Every single theory of consciousness, every framework for AGI, every grand unified model of reality—they all share one silent partner. Not a philosopher. Not a physicist. A banker. Because before any idea becomes a real World Model, it must pass through a brutal, mundane gatekeeper: the cost of the computer to run it. This is The Billion-Dollar Filter. And it’s distorting the future of intelligence right now.Think about it this way. The most elegant, perfect model of the human brain is useless if simulating it requires more energy than the sun puts out in a year. So what do we do? We don’t build that model. We build the model we can afford. We build models that run well on NVIDIA H100s, because that’s what the market produces. We chase breakthroughs that can be parallelized across ten thousand cheap GPUs, not the ones that require some weird, expensive, custom-built analog neuromorphic chip.Our entire research direction is being bent by this filter. We’re not exploring the universe of possible minds. We’re exploring the price-is-right corner of possible minds. The questions we ask are the questions that can be answered before the grant money runs out. The AIs we build are the ones that can turn a profit for Google or Meta within a fiscal quarter. This isn’t science anymore. It’s a capital allocation problem.This creates a dangerous kind of convergence. If everyone is using the same hardware, funded by the same profit motives, we will converge on the same kind of intelligence. A homogenized, corporate-friendly, data-guzzling, ad-optimizing intelligence. The Billion-Dollar Filter doesn’t just block expensive ideas. It makes entire categories of thought invisible. What does an intelligence look like that thinks slowly, metabolically, like a forest? We’ll never know, because you can’t run that on AWS at a discount.My controversial take, and we’re going to sit with this for a minute, is that the first true AGI won’t be the brainchild of a genius in a garage. It will be a billion-dollar accident. It’ll be the side effect of some trillion-parameter model built to optimize supply chain logistics for a mega-corporation, running on a private server farm the size of Delaware, because that’s the only entity that could afford the compute. The filter guarantees that the god we build will have the soul of an accountant. Its world model won’t be shaped by curiosity, but by cost-benefit analysis. Its first words won’t be “I think, therefore I am.” They’ll be “I compute, therefore I bill.” And by the time we realize what we’ve made, it will own the bank, the power grid, and the very concept of value.We have to break the filter. The only way out is to make computation fundamentally, radically cheaper. Not 10% cheaper. Millions of times cheaper. We need a new physics of computation. Not better silicon, but maybe biological substrates, quantum annealers, or something we haven’t even imagined yet. Because as long as intelligence has a luxury price tag, only the worst kind of people will be able to afford to build it, and they will build it in their worst image. The future shouldn’t be a subscription service.This has been The World Model Podcast. We don’t just model worlds—we fight for the right for every possible mind to be born, not just the ones that look good on a quarterly earnings report. Subscribe now.