The Wholesome Financials Podcast

By Austin and Susy

Austin & Susy are married, parents and business owners who talk Business Funding!

On our show, we talk about small business funding. Our preferred method of securing funding from banks like Chase... more

Download on the App Store

Download on the App Store

Get it on Google Play

FAQs about The Wholesome Financials Podcast:

How many episodes does The Wholesome Financials Podcast have?

The podcast currently has 35 episodes available.

The Wholesome Financials Podcast episodes:

March 09, 2026 EP2_ Position Your Business for $50K+ High-Limit Approvals
🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize your approvals without damaging your credit.

📱 CONNECT WITH US:
Instagram: https://www.instagram.com/wholesome_academy/
TikTok: https://www.tiktok.com/@wholesome_financials
Website: wholesomefinancials.com
Business Funding Application: https://funding2.wholesomefinancials.com/survey?video=LAkf2vC_ydY
DIY Credit Repair: wholesomecreditdiy.com
Private Business Funding Partner ROK Financial: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAA

#SoftPullCreditCards #NoCreditImpact #BusinessCredit #GMBusinessCard #AmericanExpress #CapitalOne #CreditScore #SoftInquiry #BusinessFunding #CreditStrategy
...more
18min
March 02, 2026 EP1_ Build a $50K Funding-Ready Credit Profile (Free Business Credit Course)
🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize your approvals without damaging your credit.

📱 CONNECT WITH US:
Instagram: https://www.instagram.com/wholesome_academy/
TikTok: https://www.tiktok.com/@wholesome_financials
Website: wholesomefinancials.com
Business Funding Application: https://funding2.wholesomefinancials.com/survey?video=LAkf2vC_ydY
DIY Credit Repair: wholesomecreditdiy.com
Private Business Funding Partner ROK Financial: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAA

#SoftPullCreditCards #NoCreditImpact #BusinessCredit #GMBusinessCard #AmericanExpress #CapitalOne #CreditScore #SoftInquiry #BusinessFunding #CreditStrategy
...more
23min
February 09, 2026 Discovering The Best Soft Pull Business Credit Cards Available
🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize your approvals without damaging your credit.

📱 CONNECT WITH US:
Instagram: https://www.instagram.com/wholesome_academy/
TikTok: https://www.tiktok.com/@wholesome_financials
Website: wholesomefinancials.com
Business Funding Application: https://funding2.wholesomefinancials.com/survey?video=NeZM7b2kWpQ
DIY Credit Repair: wholesomecreditdiy.com
Private Business Funding Partner ROK Financial: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAA

#SoftPullCreditCards #NoCreditImpact #BusinessCredit #GMBusinessCard #AmericanExpress #CapitalOne #CreditScore #SoftInquiry #BusinessFunding #CreditStrategy
...more
20min
February 02, 2026 How to Access $100,000 in 30 Days WITHOUT Paying a PENNY in Interest
How to Get 100k at 0% Interest Business Credit Cards Looking to secure business funding without paying interest? This video explains how to obtain up to $100,000 in 0% interest business credit cards. Learn who qualifies for 0% APR offers, what credit score you need, and how to leverage these offers for your business without damaging your personal credit.

📱 CONNECT WITH US:
Instagram:https://www.instagram.com/wholesome.financials/
TikTok: https://www.tiktok.com/@wholesome_financials
Website: wholesomefinancials.com
Business Funding Application: https://funding2.wholesomefinancials.com/survey?video=y6ZxQlxf5HI
DIY Credit Repair: wholesomecreditdiy.com
Private Business Funding Partner ROK Financial: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAA

#BusinessCredit #0PercentAPR #BusinessFunding #CreditScore #NoInterestFunding #BusinessCreditCards #EntrepreneurFinance #CreditRequirements #ZeroInterest #BusinessLoans
...more
14min
January 26, 2026 The $50,000 AMEX Hack They DON'T WANT YOU TO KNOW [Get Approved TODAY]
Experian - AMEX: How to Get Approved for American Express Business Credit Cards 💳 Is it hard to get approved for an Amex business card? In this video, we break down everything you need to know about qualifying for American Express business credit cards! Learn about credit score requirements, who qualifies for an Amex business card, whether Amex runs your credit for business cards, and essential approval strategies.

