The Yield

We are in the midst of a financial bubble. When will it pop? What is the future of the workforce during the great resignation? There are major driving forces in terms of maximum employment going forward, both on a macro level as well as within the underlying dynamics and the backdrop of the pandemic. In this episode of The Yield, Peter Kerr, CFA, hosts Professor Michael Ehrlich, Director of Leir Research Institute & NJ Innovation Acceleration Center, for a conversation surrounding these questions and more.

Key Takeaways:

[7:20] The impact of COVID-19 on the current workforce landscape.

[20:39] Service-oriented businesses are gaining traction over capital-intensive ones.

[28:27] Managing the aging workforce and the wage productivity gap.

Mentioned in This Episode:

Yieldstreet

In conjunction with the Pantera Early Stage Token Fund I, Yieldstreet’s first crypto fund, this episode of The Yield welcomes Peter Kerr and John Johnson, head of capital formation at Pantera Capital, a $5.6 billion digital asset manager founded by Dan Morehead that specializes in crypto investments.  They discuss Pantera’s predictions about the future of blockchain, the lifecycle of a token, the end game for crypto, and more.

[2:13] The growth of Pantera under Dan Morehead and Joey Krug. 

[9:05] Pantera’s predictions about the future of cryptocurrencies and blockchain. 

[12:00] John’s response to the naysayers of decentralized finance. 

[14:54] Definitions of common crypto phrases. 

[19:10] The lifecycle of a token. 

[24:20] Two approaches to early stage user tokens. 

[27:11] Partnerships between VCs and the crypto community. 

[31:15] What is the end game for mainstream tokens? 

[35:07] NFTs and gaming. 

[38:27] Risk and sustainability going forward.

Innovations continue to rapidly alter the fintech landscape, but which traditional technologies need to stay in place, and which ones are being replaced? For a look at what happens behind the scenes in fintech startups, in this episode of The Yield, Hrishi Dixit, Chief Technology Officer of Yieldstreet, sits down with Sankaet Pathak, Founder and CEO of SynapseFI to discuss the challenging task of modernizing decades-old financial infrastructure, and why some old technologies are still good in the 21st century.

Key Takeaways:

[2:35] Overcoming the personal finance challenges that led to fintech innovation.

[9:03] The discovery process surrounding flat files.

[11:50] Bridging the gap between asynchronous processes to instant access to everything.

[17:05] Staying on top of changing digital currencies regulations.

[28:42] Is there a future in fintech that doesn’t include flat files?

[36:01] Patterns of money movement that signify financial fraud.

Mentioned in This Episode:

Yieldstreet

In this new installment of News Bites, a collaborative podcast with WorkWeek and WTFintech? Nicole Casperson covers the latest and top trends in fintech.

- The important work of Fintech Tala in the space  

- The new opportunities Fintech DASH is creating in Africa

- The robust growth of Real Estate Investment trust 

Following what could be considered the worst January of the financial market since 2009, many investors are battling loss aversion and other investments biases.  To help break down the biggest mistakes that investors tend to make following a hard season, as well as what they should be doing instead, in this episode of The Yield, Peter Kerr, CFA, sits down with Richard Excell, instructor of finance at the University of Illinois Gies College of Business.  Together they take a look at where investors might want to consider taking an appropriate level of risk in today's markets. 

Key Takeaways:

[1:50] Richard’s background and approach to thinking about investment markets. 

[5:26] Loss aversion and other investment biases.

[7:45] The importance of discipline in any approach to investments. 

[9:50] Insights into the current market and appropriate reactions. 

[14:17] The major catalysts that change investor flows. 

[18:02] Potential drivers and size of impending inflation.

[23:28] Projections for the 2022 equity story. 

[28:18] Key catalysts for future equity market growth. 

[31:50] The Fed's position on balancing all inflation factors. 

[36:56] Possibilities that might come this year. 

Mentioned in This Episode:

Yieldstreet

 Rapid developments in the Ukraine-Russia conflict combined with a backdrop of inevitable Fed rate hikes and persistent inflation continue to present a myriad of “what-ifs” in today’s uncertain financial market. In this bonus episode of The Yield, Peter Kerr, CFA, sits down with Richard Excell, instructor of finance at the University of Illinois Gies College of Business, for a hard look at the current market landscape and the impact of global events on investors.

Key Takeaways:

[1:40] The impact of the Russia-Ukraine conflict on the global financial and food market.

[3:40] Sanctions and other restrictions imposed by the West.

[8:00] Current market expectations and likely changes.

[11:34] Equity markets and risk assets in a dovish policy.

[13:48] Explaining market dips and rises throughout each day.

[18:50] What inflation could look like over the next six to nine months.

[22:15] Growth versus value stocks and risk parity.

[27:04] Creating an investment portfolio in a world of inflation and uncertainty.

[31:41] Risks and considerations of the Russian sanctions.

[34:20] High growth tech and other investments and raising dividends.

Mentioned in This Episode:

Yieldstreet

The New York Giants and Yieldstreet recently announced a first-of-its-kind exclusive partnership making Yieldstreet the Official Alternative Investment Platform of the New York Giants. In this bonus episode of The Yield, Peter Kerr, CFA, is joined by Shaun O’Hara, studio analyst at the NFL Network, Super Bowl 42 champion with the New York football Giants, and member of the New York Giants broadcast team for a conversation about the ins and outs of investing like an NFL professional.

Click here to subscribe and listen: Podcasts.apple.com/us/podcast/the-yield/id1527659260

Key Takeaways:

[2:10] Shaun’s professional journey to the Super Bowl Championship.

[7:33] Why is Shaun so passionate about the Giants?

[11:05] Critical steps to turn the Giants franchise back toward success.

[15:27] How do professional athletes tend to handle their wealth?

[22:48] Finding the right agents and financial advisors.

[26:08[ Examples of what not to do when investing your money.

[30:10] The role of the NFLPA in educating, supporting, and protecting athletes.

[37:14] Free agency and the team ownership process.

[43:17] Pros and cons of fully guaranteed contracts.

[46:21] Reflections on the 2007 game that led to the Giants Super Bowl victory.

Mentioned in This Episode:

Yieldstreet

 In this episode of The Yield, Peter Kerr, CFA is joined by Jordan Wright, Co-Founder and CEO of Atomic Financial, for a discussion about the next generation of FinTech and how it is empowering consumers and investors. Jordan and the team at Atomic are focused on having a social impact and helping people improve their financial outcomes.

[1:20] Jordan’s entrepreneurial start and the growth story and offerings of Atomic Financial. 

[6:20] Lessons learned from the process of creating a successful new businesses. 

[9:55] How important is a strong company culture? 

[15:11] Finding the right balance between remote and in-person work.  

[16:43] Setting and meeting realistic goals. 

[18:55] The competitive pressures of hiring in today’s workplace. 

[21:39] Valuations and deploying VC funds in 2022. 

[26:46] Key valuations and growth metrics for Atomic. 

[29:30] Final thoughts on becoming a billionaire from Jordan, the human. 

Mentioned in This Episode:

Yieldstreet