Thinking Like a Bank

Thinking Like a Bank

By Sarry IbrahimBusinessEntrepreneurship
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Thinking Like a Bank episodes

  • Episode 65: How to Passively Invest in Real Estate and Scale Your Portfolio with Mustafa Ladha

    Mustafa Ladha has spent over a decade in the real estate space. His experience ranges from investing in single-family homes to structuring syndication investments. He specializes in creating passive real estate investment opportunities with the aim of delivering double-digit returns and accomplishes this through various means.

    Mustafa streamlines the investment process, providing accredited and non-accredited investors access to real estate investment options via their retirement and non-retirement funds. He diversifies clients’ portfolios, giving them exposure to real estate, and optimizes overall portfolio performance.

    Prior to Veloce Capital, Mustafa co-founded Realty Mercato, where he used his real estate knowledge and business acumen to grow investor portfolios.

    This episode talks about:

    • How Mustafa started in real estate and alternative investing.
    • How real estate can be one of the best investments you make.
    • Different types of real estate investing (asset classes)?
    • Investment strategies commonly used.
    • What does ‘cash on cash return’ mean? What type of cash on cash return can one anticipate on receiving?
    • Real estate investment strategies available at any stage in life.
    • Investing actively and passively in real estate
    • Veloce’s Capital investment focus
    • The correlation between risk and return
    • The importance of diversifying your investment portfolio.
    • Private Equity and Debt Financing/How deals are structured
    • The importance of understanding your investor's needs and expectations.
    • Funds open to both accredited and non-accredited investors

      • To connect with Mustafa Ladha and to learn more about passive and alternative investing, please visit:

      👉Company Website:➡️https://www.velocecapital.com/

      👉Linkedin ➡️ https://www.linkedin.com/in/mustafa-ladha/

      👉Email 📧 [email protected]

      👉To learn more about what we do and how we can help you grow more wealth, please visit ➡️ https://finassetprotection.com

      👉You can also schedule a free call with us: ➡️ https://calendly.com/financialservicesins

      📢💡 📚 Free "Thinking Like a Bank" ebook. Learn to think like a bank by downloading a free copy here: ➡️ https://thinkinglikeabank.com

      🚧 👉 **Not intended to be financial advice. Please consult a professional who knows your specific situation.

      40 min
    • Episode 64: How To Retain Employees with Marc Beshears

      Marc Beshears is the President of Top Wealth Agenda. He has helped his clients grow their wealth to achieve financial security and reach their personal and financial goals and dreams without the risk, worry, or volatility of stocks, real estate, and other investments.

      Marc has put his clients on track to building more than $50 million of additional wealth they would most likely not have had otherwise, through safe, proven financial strategies. That’s why Marc’s clients think of him as their “secret weapon,” helping them build and safeguard their wealth.

      This episode talks about:

      • ​Marc’s initial introduction to Bank On Yourself ®
      • The unusual benefits of a properly designed dividend–paying whole life policy
      • How to use whole life insurance cash value to leverage for other investments, like real estate
      • Non-direct recognition- how your money keeps growing even when you have an outstanding loan against your policy
      • How to protect against market risks and inflation?
      • How can one profit from volatility?
      • The advantages of borrowing against your cash value whole life insurance policy vs going to a traditional bank
      • What is a key employee?
      • Offering compensation via cash value whole life insurance to retain valuable employees
      • What is a Section 162 Bonus Plan and how does it work? How can it be used as a tool to keep your best employees?
      • The disadvantages of a 401k and Bank On Yourself ® can be a better fit in terms of taxes and control
      • The problems with calculating average rates of returns and how mathematically they do not prove to be true.
      • Who is Bank On Yourself ® good for?

        • To connect with Marc Beshears and to know more about Bank on Yourself Concept, please visit:

        👉Company Website:➡️www.topwealthagenda.com

        👉Linkedin ➡️ https://www.linkedin.com/in/marcbeshears/

        👉Email: 📧[email protected]

        👉To learn more about what we do and how we can help you grow more wealth, please visit ➡️ https://finassetprotection.com

        👉You can also schedule a free call with us: ➡️ https://calendly.com/financialservicesins

        📢💡 📚 Free "Thinking Like a Bank" ebook. Learn to think like a bank by downloading a free copy here: ➡️ https://thinkinglikeabank.com

        🚧 👉 **Not intended to be financial advice. Please consult a professional who knows your specific situation.

