In Episode 5 of My Aligned Practice, host Stephanie Dinsmore—psychotherapist, social worker, and group practice owner—dives into one of the most tender and transformational topics for therapists in private practice: money healing. Specifically, Stephanie speaks to heart-centered helpers who feel discomfort charging their worth, who struggle with a scarcity mindset, or who have unintentionally built pricing structures that lead to burnout and collapse.
Stephanie explains that the scarcity mindset isn’t a character flaw—it’s often a nervous system pattern shaped by emotional labor, over giving, and lived experiences. She shares her personal story of growing up with financial instability and how scarcity has continued to show up in her system over the years, even as her practice has grown. She also speaks honestly about how trauma, attachment history, and the “helper identity” can lead practitioners—especially women—to chronically undercharge, undervalue their experience, and overwork in an attempt to compensate.
A major focus of this episode is what Stephanie calls collapse rates: under-market pricing that eventually forces clinicians into survival mode, overload, and burnout. Stephanie introduces the concept of intuitive pricing and energy exchange, emphasizing the importance of regulating your nervous system and checking in with your internal parts before making financial decisions. She also walks listeners through key financial foundations for private practice: understanding fixed vs. variable expenses, setting aside taxes, separating business and personal finances, and building an emergency or sustainability fund that supports calm, regulated decision-making.
This episode closes with a powerful Aligned Action Item designed to support self-led clarity, help you connect with your future self, and anchor a sustainable, aligned rate that supports you, your clients, and your practice.
Apply for the Aligned Practice Blueprint
Request a consultation call for Stephanie’s new business mentorship program, the Aligned Practice Blueprint—a small, high-support container designed to help clinicians move from solo to group practice with clarity and confidence. We’re only taking six practitioners!
More info: https://therapistsofftheclock.ca/the-aligned-practice-blueprint/
Aligned Action Item — Self-Led Money ClarityThis week’s action item invites you into gentle reflection around pricing, value, nervous system regulation, and sustainability. You can complete this as you listen, after the episode, or simply hold the prompts and come back to them when you’re ready.
1. Connect with your future selfImagine a regulated, confident, grounded version of you. Ask:
- What does my future self know about the number that truly sustains me?
2. Name the burnout-free rateFrom that self-led place, reflect:
- What rate allows me to sustain this work without burnout?
3. Anchor the truth and translate it into your practiceNow bring it into the real world:
- What did I hear or sense that surprised me?
- Was there a part of me that resisted the “icky number” — and what does it need?
- How does choosing this number support both me, my clients, and my practice?
Closing AffirmationEnd by anchoring your clarity with this affirmation:
“This is what supports me.”
This is a powerful way to remind your nervous system that sustainable pricing is not selfish—it’s an act of leadership, safety, and long-term care for both you and your clients.
Want to share?If you completed your Aligned Action Item or reflected on your “icky number,” Stephanie would love to hear what came up for you.
Head over to Instagram and comment on the most recent post for Episode 5:
https://www.instagram.com/myalignedpractice
About Dr. Stephanie DinsmoreStephanie Dinsmore, MSW, RSW, is a psychotherapist, social worker, group practice owner, and soulful-led business mentor for therapists. She is the founder of Mindful Path Counselling, a thriving Ontario-based practice with over 25 clinicians, a nurse practitioner, and dedicated support staff. Stephanie blends trauma-informed care with somatic practices, Internal Family Systems, and values-based leadership to help therapists heal money mindset blocks, build sustainable practices, and grow with integrity. Her mentorship supports clinicians in creating practices that are aligned, resourced, and rooted in nervous-system regulation and self-led leadership.
Connect with Stephanie- Instagram — @myalignedpractice: https://www.instagram.com/myalignedpractice
- LinkedIn: https://www.linkedin.com/in/dr-stephanie-dinsmore-6b202014a/
Connect with Therapists Off the Clock- Instagram — @therapistsofftheclock: https://www.instagram.com/therapistsofftheclock
- Website: https://therapistsofftheclock.ca/
Learn More about Mindful Path Counselling- Website: https://www.mindfulpathcounselling.ca
- Instagram — @mindfulpathcounselling: https://www.instagram.com/mindfulpathcounselling/