerage accounts are protected—and what those protections don’t cover

-Revocable vs. irrevocable trusts and creditor protection

-Asset protection considerations for retirement accounts

-Insurance and umbrella policies as part of a broader protection strategy

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Chapters

00:00 Introduction

2:54 The Fed, inflation, and interest rates

8:06 Market performance and the importance of diversification

10:19 Is your portfolio doing the job it was designed to do?

13:21 Are brokerage accounts protected?

14:33 Do trusts protect your assets from creditors?

16:43 How are retirement accounts protected?

18:16 Practical takeaways for protecting your assets

19:04 Closing thoughts

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Contact Us

John Moore Associates | Arizona

14500 N Northsight Blvd, Suite 302

Scottsdale, AZ 85260

Phone: 480.565.6100

John Moore Associates | New Mexico 

8220 San Pedro Dr. NE, Suite 310

Albuquerque, NM 87113

Phone: 505.881.5100

–

John Moore & Associates Inc. is registered as an investment advisor with the U.S. Securities & Exchange Commission. The information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any securities or investment advisory services. Additionally, the information presented is believed to be factual and up to date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Nothing discussed should be interpreted to state or imply that past performance is an indication of future performance. All investments involve risk and unless otherwise stated, are not guaranteed. Be sure to consult with a tax professional before implementing any investment strategy. Registration of an investment adviser does not imply a certain level of skill or training.

Inflation is back in focus as energy prices rise, Treasury yields move higher, and the Federal Reserve faces another important interest rate decision. In this episode, we break down the latest inflation data and what it could mean for investors.

We also take a closer look at an important investing principle: stocks aren’t the only investments that carry risk. We explain four key risks associated with bonds, why bond prices typically fall when interest rates rise, the differences between individual bonds and bond funds, and why investors should understand the risks they’re taking rather than simply chasing the highest yield.

Schedule an Introductory Call: https://app.greminders.com/o/118ad802

Visit Our Website: www.johnmoore.com

–

Key Topics

-Latest inflation data and the impact of rising energy prices

-Federal Reserve expectations and the interest rate outlook

-Why rising interest rates can push bond prices lower

-Four key risks investors should understand when owning bonds

-Credit risk, purchasing power risk, and reinvestment risk

-Individual bonds vs. bond mutual funds

-How bond ladders can be used to create income and manage risk

-Why investors should avoid simply chasing the highest yield

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Chapters

00:00 Introduction

1:45 Latest inflation numbers

3:17 Energy prices and inflation

5:02 Federal Reserve and interest rate expectations

7:03 Understanding the risks of bonds

7:45 Interest rate risk

8:37 Credit and default risk

9:32 Purchasing power risk

10:13 Reinvestment risk

10:55 Individual bonds and bond ladders

13:17 How bond mutual funds work

15:04 Individual bonds vs. bond funds

15:52 Key takeaways for bond investors

17:23 Closing thoughts

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Contact Us

John Moore Associates | Arizona

14500 N Northsight Blvd, Suite 302

Scottsdale, AZ 85260

Phone: 480.565.6100

John Moore Associates | New Mexico 

8220 San Pedro Dr. NE, Suite 310

Albuquerque, NM 87113

Phone: 505.881.5100

–

John Moore & Associates Inc. is registered as an investment advisor with the U.S. Securities & Exchange Commission. The information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any securities or investment advisory services. Additionally, the information presented is believed to be factual and up to date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Nothing discussed should be interpreted to state or imply that past performance is an indication of future performance. All investments involve risk and unless otherwise stated, are not guaranteed. Be sure to consult with a tax professional before implementing any investment strategy. Registration of an investment adviser does not imply a certain level of skill or training.

As we head into the final stretch of 2026, investors are navigating a market shaped by strong corporate earnings, resilient economic data, stubborn inflation, and elevated interest rates. In this episode, we look beneath the headlines at recent market performance, volatility, valuations, employment trends, and what the Federal Reserve may be watching next. We also explore what history can—and cannot—tell us about market behavior during midterm election years.