        36 min
      • Episode 63: Creative Real Estate Financing with Brian O’Neill

        Brian O’Neill is an experienced real estate investor, author, coach, and podcast host. In his real estate business, he specializes in creative finance strategies to purchase properties, offering flexible solutions for both buyers and sellers. Brian uses his 25 years of phone experience to solve sellers' challenges and help them move on. He wrote an eBook on the topic titled, “How to Master The Phone in 90 Days”.

        Brian spent 25 years in corporate sales, stuck in a job he didn't like, and being away from his wife and young son. After decades of trying, Brian was finally able to break free and start his own real estate business and now he helps others aspiring entrepreneurs in similar situations break out of their W2 Prisons through his coaching program and his podcast called the W2 Prison Break Show.

        Brian believes strongly in giving back. He has experienced many challenges and roadblocks in his life and had lots of help from family, coaches, and mentors along the way. Providing the highest value to his clients to help them reach their dreams is something that drives him on a daily basis.

        This episode talks about:

        • Obstacles people generally have when transitioning into self-employment
        • The importance of coaching and mentoring in real estate
        • How Brian found his mentor and what he learned from him?
        • What were Brian’s biggest fears around doing real estate deals?
        • What is seller financing and how does it work?
        • Structuring a seller financing deal (interest, terms, etc.)
        • The advantages for the seller, in a seller financing deal
        • The advantages for the buyer, in a seller financing deal
        • How to find creative financing opportunities?
        • Do you need to have a real estate license to carry out creative financing real estate deals?
        • Leveraging your whole life cash value policy for financing.
        • How whole life insurance companies are not dependent on the banking industry which can provide more real estate funding during a recession

          • To connect with Brian O’Neill and to learn more about creative real estate financing, please visit:

          👉Company Website:➡️http://bkwpropertysolutions.com/

          👉Website: ➡️https://www.w2prisonbreak.com/

          👉Linkedin:  ➡️ https://www.linkedin.com/in/brian-o-neill-5069216/

          👉Podcast: ➡️ The W2 Prison Break Show

          👉To learn more about what we do and how we can help you grow more wealth, please visit ➡️ https://finassetprotection.com

          👉You can also schedule a free call with us: ➡️ https://calendly.com/financialservicesins

          📢💡 📚 Free "Thinking Like a Bank" ebook. Learn to think like a bank by downloading a free copy here: ➡️ https://thinkinglikeabank.com

          🚧 👉 **Not intended to be financial advice. Please consult a professional who knows your specific situation.

          31 min
        • Episode 62: What are Options and How Can They Be Used As a Hedge Against Risk? with Vijay Kailash, CFA

          Vijay Kailash, a Chartered Financial Analyst and the Founder of Kailash Capital Group, LLC. He's been an entrepreneur since a very young age. His businesses have ranged from selling Mountain Dew out of his locker in eighth grade to investing in real estate at age 23. After achieving LEAN financial independence at age 26, Vijay officially left his stay and steady corporate job in January, 2022 and launched a hedge fund specializing in income-producing strategies for accredited investors.

          In addition to running his hedge fund, Vijay is the host of the Vijay Kailash Show Podcast, where he brings on guests who discuss entrepreneurship, investing, and self-improvement.

          Vijay has been an advocate of financial education and entrepreneurship for over 15 years and teaches his firm strategy for free on his website, vijaykailash.com.

          This episode talks about:

          • Vijay’s introduction to entrepreneurship and investment management before running his own hedge fund.
          • What is financial freedom and how can you achieve this?
          • The advantages of becoming an entrepreneur.
          • What is an Index Fund?
          • What are Options and how can they be used as a risk mitigation strategy?
          • The two major types of Options; Call and Put
          • How much can one expect to earn from investing in options?
          • How O​​ptions price​​s are calculated?
          • Do interest rates affect Options prices?
          • Options compared to other conventional/traditional investments
          • Leveraging your whole life cash value policy for other forms of investments
          • How life insurance companies manage to stay in business for centuries
          • Do you need to be an accredited investor to invest in this Options strategy?

