Think Smart with TMFG

There are many different types of bonds; government bonds, corporate bonds, treasury bills, AAA bonds, long term and short term bonds. Advisors Rob McClelland and Mike Connon walk you through the bond world and discuss the advantages and disadvantages of various bond strategies; including tax implications and what role they should play in your portfolio. 

We explore this and more today on ThinkSmart!

With interest rates at the lowest they have been in 200 years; is the 4% retirement income withdrawal rule dated? Experts say past investment results cannot predict future returns; is that important? What are the rules around withdrawal percentages and what is a safe amount for you to consider? This and More Today on ThinkSmart!

Is it really such a bad idea to tax the super-rich to help pay for COVID-19? 

As value stocks continue to underperform and growth stocks continue to outperform how much should you overweight your portfolio? The lure of the NASDAQ and extreme growth tech companies; is the expense of their stock price worth the investment and can it maintain for the long term? As we struggle to recover and look for new direction after the COVID correction what is the right choice?

Over the years our toughest clients have had a huge impact on shaping how we do business. Sharing with us their own expertise or simply their honest feedback has enabled us to consistently grow, stay relevant and at the top of our game. From pushing to find lower cost management solutions and learn the ins and outs of creating trusts; it's these demanding individuals who have made us who we are today.

Getting cash out of the system; the good and bad of cash and the move to digital. The emergence of COVID-19 has made us rethink our need for cash. Our thoughts on how the elimination of cash could  contribute to the reduction of government debt and encourage a stronger GDP resulting in more investment dollars into the Canadian market. By removing cash and creating a digital transaction record could we begin to put pressure on the illegal drug, arms and sex trade industries. As well as how embracing digital payment systems can really start to simplify your life.

We explore this and more today on ThinkSmart!

Taking advice from an expert is always the recommended course of action but when it comes to your hard earned dollars it seems often the most difficult advice to receive. As fee-based advisors we sit on the same side of the table; if you succeed we succeed, likewise when you are unsuccessful we share in that financial loss. Today we highlight some of the areas we find the most difficult to give advice on and yet where we find it may be most useful to you; the conversion to cash, rebalancing, the hot stock tip, too much debt and to TFSA or not to TFSA. This and more today on ThinkSmart.

Learning with some of the best and brightest entrepreneurs from around the world.

Hear how they are tackling change and their surprising view of the future.

The Strategic Coach has been a big part of our entrepreneurial spirit for many decades,

from it we have learned a sense of accountability for each of our actions among many other best practices.

This and More Today on ThinkSmart

Risk and return as we all know go hand in hand. Rob and Mike walk you through how to increase your rate of return and what approach could work for you. Based on your risk tolerance is the answer stocks, mutual funds, or Index Funds. Is investing in REITS just too risky and how do you use leverage properly.