Think Smart with TMFG

Let's talk retirement strategies. There are generally three stages to retirement; they are the "Go-Go" the "Slow-Go" and the "No-Go". Listen today as Senior Financial Advisors Rob McClelland and Mike Connon discuss a new phase they are considering and why you might want to also.

We're Definitely in a Bear Market! It comes as no great surprise that we are in a bear market. How long are we expecting this to last and how will your equity portfolio fair in the long term? What do we know about the history of bear markets?  Listen today as Senior Financial Advisors Rob McClelland and Mike Connon discuss some of the shocking data on these market cycles.

A lot is going on in the markets today; real estate is down, stocks are down, inflation and interest rates are on the rise, supply chains are still disrupted, and a war is raging in the Ukraine. So with all these major social and economic shifts, are we skating the edge of the dreaded word Recession? Listen today as Senior Financial Advisors Rob McClelland and Mike Connon discuss the role of government, the Bank of Canada, and other foreign and domestic influences on the Canadian market.

Across all industries, it's important to work with the best. Now that doesn't always equate to the most expensive, what it does require however is an individual who is committed to staying current and educated. Far too often specialists can become complacent and when it comes to something as crucial as your finances it shouldn't be tolerated. Make sure your advisor is giving you the best there is to offer. Listen today as Senior Financial Advisors Rob McClelland and Mike Connon identify some of the key things you should be looking for when choosing your financial advisor.

Morningstar has given Canadian fee rates an official thumbs down. Find out why we are getting such poor marks. What goes into making up a fee rate? Why is unbundling your fees advantageous and how do we stack up? Listen today as Senior Financial Advisors Rob McClelland and Mike Connon break down the mystery behind fee rates.

"Key Points"Fee RatesETFsMutual Fund RatesCanadian Fees vs. U.S. FeesGraduated Fee ScheduleActive ManagementFee DealsManagement FeesInvestor Behaviour

Why does this incredibly successful investment product never make the big headlines? What are REITs and how do they work? Listen today as Senior Financial Advisors Rob McClelland and Mike Connon fill you in on why they might be a great investment option to add to your portfolio.

The FAANG (Facebook, Amazon, Apple, Netflix, and Google) stocks have been on everyone's investment radar for years. How could you ignore their performance when the hype was everywhere. What are these major tech stocks looking like today? How easy is it to value or overvalue stocks? Why choose value stocks versus growth? Fear of Missing Out (FOMO) is ever apparent in the investment world, but here's why you should give it a miss.

Different types of investments create different types of income. Today on ThinkSmart Senior Financial Advisors Rob McClelland and Mike Connon take an in-depth look at tax optimization; ways to avoid paying unnecessary taxes and triggering capital gains. They also discuss the advantages of the funds we use.

There are really only three ways to invest; just like in math you can only add or subtract and everything else is just a more complicated version of these simple operations. NFTs, MEMEs, Cryptocurrency, and many highly engineered products are often incredibly complicated for investors to understand. Join us today on ThinkSmart as we discuss some of these newer products that have been developed and the difference between owning, loaning, and gambling with your investments.

We make restaurant recommendations, mention a great hotel stay or great city to visit. Yet when it comes to financial security and peace of mind, it is much harder not to feel like we might be meddling in someone else's personal affairs. Today on, ThinkSmart Advisors Rob McClelland and Mike Connon discuss why sharing your success with those around you is, in fact, one of the best things you could do.