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The YDK Experience episodes
- DF 083: $1000 = $44 Pay Yourself 1stYou need to know who has your money. Only 4.4% of every $1,000 goes into savings.
Daily Focus: Identity what percentage of your take home each pay period goes toward savings.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: The Debt-Free Life
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com2 min - DF 082: What Is Interest Costing You?What Is The True Cost Of Your Debt?
While the average person does carry over $130,000 in debt, that doesn't mean they have purchased $130,000 of stuff. Interest is the silent financial killer. Once you know the amount of money that your debt costs you, it changes your perspective.
Daily Focus: Look at a credit card statement and identify the amount of interest you will pay on your balance due if you only pay the minimum each month.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com2 min - DF 081: Is Your Total Debt Below, Above, or Average?Is Your Total Debt Below, Above, or Average?
In the U.S. the average person/household carries over $130,000,00 in total debt.
Daily Focus: Look at your total debt; mortgage, car loans, student loans, credit cards, and other loans. Are you below, above, or average? If you’re not happy with the answer to that it can be changed. You just need dedication and a plan. Check out our website.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com2 min - DF 080: Are YOU Below, Above, or Average?Are You Below, Above, or Average?
In the U.S. the average amount of debt carried on credit cards is $16,000.
Daily Focus: Look at your total credit card debt. Are you below, above, or average? If you’re not happy with the answer to that it can be changed. You just need dedication and a plan. Check out our website.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com2 min - Podcast 15: Fiat MoneyEpisode #015 is part 3 in our 4 part series on the different types of money based on the information contained in The Creature From Jekyll Island by G. Edward Griffin. Today we discuss and define Fiat Money. Currency backed by no resource of value. What is your current money supply? Whether you like it or not you are going to have access to fiat money. But you can always diversify.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com9 min - DF 079: Do You Use An Autopilot?Do You Use An Autopilot?
Paying late fees because you missed a payment should be a thing of the past due to payment automation.
Daily Focus: Ensure all your debt payments are set up for automatic withdrawal.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com2 min - DF 078: Seeing Is BelievingSeeing Is Believing.
When you put all your debt with balances due on paper or a spreadsheet you can’t hide from reality.
Daily Focus: List your debts from bad to worse with balances due, monthly minimum payment, and interest.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com2 min - DF 077: What Are Your Buying Triggers?What Are Your Buying Triggers?
A large part of increasing your monthly surplus cash is controlling your spending.
Daily Focus: Are you an emotional or impulse spender? When you go on a shopping spree what is the event that occurs right before? This is your trigger. Control and overcome your trigger = increased surplus income
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com2 min - Triple M 014: Create a Debt PlanNot a plan to get into debt, that's easy. We discuss a high-level roadmap to repay your debt with the ultimate goal of becoming debt free.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com5 min - DF 076: The Lower The Balance The Better Your Score.The Lower The Balance The Better Your Score.
Credit Card companies what you to keep a balance on your credit cards, that’s how they make money. If you are at a stage in your life where you are trying to build credit, keeping a balance due to less than 30% of your credit limit will raise your credit score. If your goal is debt freedom then zero due is your goal.
Daily Focus: Identify what stage of life you are at; need to build/repair credit or looking to become debt free.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: Money Mastery
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com2 min
About The YDK Experience
From the publisher's feed
YDK2 = You Don't Know What You Don't Know.
Are you as prepared for adulthood as you thought you were?
With all the things that accompany adulthood: Job, Career, Running a Household, Budgeting,…
Are you as prepared for adulthood as you thought you were?
With all the things that accompany adulthood: Job, Career, Running a Household, Budgeting,…
Finances, Overspending, Credit Cards, Debt, Interest, Loans, Mortgage... it can be overwhelming because you don't know what you don't know.
BN Focus is here to fill in the gaps. Our goal is to give you tips, life hacks, new information or points of view to ponder.
In each podcast, Ben & Nick will guide you through a thought-provoking topic, as they take a common sense approach to the everyday struggles of personal finance.
Podcast New Episode Schedule:
Daily Focus: These podcasts are less than 2 minutes and provide give you a quick hit principle to focus on that day.
Mondays - Triple M (Money Mastery Mondays): These podcasts average less than 5 minutes and focus on personal finance topics with action items to focus on for the week.
Wednesday: BN Focus: These podcasts average 15 minutes and focus on general self-help topics from personal finance, goal setting, guest interviews, and book reviews.
Daily Focus (DF): These podcasts are less than 2 minutes and provide give you a quick hit principle to focus on that day.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: The Debt-Free Life
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com
BN Focus is here to fill in the gaps. Our goal is to give you tips, life hacks, new information or points of view to ponder.
In each podcast, Ben & Nick will guide you through a thought-provoking topic, as they take a common sense approach to the everyday struggles of personal finance.
Podcast New Episode Schedule:
Daily Focus: These podcasts are less than 2 minutes and provide give you a quick hit principle to focus on that day.
Mondays - Triple M (Money Mastery Mondays): These podcasts average less than 5 minutes and focus on personal finance topics with action items to focus on for the week.
Wednesday: BN Focus: These podcasts average 15 minutes and focus on general self-help topics from personal finance, goal setting, guest interviews, and book reviews.
Daily Focus (DF): These podcasts are less than 2 minutes and provide give you a quick hit principle to focus on that day.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: The Debt-Free Life
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com