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What if debt isn’t the enemy, but a tool you’ve been afraid to use?
In this episode of The WEBB Remedy Podcast, we’re rethinking the money mindsets that can keep entrepreneurs from moving forward: the fear of debt, the confusion around risk, and the shame that can sometimes arise when it’s time to ask for capital.
Host Rinnie Orr, Executive Director of WEBB Squared, is joined by Judy Batista, CEO and founder of Laughing Monitos, as well as PNC Bank Business Banking leaders Nicole “Nikki” Hibbs and Joshua Wingo.
Together, they explore what it really means to become lending-ready and approach funding with greater clarity, confidence, and intention.
The conversation examines how entrepreneurs can think strategically about debt, evaluate risk, understand cash flow, and prepare for productive conversations with lenders. It also invites business owners to consider a different perspective: funding conversations are not about personal worth or asking for a favor. They are opportunities to explore whether the right financial partnership can help bring a business vision to life.
This episode is part of WEBB Squared’s Money Mindset Conversation Series, sponsored by PNC Bank.
Meet co-host Judy Batista CEO and Founder, Laughing Monitos
Judy Batista is a bilingual speech-language pathologist with more than 15 years of experience supporting young children’s communication development.
As the founder of Laughing Monitos, Judy provides play-based, evidence-based therapy for children ages 0–4. She specializes in speech, language, and feeding disorders and is passionate about empowering multicultural families through compassionate, personalized care.
Judy also brings the perspective of an entrepreneur who is building and growing a mission-driven business.
Meet our guests:
Nicole “Nikki” Hibbs, Business Banking Regional Sales Leader, PNC Bank — Western Carolinas
Nicole “Nikki” Hibbs is the Business Banking regional sales leader for PNC’s Western Carolinas market, which includes the Triad and Charlotte regions.
In this role, she leads a team of relationship managers who help local small business owners grow and scale their ventures.
With 30 years of experience in financial services, Nikki brings broad expertise from a variety of roles across retail, business, and commercial banking.
Based in Murphy, North Carolina, Nikki is actively involved in her community through organizations including the Cherokee County Chamber, the Murphy Business Association, and the Rotary Club of Murphy.
Joshua Wingo, Business Banking Regional Sales Leader, PNC Bank — Eastern Carolinas
Joshua Wingo serves as the Business Banking regional sales leader for PNC’s Eastern Carolinas market, overseeing the Triangle, Wilmington, and Charleston regions.
He leads a team of relationship managers dedicated to delivering lending, treasury management, and financial solutions that help businesses grow, improve cash flow, and operate more efficiently.
With extensive experience in retail and business banking, Josh is recognized for his consultative leadership style, commitment to client success, and ability to develop high-performing teams.
Based in Wilmington, North Carolina, Josh is an active supporter of local economic development efforts. He works closely with community organizations, business leaders, and nonprofits to promote entrepreneurship and strengthen the communities PNC serves.
About The WEBB Remedy Podcast
The WEBB Remedy Podcast is a mindset-shifting podcast from WEBB Squared, a nonprofit working to recognize and address the wealth gap by building a supportive ecosystem around rural and underrepresented entrepreneurs in and around Chatham County, North Carolina.
Through honest conversations, the podcast explores entrepreneurship, mindset, community, wealth-building, and the relationships that help people and businesses grow.
Special thanks to PNC Bank for supporting this important conversation series and helping create space for entrepreneurs to build financial clarity, confidence, and capacity.
Connect and Learn More
Learn more about WEBB Squared, its coaching, workshops, and entrepreneur support services: www.webbsquared.org
Learn more about Laughing Monitos: www.laughingmonitos.com
Learn more about PNC Bank’s business banking resources: PNC Bank Business Resources
Support the show
Thank you for listening...Our theme this year is "Changemakers in Motion"
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