THINK Retirement NOW. ™

When we hear about sudden, massive gains in speculative stocks like Tesla and GameStop or Bitcoin—the temptation is to feel like you somehow “missed out”.  But most investors of retirement age are not ready to put all their money into one or two stocks to try to make a killing. As an investor, you need to decide what your priorities are, what your realistic goals are, and how much risk you're willing to take to achieve those goals.  If you’ve already accumulated five hundred thousand to a million dollars or more, it’s likely that you're not ready to lay it ALL down on one stock in hopes that it doubles within ninety days.  You're more likely to place an emphasis on PRESERVING what you’ve already made before you take big chances-- with big chunks of your money. In fact, the real reason you’ve accumulated money is that you’ve mostly avoided silly risks along the way.  Instead, you kept your eyes on the prize:   a comfortable retirement funded by diversified, solid investments that make sense. Today, we'll review a smart strategy for doing just that. Then medicare and health insurance specialist Shelley Grandidge joins us.  This is a show you DON'T want to miss...MASTERING MONEY is on the air!!!

If it feels like the price of everything you buy has been soaring, that’s because it HAS—even as central bankers everywhere worry about the danger of DEE-flation.   That said, the prices of many things like clothing, airline tickets and ladies' make up are way DOWN. According to  James MacIntosh, writing for the Wall Street Journal, the price of the stuff we’re BUYING is rising much faster, while the stuff we’re no longer buying has been falling. And then there is government spending.   Both republicans and democrats have used COVID 19 to punch their ticket to unabated borrowing and spending. So, that means inflation right? …Well, not so fast, and today we'll explain the important, hidden economic indicator that could pop the bubble for those thinking gold and silver are going up.  A very interesting Wall Street Journal report you don't want to miss...MASTERING MONEY is on the air!!

How long does it take to DOUBLE your money? Using the Rule of 72, money doubles every eighteen years at four percent compounded, it doubles every twelve years at six percent compounded, and every nine years at eight percent compounded. Today, we'll review the real secrets of raising your average rate of return and how get a guaranteed bonus of ten percent on a safe fixed income vehicle, with a GUARANTEED growth rate of 7 percent COMPOUNDED.  Then health insurance expert Shelley Grandidge joins us. A very timely show you don't want to miss...MASTERING MONEY is on the air!!!

So…what’s the REAL secret to stock market success?  We’d all love to think that there is just one secret but in the real world it comes down to avoiding big mistakes, avoiding hunches, having a logical strategy, and buying stocks that the big institutional investors have their eyes on.   The more you listen to experienced investment managers who have attained a high level of success, the one common thread is that they keep most of their money in stocks being considered or bought by the big “institutional investors.” The big mutual funds, pensions, and insurance companies are the institutional investors  considered to be the “BIG FISH” or even the killer WHALES on Wall Street. They DRIVE demand. Today, we'll show you how and why to build  your investment strategy around the Killer Whales. An important show you don't want to miss, MASTERING MONEY is on the air!!

Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts.    "MOTLEY FOOL MONEY"  is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm!  First we'll update breaking financial news and get a read on all the indexes, THEN,  we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL !    ... MASTERING MONEY IS ON THE AIR!!!

Because fewer people are retiring with pensions, the demand for annuities is growing, and is likely to keep growing. Ten thousand Baby Boomers a day turn age 60 to age 75. Baby Boomers have embraced the common sense and logic that annuities provide—especially the NEXT GENERATION of retirement annuities which let YOU, the owner,  share in market index increases without losses, while growing a permanent secure income like a pension at four or five times the income rate of a quality bond.   Smart people are protecting themselves against the next crash and taking advantage of the index opportunity right now in the current crash. Today, we'll review just how Index Annuities works and how income riders work. Then Medicare Specialist Shelley Grandidge joins us. You don't want to miss today's show....MASTERING MONEY  is on the air!!

We all enjoy making good money on our investments.... AND, We all would prefer relatively calm markets with no abrupt surprises, no disappointments, and no shocking draw-downs. But that is living in a dream world. Like it or not, we happen to be living at one of the most volatile times in history, with unprecedented economic forces at work    As an investor, you have a choice to make. Either you are going to take an old fashioned-one-size-fits-all approach to risking and growing money in the markets, or you are going to take a more pro-active stance--protecting your nest egg against loss,  and paying yourself LASTING retirement income.  What is needed in today's uncertain times--especially for those of retirement age, is a purpose-driven approach your money.  If you find that your money is causing you stress, and you lack a deep sense of security, something is wrong. Today, we'll talk about how to make it right--with a SMART well built financial plan...don't miss today's show, MASTERING MONEY  is on the air!!

Many retired investors today are hoping, waiting, and praying for interest rates on safe bonds to go up so they can retire in safety. According to economic analysis by a growing number of economists, they may be hoping, praying, and waiting a long time.  Deflationary trends--including low interest rates--  have gripped the world forcing interest rates to near zero, and even below zero. One would think with all the money being printed that IN-flation would be the problem, not DE-flation. But that's not the case. Retirees are facing the hardest investment decisions of their lives right now. Imagine: a million dollars in a ten year treasury bond will only pay you SEVEN thousand dollars a year! You can't retire that! We'll review the problem, and deliver some solutions. Then health insurance and Medicare expert Shelley Grandidge joins us.  A REALLY  interesting show you don't want to miss. MASTERING MONEY is on the air!!

With the New Secure Act in place, and the Trump Tax brackets at risk of being blown up many retirement-minded people who can do the math are converting at least some of their IRA money to Roth IRAs, or to cash value life insurance, which when properly structured, may provide tax free retirement income, long term care benefits, and a legacy for heirs all in one asset. But you truly do need to work with an ethical agent to get the right policy, and to get that policy set up right!  So, is life insurance a good investment? Well, actually life insurance is not an investment at all, even though it is sometimes sold that way. Today on Mastering Money, Steve  will break down index universal life to the basics, making it easy to understand. Then estate planning attorney Libby Banks joins us.  A great show you don't want to miss...MASTERING MONEY is on the air!

Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts.    "MOTLEY FOOL MONEY"  is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm!  First we'll update breaking financial news and get a read on all the indexes, THEN,  we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL !    ... MASTERING MONEY IS ON THE AIR!!!