In this episode, we look at the importance of decisions.

Daily decisions can entirely determine your debt.  The trick is how to make

The trick is how to make those decisions.

First:  Step back, find out why you want to make the purchase.

Next: Evaluate the emotion you're feeling.  Where is it coming from?

Finally:  Share 3 reasons, out loud, why you need to buy it.

Make your decisions help you take control of your finances.

Don't forget to sign up and learn how to more effectively Drive your MoneyBus.  

Melanie from Dear Debt Blog

2011, Graduated from NYU and moved to Portland, OR with $68K in debt

That feeling of being overwhelmed with debt, the shame and guilt and loneliness.

Do something productive with this struggle.

Her personal blog is about understanding that personal emotional relationship with debt.  

The Dear Debt Letters:  Break ups.

Why she deleted her Mint.com account after three days.

Her 7-10 Side Hustles going at a time.

How being unhappy makes you spend more money.

Shopping and consumerism is not a way to feel better.

How to know the difference between treating yourself and getting consumed in overspending and consumerism.

How to recover from a spending hangover.

"Spending breeds more spending."

Where she is now on her debt free journey.

What Melanie would tell the freshly new grad with a mountain of student loans.

Even $25 or $50 above the minimum will make some progress for you.

How you can connect with Melanie on Twitter.

In this episode, Amy shares 3 common money mistakes we can all make daily.

She also shares her biggest money mistake she ever made and how she had to pay for it. For years.  

Amy wants you, yes You, reading this to tell her about your biggest money mistake and the lesson you learned from it.  

Send her an email to: [email protected] and share your money mistake with her!

In this episode, we meet Brian Linder, an LCPC, that loves to help couples enrich their marriage.

Find Brian at MakeSomeWonderful

We discuss:

Don't just give advice.

Do give solicited advice.

Don't discuss numbers.

Do discuss strategies.

Don't compare.

Do encourage.

(At a restaurant) Don't talk about money in front of your server.

Do decide before you sit down how to split the bill.

Don't brag about your success.

Do "Pull them into your journey..."

The bonus:

   LISTEN.  Listen more than you speak.  Listen.

In this episode we'll learn:

How Gina, a mom of 3 boys, keeps up with life and manages to run her site:  Money Savvy Living, Living the good life on a budget

She reminds us that "You probably won't get rich quick, but you can still live a good life."

Money is used everyday.  Algebra?  Not so much.

You need to Know your numbers when you make a purchase.

Investing:  it's about the fundamentals. 

You need two things to on your side when you invest

How to check out the market and a company

Resources:  Morningstar.com, Yahoo ticker

Remember, Don't just invest and forget it.

How to know when you are ready to work with a financial advisor/ CFP?

Inexpensive trade organizations may not be the best fit for you, especially as you're starting out.

How Gina and her husband are teaching their sons about money.

How fixing your finances isn't just about fixing your finances.

So, you know you need to fix the financial situation.  You see the mess.  Now what?  In this quick episode, host Amy Robles shares 5 easy steps to get things in order and build your continuing success. 

Pay attention to your business

Our kids watch us spend more 

His biz philosophy:  "If you help enough people get what they want, then you'll get what you want."

How he knows when he meets people if they are going to win with money.

The "Hive Mind" doesn't like the debt-free

"You have to be serious about getting out of debt, or you have to be rich."

Don't live thinking, "I'm fine."  

Live a couple years being smart and be conscious on every purchase and you'll be able to change your life.

Financial Literacy:  how money works in the world, how he manages, invests and gives it. 

How he coached one family to help them get out of debt

The importance of accountability in your financial budget

The lightbulb moment when one couple "Got it."

Sit down.  (With a glass of wine, according to him) at the table to talk it out.  

When you write down a budget, you're defining your values in life.

Just starting out?  Track your spending. Try Mint.com

Categorize & Organize

The influence of Dave Ramsey

More opportunities to get debt-free.

Radical Personal Finance, Jeff Sheets explains why he thinks following Dave Ramsey can be dangerous

Don't just take somebody's advice just because he says so...

Learn for yourself.

How Steve enriches his life daily:  He spreads the word about smart personal finance simply so people take control.

Host of multiple podcasts, webinars, personal finance coaching.

A lot of finance products that come out aren't for the regular guy.

Ask, "Is this what we should be doing in our personal lives?  Or, "Is this what we should be doing in business?

SteveStewart.me

Attention to Money Resource Guide

Gina Horkey Quit her job as a Financial Advisor to be a Freelance Writer.

This episode brings more insight as to Why the name "Think Enriched."

Amy talks about key components of the show, namely: