ThimbleberryU

We are diving into the mail bag for this episode. Email and letters from those who need answers involving navigating personal finances as a Tech Executive.  

Amy will answer a variety of questions like how much should one save for retirement and how to minimize tax liability while maximizing income and benefits. And she’ll discuss in some detail the importance of planning for retirement early on in your career.

Contact Amy and her team at  503-610-6510. Or at Thimbleberry Financial HERE.

To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.

The ThimbleberryU Podcast is produced by JAG Podcast Productions - https://jagpodcastproductions.com/

This episode is essentially about balance. The Retirement Trifecta is the internal language financial advisors’ use when explaining how a successful retirement plan needs a balance of assets, income, and expenses. Amy will discuss how advisors work for you: It’s not an off the shelf solution. Each person or couple has a different idea of what they want their retirement years to look like. And she will examine some of the biggest misunderstandings she sees around this topic. 

For more information reach out to Amy and her staff at 503-610-6510 or online at Thimbleberry Financial Services HERE!

To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.

The ThimbleberryU Podcast is produced by JAG Podcast Productions - https://jagpodcastproductions.com/

In this episode, Amy Walls discusses the importance of understanding fiduciary standards in financial services and how to choose a financial advisor who is legally obligated to always act in the best interest of their clients. We also discuss the three types of financial professionals: fee-only, commission-based, and fee-based/hybrid. Consumers should look for a Certified Financial Planner (CFP) professional to ensure fiduciary standards are met. Choosing a fiduciary financial advisor who acts in the best interest of their clients is crucial. Consumers can make informed decisions by understanding the different compensation structures and seeking a CFP professional.

For more information call (503) 610-6510 or reach out to Amy and her staff at Thimbleberry Financial  HERE. 

To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.

The ThimbleberryU Podcast is produced by JAG Podcast Productions - https://jagpodcastproductions.com/

Thinking of buying a house? Soon? Now is the best time to have an expert on your side when making such a life-changing investment.

Amy Walls has solid information to help you navigate this new higher interest rate environment. 

She also explains the phrase heard a lot these days: Marry the house; date the rate. Plus, Amy will discuss the ways in which people should be cautious about rates and prices.  

If you have questions about anything related to your financial future, reach out to Amy Walls and the team at Thimbleberry Financial at 503-610-6510  or click here: Thimbleberry Financial 

To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.

The ThimbleberryU Podcast is produced by JAG Podcast Productions - https://jagpodcastproductions.com/

This time Amy discusses what you need to know about taxation of RSUs (Restricted Stock Units). Restricted Stock Units are a way a company can compensate an Employee that isn’t cash and ties that employee’s future income (from the RSUs) to company performance and longevity with the company. It’s a future form of stock. Kind of like an IOU – but with a commitment to how the shares will be given by the employer and received by the employee. However there tends to be a catch with these types of things and Amy will give you the facts needed to make the right decisions.

 If you have questions about anything related to your financial future, reach out to Amy Walls and the team at Thimbleberry Financial at 503-610-6510 or contact them at thimbleberryfinancial.com

To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.

The ThimbleberryU Podcast is produced by JAG Podcast Productions - https://jagpodcastproductions.com/

This episode is all about organizing and allocating cash for greater growth.  

What cash are we talking about? What cash could or should be structured?

Amy Walls will walk you through where, when and how to structure cash, and just as importantly, when not to.  

Thimbleberry Financial is focused on providing clients with the advice and tools needed to reach their financial goals. 

At Thimbleberry Financial we take the time to know our clients and their financial goals. 

We help our clients with all stages of their financial plan, from defining their goals to identifying possible strategies to implementing and reviewing the solutions.

Amy and her team are available for a more detailed discussion 503-610-6510 or visit here: Thimbleberry Financial  

To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.

The ThimbleberryU Podcast is produced by JAG Podcast Productions - https://jagpodcastproductions.com/

In this episode Amy has many answers to the question: My company stock is down, now what? 

What to do when you find yourself in this place?

She will explain the forms of stock where this could be an issue, advise on possible new strategies, and how to figure out which to choose. 

Finally, she will discuss a few other matters you may want to consider when dealing with company stock. 

For more info from Amy or her team contact them at Thimbleberry Financial  or call 503-610-6510

To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.

The ThimbleberryU Podcast is produced by JAG Podcast Productions - https://jagpodcastproductions.com/

The Secure Act 2.0 is now law and Amy will break down this new legislation with its many provisions and offer a brief history of the Secure Act passed in 2019. She will discuss the differences surrounding Required Minimum Distributions and the new age requirements. Secure Act 2.0 also contains changes in Roth accounts and inheritances, SEP-IRAs, and SIMPLE IRAs.  

In addition, Amy will talk about a few other significant changes, one in particular that will result in small businesses being incentivized to offer a 401(k).

If you have questions about anything related to your financial future, reach out to Amy Walls and the team at Thimbleberry Financial https://thimbleberryfinancial.com/  

Or give them a call at 503-610-6510

To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.

The ThimbleberryU Podcast is produced by JAG Podcast Productions - https://jagpodcastproductions.com/

Amy Groshong Walls, CFP®, RICP®, CRPC® has been a financial advisor since 2003. She is a certified financial practitioner TM  and has additional specialized credentials in retirement income planning. Amy is a 3rd generation financial advisor and sees her role with clients as being about education.  

In this episode new host Michelle O’Dell gets to know the how and the why she got into financial services in the first place. Most importantly, we learn her philosophies that shape financial planning that are tailored to each client’s requirements. Amy’s love for helping clients is why you want her on your side when it comes to making some of the biggest most impactful decisions of your life.

If you have questions about anything related to your financial future, reach out to Amy Walls and the team at Thimbleberry Financial https://thimbleberryfinancial.com/ 

Or call 503-610-6510 

To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.

The ThimbleberryU Podcast is produced by JAG Podcast Productions - https://jagpodcastproductions.com/

In April of 2020, we did an episode about how the new Coronavirus was changing us.  And what Amy surprisingly found was that outside the terrible things about COVID, clients were taking solace in a lack of decision fatigue and FOMO.  You can check out that episode here: https://thimbleberryu.simplecast.com/episodes/how-will-coronavirus-change-the-conversation

Two and a half years later, we find the opposite to be true.  As we emerge from the pandemic, clients have been distracted. We've lost sight of the simple things they enjoyed during lockdowns, and it's up to Amy and her team to help them reconnect with their passions.

The team at Thimbleberry Financial has changed through COVID, too.  They are now almost 100% virtual, with employees across the country.   This can be especially helpful for clients in the tech sector.   Amy walks us through how this new business model can better serve Thimbleberry's clients.

Want to learn more?  Contact Amy and her team at 503-610-6510, or visit them online at https://thimbleberryfinancial.com/

To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.

The ThimbleberryU Podcast is produced by JAG Podcast Productions - https://jagpodcastproductions.com/