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There are two major categories for stock investors to choose from:  Growth Stocks and Value Stocks.  As the name implies, Growth Stocks are all about supply and demand. The price of what you own will rise on the basis of how many other people WANT what you HAVE. There are no dividends.   The price-to-earnings ratio may not look like a bargain. The company may not even HAVE any earnings!  Buta great growth stock can make you money if you select the right one at approximately the right time, and hold it long enough to see capital gains. Tesla is an obvious example of a pure growth stock. Value stocks on the other hand—also as the name implies—are focused on business fundamentals, in other words intrinsic value. Is the company making money? How much am I paying to participate in the profits.  These are the questions VALUE investors ask.  Value stocks are not the “go-go” variety that you "date" briefly. They are the ones you consider "marrying,"  if you’re the marrying kind. Today, we'll analyze a potentially hot growth stock you may want to own, and then we'll shed light on how the smart money is allocating for retirement right now.  An educational show you don't want to miss....MASTERING MONEY is on the air!!!

The industry of Cybersecurity is growing every year at a very steady pace with no real end in sight. Think about it:  When will the day come when you WOULDN’T want your company's computer systems secure? And when will the day come that the crooks will stop trying to get in?  Cybersecurity is a permanent need, and an inevitable trend.  Not just for you and me, but for trillions of dollars worth of companies and governments worldwide. The move to “digital everything” has led to the sharing of a vast amount of sensitive, proprietary data in an external and internal environment across the globe. This has caused organization tos fall prey to cybercrime through different forms of attacks, many of them highly publicized.  In the wake of breaches and high-profile data theft, it becomes vital for an organization to not only determine future threats, but to do something about it. That's where Cybersecurity comes in--as a burgeoning industry, and as an investment. Today, we'll reveal the best way to invest in Cyber Security, Steve has a special stock pick, and then Medicare expert Shelley Grandidge joins us.  A fact filled and timely show you don't to miss...MASTERING MONEY is on the air!!!

After a tough few weeks, the stock market is back to setting records again.  Technology stocks are once again moving higher. But many investors--who always worry if stocks are too high, are wondering if technology stocks are  just too “high-to-buy” right now?   Well, Wall Street has a different viewpoint because they can do the math. Congress is being very generous these days even if you and I don't like it--and with a few trillion being added to the economy, analysts know that a good share of it will find its way to the stock market--AND to the proven technology companies leading the way "to tomorrow."  Think for a moment:  Does anyone really believe that technology like semiconductors, cybersecurity, cloud computing, genetic science, and robotics are not going to CONTINUE GROWING, despite a few bumps along the way? If you're looking for some serious insight into where the smart money is going and WHY, you've come to the right place TODAY....MASTERING MONEY is on the air!

Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top market experts and heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! After an update of the markets and today's breaking financial news stories, we'll take you to an exclusive broadcast of the Motley Fool Money Show... chock full of ideas to help you become a more informed investor, followed by proven money-making and money-SAVING ideas from Steve that you DON'T want to miss! -- A jam-packed show for you today,  and it all starts RIGHT NOW... MASTERING MONEY IS ON THE AIR!!!

Of the top 10 causes of death globally,  Alzheimer’s is  the only one that can’t currently be cured, slowed down, or prevented-- at least not yet. The disease manifests in different ways, with some patients living 20 years after diagnosis, but most often in the range of  four to eight years. Although 80% of those with the disease are 75 or over, Alzheimer’s typically emerges in midlife, remarkably--20 to 30 years before symptoms like memory loss or troubles with language appear. You can have it and not know it.  One prominent researcher told Barrons:  “Alzheimer’s is a disease of greater prevalence and greater lethality than Covid-19”   He went on to say:  “This is an ongoing pandemic.  Its cost to America in terms of direct medical costs is significantly higher than cancer.” There are some treatment breakthroughs...we'll tell you about them and then Medicare expert Shelley Grandidge joins us. A fact filled show you don't want to miss...MASTERING MONEY is on the air!!!

