THINK Retirement NOW. ™

As you get closer to the day when your salary goes away… and everything you’ve accumulated up to this point has to be the source of ALL your future paydays… your decisions need to become more accurate. You can’t afford the mistakes you made thirty years ago.  On an increasing basis, the news literature in the financial world states that you will need more than a million dollars to retire and to make sure you don't go broke.   A million is a nice sum of money, but unless you properly diversify, allocate, and conserve it, you run the risk of seeing it get cut in half by a combination of market declines, income withdrawals, RMDs, taxes, politics, fees, inflation, and poor timing when it comes to retirement. Today, we''ll tell you the story of Doug and Diane, who found out the hard way. Don't miss today's show  MASTERING MONEY is on the air!!

Your Daily IQ Retirement Brief 3/9/22

As we get reminded often, women have a better chance of making it to age 100 than men — in fact, 82% of the 53,364 centenarians alive in 2010 were female. The ratio of females to males @ age 100 remains pretty steady. It’s why you hear the statistic that eighty percent of men die married, while eighty percent of WOMEN... die single.  The big problem for women is that they may spend ten years or longer on their own after their husbands pass--at a time when they may not want to be fussing over investments.  It’s been found that Baby Boomers’ number one financial fear is running out of money while still in their eighties and then living into their nineties dead broke while the government robs Social Security. We'll see if that fear is justified today, and then health insurance expert SHELLEY GRANDIDGE joins us.   A timely show you don't want to miss, MASTERING MONEY is on the air!!

Your Daily IQ Retirement Brief 3/8/22

Because of the advances in annuity engineering over the past five years, the demand for a newer form of annuity has steadily risen. No longer an afterthought, specific types of annuities have taken center stage for smart investors looking to nail down preservation and income. Why? Because pensions are being phased out, and interest rates on bonds are stuck near two hundred year lows. Once upon a time, a million dollars in treasury bonds would pay a retiree seventy thousand dollars a year or more, guaranteed.  Today, that same ten year treasury bond is yielding less than one-and-a-half percent, meaning you'd be tying up your money for ten years-- getting less than FIFTEEN thousand dollars a year. That's why bonds, not annuities, are suddenly the afterthought. Who could think of building their retirement around one percent bonds? If you want the straight scoop on the benefits of principal secure, uncapped NEXT GENERATION retirement annuities, this is a show you don't want to miss...MASTERING MONEY is on the air!!!

Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts.    "MOTLEY FOOL MONEY"  is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm!  First we'll update breaking financial news and get a read on all the indexes, THEN,  we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL !    ... MASTERING MONEY IS ON THE AIR!!!

Your Daily IQ Retirement Brief 3/7/22

Most investors, especially in or nearing retirement, seek to reduce risk while growing capital prudently in the stock market. Gains are nice, but large drawdowns are sickening, especially in retirement when you don't have an income stream from a full-time job and time is no longer on your side.     When time IS on your side, and because most bear markets tend to last only six months to two years at the most, you are able to rebuild the value of your account simply by staying put, and not rushing for the exit. FACT:  The only people who lost in 2008 and 2009 were those who sold at the bottom. The market has some room to run according to experts, but we all want to keep a good share of money OUT of harm's way. But are bonds the answer for the safe money side of your plan? Today, we'll examine why Warren Buffett says that bonds are a terrible investment. Then health insurance and Medicare Specialist Shelley Grandidge joins us.  You don't want to miss today's show...MASTERING MONEY  is on the air!!

Your Daily IQ Retirement Brief 3/4/22

Your Daily IQ Retirement Brief 3/3/22