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Your Daily IQ Retirement Brief 12/17/21

Your Daily IQ Retirement Brief 12/16/21

The industry of Cybersecurity is growing every year at a very steady pace with no real end in sight. Think about it: When will the day come when you WOULDN’T want your company's computer systems secure? And when will the day come that the crooks will stop trying to get in? Cybersecurity is a permanent need, and an inevitable trend. Not just for you and me, but for trillions of dollars worth of companies and governments worldwide. The move to “digital everything” has led to the sharing of a vast amount of sensitive, proprietary data in an external and internal environment across the globe. This has caused organization to fall prey to cybercrime through different forms of attacks, many of them highly publicized. In the wake of breaches and high-profile data theft, it becomes vital for an organization to not only determine future threats, but to do something about it. That's where Cybersecurity comes in--as a burgeoning industry, and as an investment. Today, we'll reveal the best way to invest in Cyber Security, Steve has a special stock pick,  a fact filled and timely show you don't to miss...MASTERING MONEY is on the air!!!

Your Daily IQ Retirement Brief 12/15/21

Adults over the age of 50 manage an increasing share of the wealth in the United States. Risky investment decisions that are made as people age may have effects on both financial markets --AND individuals in later life.  FINRA, the Financial Industry Regulatory Association, performed an in-depth study recently to assess how many older Americans—those over 58 with far less time to recover from a market shock than younger investors-- were taking on TOO MUCH risk. And for those TAKING  too much risk using standard measurements, they wanted to know WHY. Well today, we'll reveal what they came up with in this really interesting study-- and how it might apply to YOU. Then Medicare expert Shelley Grandidge joins us for the Q & A.   ...A fact filled show you don't want to miss....MASTERING MONEY is on the air!!

Your Daily IQ Retirement Brief 12/14/21

So, how much money are you allowed to give to your kids or grandkids every year and still avoid income taxes? Thirteen thousand dollars?  Fourteen thousand?  Fifteen thousand? Most people are under the erroneous assumption that there is a LIMIT on the amount of money you can give as a gift to a family member of fifteen thousand dollars annually, or less.   In reality, most gifts legitimately fall UNDER the safety limit of U.S. federal GIFT tax rules even if you were to give someone a million dollars. Today, we'll review exactly how the gifting rules work, and just how to avoid all taxes on gifts.   Get up to speed on your taxes...you don't want to miss today's show  MASTERING MONEY is on the air!!!

Your Daily IQ Retirement Brief 12/13/21

Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts.    "MOTLEY FOOL MONEY"  is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm!  First we'll update breaking financial news and get a read on all the indexes, THEN,  we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL !    ... MASTERING MONEY IS ON THE AIR!!!

So... “when IS the best time to take Social Security?”  Should you take it early, later, or right at Full Retirement Age? Is there a sweet spot where you beat the system at its own game?  Entire books have been written on the topic, and there are many seminars on the topic going on almost every day.  Most of the confusion about when to take Social Security income centers on SPOUSAL benefits. Today, Steve and I will review the new rules of Social Security claiming and outline a circumstance when it makes sense for the younger spouse to start benefits early. Then health insurance and Medicare expert Shelley Grandidge joins us for the Q & A. A fact-filled show you don't want to miss...MASTERING MONEY is on the air!!