📱 CONNECT WITH US 📱
Instagram:https://www.instagram.com/wholesome.financials/
Website: wholesomefinancials.com
TikTok: https://www.tiktok.com/@wholesome_financials
Business Funding Application: https://funding2.wholesomefinancials.com/survey?video=CTV_RRkotf0
DIY Credit Repair: wholesomecreditdiy.com
Private Business Funding Partner ROK Financial: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAA

#AmexBusinessCard #BusinessCredit #CreditApproval #AmericanExpress #BusinessFunding #CreditScore #AmexRequirements
...more
30min
January 19, 2026 How to Get $50,000 at 0% from PNC in 30 Days [STEP-BY-STEP HACK]
PNC Bank Business Credit Cards: Expert Guide Get insider tips on qualifying for PNC Bank business credit cards! In this video, our credit experts explain how to optimize your personal credit, set up your LLC properly, and build banking relationships to maximize your approval odds and credit limits. Perfect for entrepreneurs looking to leverage 0% interest business funding. 🔴 Free Business Credit Secrets: https://funding2.wholesomefinancials.com/survey?video=zgu_p1xuKus

📱 CONNECT WITH US:
Instagram: https://www.instagram.com/wholesome.financials/
TikTok: https://www.tiktok.com/@wholesome_financials
Business Funding Application: https://funding2.wholesomefinancials.com/survey?video=lcmA_POVaWY
Website: wholesomefinancials.com
DIY Credit Repair: wholesomecreditdiy.com
Business Funding Partner: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAA

#BusinessCredit #PNCBank #CreditCards #BusinessFunding #0Interest #Entrepreneur #CreditScore #businessloan
...more
26min
January 12, 2026 The WORST Loan You Can Get As A Business Owner (MCA Loans)
RAW MCA LOAN - What is MCA (Merchant Cash Advance)? 🚫 The WORST Business Funding Option! Learn exactly what an MCA is, how Merchant Cash Advances work, and why they're NOT technically loans but could be devastating for your business. We break down the shocking daily interest rates (up to 33%!) and reveal why MCAs are one of the most predatory funding options for small businesses. Watch before considering any MCA funding!

📱 Connect With Us:
→ Instagram: https://www.instagram.com/wholesome_academy/
→ Website: wholesomefinancials.com
→ TikTok: https://www.tiktok.com/@wholesome_financials
→ Business Funding Application: https://funding2.wholesomefinancials.com/survey?video=_VDLwyrsuSI
→ DIY Credit Repair: wholesomecreditdiy.com
→ Private Business Funding Partner: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAA

#MCALoan #MerchantCashAdvance #BusinessLoans #SmallBusiness #BusinessFunding #Entrepreneurship #BusinessTips #FinancialEducation #BusinessFinance #AlternativeLending
#WellsFargoBusinessCard #BusinessCredit #CreditLimit #BusinessCreditCards #SmallBusinessFunding #CreditScore #ExpenseManagement #BusinessBanking #FinancialStrategyRetryClaude does not have internet access. Links provided may not be accurate or up to date.
...more
13min
January 05, 2026 Wells Fargo Business Credit HACK That Bankers Don't Want You To Know! [ SHOCKING]
🔥 Wells Fargo Business Credit Card: How to Get Approved for $50K Limits 🔥 In this video, we answer the most common questions about Wells Fargo business credit cards and reveal our strategy for getting approved with high limits up to $50,000! ✅ Does Wells Fargo have a business credit card? YES! The Wells Fargo Business Platinum card offers a $500 cash bonus after spending $5,000 in the first 3 months. ✅ What is the credit limit for Wells Fargo business credit card? Online applications typically get $8,000-$15,000, but with a relationship manager, you can get $25,000-$50,000! ✅ Who does Wells Fargo business credit card pull from? They pull from Experian, and are sensitive to recent inquiries (keep under 3 in the last 3 months). ✅ Does Wells Fargo do a hard pull for business credit card? Yes, and they're more conservative than other banks like Chase. Wells Fargo credit requirements explained: - Keep utilization under 30-40% on personal cards - They check business card debt from other banks (unlike most banks) - Need clean credit with no collections or late payments - Maintain a banking relationship with at least $5,000 deposit - Avoid high-risk industry classifications - Personal and business banking relationships significantly improve approval odds This is part of our Bank Strategy Series where we break down approval strategies for major business credit cards!