            • To connect with Vijay Kailash and to learn more about investing in Options, please visit:

            👉Company Website:➡️https://vijaykailash.com/

            👉Linkedin ➡️ https://www.linkedin.com/in/vijaykailash/overlay/contact-info/

            👉Facebook ➡️ https://www.facebook.com/RealVijayKailash

            👉YouTube ➡️ https://www.youtube.com/c/VijayKailash

            👉Instagram ➡️https://www.instagram.com/realvijaykailash/

            👉Email 📧 [email protected]

            👉Podcast ➡️ The Vijay Kailash Show

            👉To learn more about what we do and how we can help you grow more wealth, please visit ➡️ https://finassetprotection.com

            👉You can also schedule a free call with us: ➡️ https://calendly.com/financialservicesins

            📢💡 📚 Free "Thinking Like a Bank" ebook. Learn to think like a bank by downloading a free copy here: ➡️ https://thinkinglikeabank.com

            🚧 👉 **Not intended to be financial advice. Please consult a professional who knows your specific situation.

            22 min
          • Episode 61: Bitcoin Mining and Industrial Real Estate with Shannon Robnett

            Shannon Robnett has been in the real estate industry for over 40 years. He has been involved from start to finish on over $250MM  in construction projects covering the gamut from multi-family, professional office buildings to City halls, fire and police stations, schools, industrial and mini storage. As a developer with over 25 years of personal and hands-on development and construction experience, few in this industry are more dedicated to delivering numerous passive income streams to their syndicate partners. Along with his knowledgeable and dedicated team, we at Shannon Robnett Industries (SRI) create a second-to-none investor experience.

            ​This episode talks about:

            • ​​​Growing up in the real estate industry
            • What is bitcoin mining and how does it work?
            • The advantage of investing in bitcoin mining from a tax perspective, deprecation of hardware used.
            • Expected profitability Bitcoin mining
            • The differences between simply owning Bitcoin and mining it
            • Mining and Bitcoin circulation.
            • The future outlook for Bitcoin as an alternative investment.
            • How can you leverage Bitcoin without actually selling it and losing the potential growth?
            • What is Decentralized finance (DeFi)?
            • Shanno’s current industrial real estate deals.
            • What is a Triple Net (NNN) lease and why is the beneficial for the investors
            • What is bonus depreciation? Tax savings?
            • Industrial real estate compared to multifamily and other asset classes
            • The economic advantages of investing in industrial real estate.
            • Do you need to be an accredited investor when investing in industrial real estate?
            • What is a Reg CF fund? How can anyone potentially invest in this fund?
            • Send a direct message to Shannon and Get a FREE COPY of Shannon’s co-authored book, Think Big!

              • To connect with Shannon Robnett and learn more about Industrial real estate and Bitcoin Mining, please visit:

              ➡️Company Website:👉 https://www.shannonrobnett.com/

              ➡️Website:👉https://www.myverticalequity.com/

              ➡️LinkedIn:👉https://www.linkedin.com/in/shannonrobnett/

              ➡️Facebook:👉https://www.facebook.com/shannonrobnettindustries/

              ➡️Twitter:👉 https://twitter.com/robnett01

              ➡️Instagram:👉https://www.instagram.com/shannonrayrobnett/

              ➡️YouTube:👉https://www.youtube.com/user/MrShannonrobnett

              ➡️Podcast: https://www.shannonrobnett.com/podcast

              👉To learn more about what we do and how we can help you grow more wealth, please visit ➡️ https://finassetprotection.com

              👉You can also schedule a free call with us: ➡️https://calendly.com/financialservicesins

              📢💡 📚 Free "Thinking Like a Bank" ebook. Learn to think like a bank by downloading a free copy here: ➡️ https://thinkinglikeabank.com

              🚧 👉 **Not intended to be financial advice. Please consult a professional who knows your specific situation.

              29 min
            • Episode 60: Local Private Lending with David C Barnett

              David C Barnett is an author, speaker, advisor, and former business broker.  David loves to say that it took him 10 years to un-learn what he was taught in business school.  University had trained him to be a middle-manager in big enterprises, he was totally unprepared for the realities of small business.