Schedule an Introductory Call: https://app.greminders.com/o/118ad802

Visit Our Website: www.johnmoore.com

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Key Topics

-Recent stock market performance and the current low-volatility environment

-Whether today’s market appears overextended or in a bubble

-Understanding stock valuations and price-to-earnings ratios

-Why strong corporate earnings continue to support current market prices

-The risks created by increasingly high earnings expectations

-Recent employment data and what it may mean for the Federal Reserve

-How rising prices and interest rates are affecting the economy and the market

-What history shows about markets during midterm election years

-Why political outcomes should not drive long-term investment decisions

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Chapters

00:00 September 2026 market update

3:46 Market volatility and the VIX

5:13 Are markets overextended?

8:21 Understanding stock valuations and Price-to-Earnings ratios

9:24 Corporate earnings and market fundamentals

11:34 Exceptional earnings growth in 2026

15:02 The risk of elevated earnings expectations

16:10 Employment, inflation, and the Federal Reserve

18:49 Understanding the Fed’s dual mandate

23:55 Midterm elections and historical market trends

25:22 Why politics should not drive investment decisions

27:04 Closing thoughts and resources

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Contact Us

John Moore Associates | Arizona

14500 N Northsight Blvd, Suite 302

Scottsdale, AZ 85260

Phone: 480.565.6100

John Moore Associates | New Mexico 

8220 San Pedro Dr. NE, Suite 310

Albuquerque, NM 87113

Phone: 505.881.5100

–

John Moore & Associates Inc. is registered as an investment advisor with the U.S. Securities & Exchange Commission. The information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any securities or investment advisory services. Additionally, the information presented is believed to be factual and up to date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Nothing discussed should be interpreted to state or imply that past performance is an indication of future performance. All investments involve risk and unless otherwise stated, are not guaranteed. Be sure to consult with a tax professional before implementing any investment strategy. Registration of an investment adviser does not imply a certain level of skill or training.

Strong markets can create significant portfolio growth, but they can also create new tax-planning decisions. In this episode, we discuss why realizing capital gains isn’t necessarily a bad thing and how thoughtful investment management considers both portfolio performance and the after-tax return investors ultimately keep.

We cover when it can make sense to sell appreciated investments, why diversification and rebalancing may justify realizing gains, and strategies that can help manage the tax impact. We also explore tax-loss harvesting, charitable giving, donor-advised funds, and coordinating investment decisions with your tax advisor.

Schedule an Introductory Call: https://app.greminders.com/o/118ad802

Visit Our Website: www.johnmoore.com

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Key Topics

-Recent market performance and the outlook for investors

-Why after-tax returns matter in taxable investment accounts

-Understanding realized capital gains versus portfolio growth

-When paying capital gains taxes can be a sound investment decision

-Rebalancing portfolios and reducing concentrated positions

-Using diversification to manage portfolio risk

-Tax-loss harvesting and strategies for offsetting gains

-Giving appreciated investments to charities and donor-advised funds

-How charitable giving can support tax-efficient planning

-Coordinating capital gains decisions with your CPA or tax advisor

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Chapters

00:00 Capital gains in a strong market

1:19 Market update and recent performance

2:12 The tax-planning challenge created by strong markets

3:56 Focusing on after-tax investment returns

6:32 Putting realized capital gains into perspective

9:33 When it makes sense to realize a gain

11:10 Diversification and portfolio risk management

14:35 Charitable giving and appreciated investments

15:35 Using donor-advised funds for strategic giving

17:46 Coordinating investment decisions with your tax advisor

18:43 Closing thoughts

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Contact Us

John Moore Associates | Arizona

14500 N Northsight Blvd, Suite 302

Scottsdale, AZ 85260

Phone: 480.565.6100

John Moore Associates | New Mexico 

8220 San Pedro Dr. NE, Suite 310

Albuquerque, NM 87113

Phone: 505.881.5100

–

John Moore & Associates Inc. is registered as an investment advisor with the U.S. Securities & Exchange Commission. The information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any securities or investment advisory services. Additionally, the information presented is believed to be factual and up to date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Nothing discussed should be interpreted to state or imply that past performance is an indication of future performance. All investments involve risk and unless otherwise stated, are not guaranteed. Be sure to consult with a tax professional before implementing any investment strategy. Registration of an investment adviser does not imply a certain level of skill or training.