In this episode of The Young Bull, we dive into something most teens and young adults never think about—but absolutely should: retirement accounts. If you’ve ever thought, “I’m too young to think about retirement,” this episode will change your mind.

Starting early is the secret to financial freedom. Whether you want to work for fun, travel without stress, or simply build wealth effortlessly, it all begins with understanding the tools designed to help you grow money over time: 401(k)s, IRAs, and the power of compound interest.

We break down:

• What retirement accounts actually are
• How 401(k)s work (and why employer matching is free money)
• The difference between Traditional and Roth contributions
• Why Roth IRAs are a cheat code for young investors
• How compounding turns small amounts into huge long-term growth
• How teens can start investing—even with a part-time job
• Custodial Roth IRAs and contribution limits
• Smart first steps for young adults starting their first real job

You’ll learn how investing just a little money early can grow into hundreds of thousands—or more—by retirement. No complicated jargon, no fluff, just a clear roadmap to help you start building wealth now, not “someday.”

If you’re a teen, a young adult, or someone just starting your financial journey, this episode will give you the exact foundation you need to get ahead.

Follow the show, share with a friend, and keep learning—your future self will thank you.

Learn what taxes are and how to file them — made simple for teens and young adults.

We cover how taxes work, how to file online, what forms you need, and how to get your refund faster.

Perfect for beginners learning financial literacy and money management.

DISCLAIMER: The information and opinions provided on this podcast are for informational and educational purposes only and should not be considered as financial, investment, legal, or tax advice. Listeners are encouraged to conduct their own research and consult with a qualified financial professional before making any financial decisions. Past performance is not indicative of future results, and all investments carry risks. The hosts and producers of this podcast are not responsible for any financial decisions made based on the content provided. By listening to this podcast, you acknowledge and accept these terms.

DISCLAIMER:

The information and opinions provided on this podcast are for informational and educational purposes only and should not be considered as financial, investment, legal, or tax advice. Listeners are encouraged to conduct their own research and consult with a qualified financial professional before making any financial decisions. Past performance is not indicative of future results, and all investments carry risks. The hosts and producers of this podcast are not responsible for any financial decisions made based on the content provided. By listening to this podcast, you acknowledge and accept these terms.

DISCLAIMER:

The information and opinions provided on this podcast are for informational and educational purposes only and should not be considered as financial, investment, legal, or tax advice. Listeners are encouraged to conduct their own research and consult with a qualified financial professional before making any financial decisions. Past performance is not indicative of future results, and all investments carry risks. The hosts and producers of this podcast are not responsible for any financial decisions made based on the content provided. By listening to this podcast, you acknowledge and accept these terms.

Network Calculator: NerdWallet

DISCLAIMER:

The information and opinions provided on this podcast are for informational and educational purposes only and should not be considered as financial, investment, legal, or tax advice. Listeners are encouraged to conduct their own research and consult with a qualified financial professional before making any financial decisions. Past performance is not indicative of future results, and all investments carry risks. The hosts and producers of this podcast are not responsible for any financial decisions made based on the content provided. By listening to this podcast, you acknowledge and accept these terms.

APPS YOU CAN USE TO INVEST IN THE STOCK MARKET:

• Webull
• Charles Schwab
• Acorns