              After a career in advertising sales, David started several businesses including a commercial debt brokerage house.  Helping to finance small and medium-sized businesses led to the field of business brokerage.  Over several years, David sold dozens of businesses for others while also managing his own portfolio of income properties and starting his career as a local private investor.

              David regularly consults with professionals and banks on business and asset values.  Currently, he also works with entrepreneurs and would-be entrepreneurs around the world who are buying, selling, or trying to improve their businesses.

              This episode talks about:

              • Becoming an expert in buying and selling businesses
              • Starting a debt brokerage business
              • Reasons why David focuses on local private money lending
              • Mitigating lendings risks through collateral
              • How to finance your business without a traditional bank?
              • Leveraging a Bank on Yourself type whole life policy for financing
              • The importance of analyzing cash flow in the lending decision
              • Types of businesses David lends to
              • The importance of the lender-borrowers relationships
              • How to make your money grow using compounding interest?
              • What is in-house financing?
              • Tax advantages of borrowing, interest paid
              • Understanding the legality of lending/borrowing within your jurisdiction

                • To connect with David C Barnett and to know more about private lending, please visit:

                👉Company Website ➡️ www.DavidCBarnett.com

                👉Linkedin ➡️ http://ca.linkedin.com/in/davidbarnettmoncton

                👉FaceBook ➡️ https://www.facebook.com/DBarnettMoncton/

                👉YouTube➡️ https://www.SmallBusinessAndDealMakingPodcast.com

                👉Soundcloud➡️ https://soundcloud.com/dbarnettmoncton

                👉Instagram➡️  https://www.instagram.com/dbarnettmoncton/

                👉Twitter➡️ https://twitter.com/DBarnettMoncton

                👉Email List Signup➡️  https://www.DavidCBarnettList.com

                👉To learn more about what we do and how we can help you grow more wealth, please visit ➡️ https://finassetprotection.com

                👉You can also schedule a free call with us: ➡️https://calendly.com/financialservicesins

                📢💡 📚 Free "Thinking Like a Bank" ebook. Learn to think like a bank by downloading a free copy here: ➡️ https://thinkinglikeabank.com

                🚧 👉 **Not intended to be financial advice. Please consult a professional who knows your specific situation.

                40 min
              • Episode 59: The Best Real Estate Asset Class to Own? With Daniel Weisfield

                Daniel Weisfield is a third-generation mobile home park investor, operating more than 40 manufactured housing communities in 7 states and serving over 10,000 residents.

                His grandfather immigrated to the U.S., saved money by fixing cars in his backyard, and eventually bought a mobile home park. To build on that legacy, Daniel’s professional mission is to turn the “trailer park” stereotype on its head. He believes manufactured housing is the best way to close our country’s housing gap and create affordable home-ownership opportunities.

                Daniel holds a JD/MBA from Yale and previously worked as a strategy consultant at McKinsey & Company and as a U.S. diplomat at the State Department. When he’s not operating mobile home parks he loves surfing, wilderness conservation, speaking foreign languages badly, and spending quality time with his wife and two young kids.

                This episode talks about:

                • ​​​​Daniel shares why he decided to continue the legacy of investing in mobile home parks.
                • The business model of the Three Pillar Communities.
                • What does “value add” mean in real estate?
                • Financing a mobile park home
                • Misconception about trailer home parks from the general public
                • How mobile home parks have changed in the last few decades?
                • Why are mobile home parks considered one of the best investments in the United States?
                • Some of the tax advantages of mobile home park investing​? ​
                • Who can invest with Three Pillar Communities?
                • ​​Typical holding period when investing in mobile home parks?
                • ​Multi-family versus mobile home parks?
                • ​​The future of Three Pillar Communities, projected AUM for the future

                  • To connect with Daniel Weisfield and learn more about mobile home parks, please visit:

                  👉Company Website➡️https://threepillarcommunities.com/

                  👉Linkedin ➡️ https://www.linkedin.com/in/daniel-weisfield-33940613/

                  👉Twitter➡️ https://twitter.com/danielweisfield

                  👉Facebook ➡️https://www.facebook.com/daniel.weisfield

                  👉Email ➡️[email protected]

                  👉To learn more about what we do and how we can help you grow more wealth, please visit ➡️ https://finassetprotection.com

                  👉You can also schedule a free call with us: ➡️https://calendly.com/financialservicesins

                  📢💡 📚 Free "Thinking Like a Bank" ebook. Learn to think like a bank by downloading a free copy here: ➡️ https://thinkinglikeabank.com

                  🚧 👉 **Not intended to be financial advice. Please consult a professional who knows your specific situation.