📱 CONNECT WITH US 📱
Instagram: https://www.instagram.com/wholesome_academy/
TikTok: https://www.tiktok.com/@wholesome_financials
Website: https://wholesomefinancials.com
Business Funding Application: https://funding2.wholesomefinancials.com/survey?video=Y8xbf73m69Q
DIY Credit Repair: https://wholesomecreditdiy.com

#WellsFargoBusinessCard #BusinessCredit #CreditLimit #BusinessCreditCards #SmallBusinessFunding #CreditScore #ExpenseManagement #BusinessBanking #FinancialStrategyRetryClaude does not have internet access. Links provided may not be accurate or up to date.
...more
25min
December 29, 2025 How We Get Our Clients $75,000 From Chase EVERY Time (RELATIONSHIP HACK)
🔥 How to Get CHASE BUSINESS FUNDING with 0% Interest in 2025 | Credit Cards & Requirements 🔥 In this video, we break down exactly how to get approved for Chase business credit cards with high limits and 0% interest. Learn the key data points that Chase looks for before approving you for funding, including credit score requirements, credit profile thickness, utilization rates, and bank account seasoning strategies! We reveal insider tips from our relationship managers on how to get approved for $75,000+ limits instead of the typical $20,000 limits most people get stuck with. This is part of our new series covering the major banks that pull from Experian. ✅ Questions We Answer: "How to get approved for Chase business credit card?" "What credit score do I need for high limit Chase business card?" "How to get around Chase 5/24 rule?" "Chase business credit card requirements" "How to get $75,000 business credit line from Chase" "Chase relationship manager business card approval" "How to build credit profile for Chase business funding" "0% interest business credit cards Chase" ✅ What You'll Learn: - Minimum credit score requirements (720+) - How to structure your credit profile for approval - The Chase 5/24 rule and how to work around it - How much personal credit limits you should have - Utilizing relationship managers vs. online applications - East Coast vs. West Coast credit pull differences - Bank account seasoning strategies that work If you're looking to secure high-limit business funding with 0% interest rates, this video is your complete guide to Chase Bank's requirements!

📱 CONNECT WITH US 📱 ▶ Website: wholesomefinancials.com ▶ Instagram: https://www.instagram.com/wholesome_academy/ ▶ TikTok: https://www.tiktok.com/@wholesome_financials ▶ Apply for Business Funding: https://funding2.wholesomefinancials.com/survey?video=nJcPFTEIVwQ ▶ DIY Credit Repair: wholesomecreditdiy.com

#BusinessFunding #ChaseBank #CreditCardHacks #BusinessCredit #ZeroInterest #BusinessLoans #CreditScore #FundingStrategy #SmallBusinessTips #EntrepreneurTips

...more
28min
December 22, 2025 How to Get Chase to THROW $80,000 at You (Banker's Secret Exposed)
How We Got a Restaurant Supplier $80K in Business Funding (Client Case Study) 📱 Connect With Us: → Book A Call: https://funding2.wholesomefinancials.com/survey?video=-6s_c_ftFC0 → Instagram: https://www.instagram.com/wholesome_academy/ → TikTok: https://www.tiktok.com/@wholesome_financials → Website: wholesomefinancials.com → DIY Credit Repair: wholesomecreditdiy.com In this episode, we break down how we helped an Italian restaurant supplier secure $80K in business funding to scale his operations. Learn about the funding process, credit optimization strategies, and relationship banking tips!

#BusinessFunding #RestaurantBusiness #Entrepreneurship #CreditRepair #BusinessCredit #SmallBusiness #BusinessGrowth #BusinessFinance #FundingStrategy #WholesomeFinancials #BusinessTips #StartupFunding #BusinessLoans #CreditScore #bankingstrategy
...more
16min

FAQs about The Wholesome Financials Podcast:

How many episodes does The Wholesome Financials Podcast have?

The podcast currently has 35 episodes available.