The pandemic crash put an estimated 400,000 small businesses OUT of business. Millions of people lost their jobs and may of them are still looking for work. Many sectors of the economy were hurt, others had banner years.  Even now,  analysts refer to a new category of stock: "recovery" or "reopening" stocks. In other words, companies whose businesses will begin flourishing again once people can actually enter crowded theaters, stadiums, cruise ships, and airplanes.  Barron's Laurence Strauss reports that there is a growing interest in U.S. dividend paying stocks, with an industry-wide consensus that dividends will rise more than usual in 2021. We'll review his report and the reasons why you should be looking into top drawer dividend GROWTH stocks right now. The timing may be just right. Then Steve reviews the stock selection process for the Black Diamond Dividend Growth Portfolio. A fact-filled and timely show you won't want to miss.... MASTERING MONEY is on the air!!

It turns out the pandemic was bad for Americans’ health for more reasons than one. As people spent more time indoors, a mountain of scientific research is concluding that spending time in nature is critical to health-- and--increases longevity. That means being in fresh air, under trees and away from cars and concrete—and doing it on a regular basis. And, no, the Peloton doesn’t count.  The research comes from Stanford University and Japan's Nippon Medical school.  For example, spending time in the woods—a practice the Japanese call “forest bathing”—is strongly linked to lower blood pressure, a calmer heart rate, decreased stress hormones and decreased anxiety, along with alleviation of depression and fatigue.   Scientists have found plenty of evidence that getting out in nature IS good for you... and if it can’t add years to your life, it may very well add life to your years. We have the surprising data from a Wall Street Journal report for you and then Medicare and Health insurance expert Shelley Grandidge joins us.  A fascinating show you certainly don't want to miss...MASTERING MONEY is on the air!!

Many investors believe that a decline in the value of the U.S. dollar is always a bad thing, but the other side of the equation is that a weak dollar presents several profit opportunities that don’t exist when the dollar is strong.  It’s natural to want a strong-- rather than a weak-- dollar, but there are actually benefits to a dollar that is trading weaker in relation to other currencies. When the dollar got super strong in 2018, we saw a major correction.  A weak dollar does some very helpful things for U.S. consumers and can even result in more factories being built here and more jobs for Americans. How do you think China built itself up? They're experts at keeping their currency low. We have a fascinating report you don't want to miss on what a weakening dollar means, and then Asset Protection and Estate Planning attorney Libby Banks joins us.   This one show you don't want to miss.... MASTERING MONEY                  is on the air!!!

Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top market experts and heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! After an update of the markets and today's breaking financial news stories, we'll take you to an exclusive broadcast of the Motley Fool Money Show... chock full of ideas to help you become a more informed investor, followed by proven money-making and money-SAVING ideas from Steve that you DON'T want to miss! -- A jam-packed show for you today,  and it all starts RIGHT NOW... MASTERING MONEY IS ON THE AIR!!!

In case you hadn't noticed, the future is getting just a 'tad' more unpredictable every day. That's why protecting your core capital and securing your retirement income are such high priorities.   Smart people are seeing the need for more certainty going forward. And...many are turning to NEXT GENERATION annuities to meet that need. Once you reach age fifty or sixty, why WOULDN'T you want a floor under your money?   Annuities are not for young investors aged 20 to 40. They are for those who want a retirement that can weather the worst of economies, without losing a penny or missing a beat.  The key benefit that modern day annuities may provide a retired person is a contractual guarantee of principal and income—regardless of market conditions.There are four different types of annuities, and due to current low interest rates and volatile markets, THREE of those types may not be recommended.  Today, Steve will review exactly WHICH annuities are leading the pack, and which might be right for you. Then Medicare expert Shelley Grandidge joins us for the Q & A.  A power packed and timely show you DON'T want to miss...MASTERING MONEY  is on the air!!!