THINK Retirement NOW. ™

Daily IQ Retirement Brief 12/14/22

Daily IQ Retirement Brief 12/15/22

Researchers at Yale and MIT have completed Nobel Laureate research on potential retirement outcomes for today's retirees. The reason the picture is not pretty for many Baby Boomers, even those with million dollar portfolios, is just what you might expect: bond interest rates are too low to live on and relying on the stock market for income withdrawals simply is not mathematically sustainable. They point out you could need your money MOST when markets are down, causing  accelerated depletion of your savings.  Face it, stocks are not for income--but can anyone seriously consider retiring on a BOND paying less than one or two percent, with inflation headed to three or four percent one day?       Coming up, we'll review a simple three step plan for getting your retirement income locked in so you can retire and STAY retired once and for all!  ..an important show today you don't want to miss...MASTERING MONEY is on the air!!!

So, just where do your beliefs and opinions come from? If you're like most people, you feel that your convictions are rational, logical, and impartial, based on the result of years of experience and objective analysis of the information you have available.  In reality, all of us are susceptible to faulty thinking and emotional biases--often at the sub-conscious level.   Even the smartest person on earth can make errors in judgement. Today we'll review why Behavioral scientists say you are susceptible to making the same investment mistakes over and over, and exactly how to fix it.   A fascinating show you don't want to miss...MASTERING MONEY is on the air!!

Daily IQ Retirement Brief 12/13/22

For worry free income, preservation and indexed growth in retirement with no market losses and no management fees, today’s NEXT GENERATION uncapped retirement index annuities with income riders are becoming the asset of choice for 401k and IRA rollovers.   Once upon a time, government bonds could provide the security and financial peace of mind required in retirement. In fact, "living off your savings" was the time-honored approach to retirement.  But when bank CDs and bonds are paying zero or near zero, and that’s your only plan, you are no longer LIVING off savings....You’re just spending down your principal haphazardly!  You are just paying your principal back to yourself, with little or no interest, and no guarantee of what happens when you run out. Can anyone seriously consider retiring on a bond or bank account  paying less than one or two percent, with inflation at 7% or more? Today, we'll show you how to avoid poor retirement income planning  A power-packed show you don't want to miss!   MASTERING MONEY is on the AIR!!!

Daily IQ Retirement Brief 12/12/22

Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!

There is a huge difference between the way amateur dividend investors and professional dividend investors select stocks. Amateurs look for the highest dividend they can find. Professionals know that to be a serious money trap.  One specialized area of dividend investing is known as Dividend GROWTH investing, where you select only stocks that GROW their dividends every year, resulting in a much higher dividend yield on cost over time. Steve will explain that in detail. Then health insurance and Medicare expert Shelley Grandidge joins us for the Q & A. You don't want to miss today's show...MASTERING MONEY is on the air!

Daily IQ Retirement Brief 12/9/22