THINK Retirement NOW. ™

In investing, knowledge is power. To paraphrase Benjamin Graham's investment advice--Warren Buffett’s mentor--you should strive to know WHAT you are doing and WHY. If you don't understand the game, he said, don't play it...and Stay away until you do. Being honest, most of us would say we DON’T actually understand the market. It has gotten so massive and unpredictable, pretending to know every aspect of it is foolhardy. Even Warren Buffett, during his brilliant career, only worked within a slice of the market—companies that he grew to understand very well and companies that made real money in the real economy. Buffett took a mathematical and systematic approach to investing. Today we'll review exactly how to do that, then health insurance and Medicare expert Shelley Grandidge joins us. A great show for you today...MASTERING MONEY is on the air!!!

Peter Oumanski writing for the Wall Street Journal says that  digital devices are potentially damaging your finances—but not in the way you might think. Smartphones and other gadgets allow us to follow our friends, read the news, watch a football game and even track our investments anytime. Unfortunately, people are increasingly doing all of the above within a few minutes time, rather than taking the time to truly focus on a financial plan that protects against risk while seeking gains in a prudent way.   In the past, lack of data was the problem for investors. Today, we are overwhelmed with data. Today on Mastering Money, we expose the problem then give you clear solutions. . Don't miss today's show MASTERING MONEY is on the air!!!

People who don’t like losing money in the stock market are often described as “risk-averse”. In reality, behavioral scientists will say that you may not be RISK averse, but rather LOSS averse. There is a difference, and it matters when you are designing your financial plan. Las Vegas is loaded with people who are not risk averse. In fact, they take pleasure  in taking a risk.But all of them are LOSS averse. Today, we'll clearly define the difference and why you need to know it when determining HOW to allocate your investments for retirement, and it may SHOCK you! Then health insurance and Medicare expert Shelley Grandidge joins us for the Q & A.  An important show you don't want to miss....MASTERING MONEY is on the air!!

When most people hear about insider selling, they think about the infamous Ivan Boesky trading scandal from the 1980s that inspired Michael Douglas' Gordon Gekko character in the movie "Wall Street."   …Or they think about Martha Stewart… selling shares of the biotech company ImClone just days before the FDA announced it wasn't approving a new ImClone drug.    But most insider selling today isn't illegal for that matter. It is something that is tracked and some investors actually make decisions based on whether CEOs are buying or selling shares of the company they manage.  The key lies in WHEN they place the  buy or the sell order, because there are TWO TYPES of insider trading: LEGAL and IL-Legal!  Today, we'll learn more about the difference and it may shock you.   An interesting show you don't want to miss....MASTERING MONEY is on the air!!!

Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts.    "MOTLEY FOOL MONEY"  is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm!  First we'll update breaking financial news and get a read on all the indexes, THEN,  we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL !    ... MASTERING MONEY IS ON THE AIR!!!

So, just where do your beliefs and opinions come from? If you're like most people, you feel that your convictions are rational, logical, and impartial, based on the result of years of experience and objective analysis of the information you have available.  In reality, all of us are susceptible to faulty thinking and emotional biases--often at the sub-conscious level.   Even the smartest person on earth can make errors in judgement. Today we'll review why Behavioral scientists say you are susceptible to making the same investment mistakes over and over, and exactly how to fix it. Then Health insurance and Medicare Expert Shelley Grandidge joins us for the Q & A.   A fascinating show you don't want to miss...MASTERING MONEY is on the air!!

Although many people DON'T think about owning life insurance, many, many people do. Life insurance has evolved from just a few choices in the old days, like whole life and straight term, to more advanced and flexible forms of Universal Life insurance which can be tailored to fit your needs for tax advantaged  retirement income that does not trigger taxes on Social Security, leaving a tax free legacy, and tax planning goals.  Unlike the policies of old, today’s next generation of cash value life insurance can deliver the goods on multiple benefits with the same dollar. For example, quite a number of cash value life insurance policies on the market can double as a LONG TERM CARE funding vehicle. You get triple the benefits with the same insurance dollar. Today we'll review these policies and show you why many people are converting IRAs to tax free life insurance, rather than ROTH IRAs.  An important show you don't want to miss  MASTERING MONEY is on the air!!!

Almost everyone has heard of Dave Ramsey, the financial radio host who helps people buried in debt--get OUT of debt. Mr. Ramsey does noble work for mostly younger, middle-income families who developed poor financial habits after high school, borrowed rather than saved, and now want a clean slate. We salute those families and Dave's mission of helping them. Dave is an expert on saving, but the financial industry points out that he is not licensed, trained, or qualified to be giving out stock market advice. Money Magazine’s headline of a major two thousand word article on Ramsey reads like this: “SAVE Like Dave Ramsey—Just DON’T Invest Like Him.” Today, we'll review that article and it may SHOCK you! Then health insurance expert Shelley Grandidge joins us for the Q & A. You don't want to miss today's show MASTERING MONEY is on the air!!!

The financial world is huge, and there are many different ways to invest for profit.  Some strategies focus on TIMING the markets, others focus on time IN the market.   Some methods of analysis are all about the big picture—choosing SECTORS to invest in GENERALLY,  rather than zeroing in on specific companies. Other strategies are the opposite. They focus on  individual companies, and their profitability, balance sheet, dividends,  market share, and stability of management. What's the BEST way to invest? How can you bypass the stress and make investing more simple?   Today, we'll do an educational review of how various investment approaches work, and help you decide which makes the most sense for you--with specific recommendations.  You don't want to miss today's show... MASTERING MONEY  is on the air!!!

Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts.    "MOTLEY FOOL MONEY"  is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm!  First we'll update breaking financial news and get a read on all the indexes, THEN,  we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL !    ... MASTERING MONEY IS ON THE AIR!!!