                  26 min
                • Episode 58: Growing Your Business Using LinkedIn with Moshe Grunhut

                  Moshe Grunhut is a life insurance agent with New York Life. In under two years, he has been able to help hundreds of families and business owners get the financial protection they need. He focuses on getting people the information they need to make the right decisions. Moshe has used LinkedIn to bring in over half of his business, generating consistent inbound leads by utilizing the platform.

                  This episode talks about:

                  • How Moshe built his presence on LinkedIn?
                  • Why is LinkedIn a great marketing tool?
                  • Should one take a course on LinkedIn marketing and/or hire a coach to help with LinkedIn marketing?
                  • What kind of posts get the most attention, in terms of engagement?
                  • How to come up with content ideas for LinkedIn posts?
                  • How to overcome your fear of posting on LinkedIn?
                  • Using other platforms to grow your business.
                  • How much time do you need to invest in LinkedIn marketing?
                  • Generating leads on LinkedIn and what percentage turns into sales?
                  • How to overcome the stigma that surrounds the financial services industry?
                  • How to grow your brand's organic following on LinkedIn?
                  • Is focusing on a specific niche necessary?

                    • To connect with Moshe Grunhut, please visit:

                    👉Website:➡️https://www.newyorklife.com/agent/mgrunhut

                    👉Linkedin ➡️ https://www.linkedin.com/in/moshegrunhut/

                    👉Email 📧 ➡️  [email protected]

                    👉To learn more about what we do and how we can help you grow more wealth, please visit ➡️ https://finassetprotection.com

                    👉You can also schedule a free call with us: ➡️ https://calendly.com/financialservicesins

                    📢💡 📚 Free "Thinking Like a Bank" ebook. Learn to think like a bank by downloading a free copy here: ➡️ https://thinkinglikeabank.com

                    🚧 👉 **Not intended to be financial advice. Please consult a professional who knows your specific situation.

                    24 min
                  • Episode 57: Core Principles of Business with Anthony Vicino

                    Anthony Vicino is a best-selling author, real estate investor, and serial entrepreneur committed to helping people maximize their return on life.

                    He is the co-founding partner of Invictus Capital, a multi-family acquisition firm based in Minneapolis, Minnesota with $40 billion in assets under management that provides busy working professionals with the opportunity to invest better.  As the host of the Multifamily Investing Made Simple podcast and author of Passive Investing Made Simple, Anthony firmly believes investing shouldn't be complicated, scary, or overwhelming.

                    This episode talks about:

                    • Overcoming ADHD as an entrepreneur
                    • Taking the downsides of ADHD and using it to your advantage in business
                    • How to use hyperfocus to your advantage?
                    • Making real estate investing simple and not complex or overwhelming.
                    • The relation between actionable goals and self-discipline
                    • Why do some find it hard to make decisions?
                    • Importance of staying focused when there are too many options.
                    • How to make strategic changes?
                    • Creating a system around your daily habits and focusing on essential tasks.
                    • What does every business have in common?
                    • What types of real estate does Anthony focus on?
                    • Benefits of passive investing and syndication.
                    • Anthony’s book “Passive Investing Made Simple”

                      • To connect with Anthony Vicino please visit:

                      👉Company Website ➡️https://invictusmultifamily.com/

                      👉Personal Website ➡️https://anthonyvicino.com/

                      👉Linkedin ➡️https://www.linkedin.com/in/anthonyvicino/

                      👉Facebook ➡️ https://www.facebook.com/advicino

                      👉Instagram ➡️https://www.instagram.com/theanthonyvicino/

                      👉YouTube➡️https://www.youtube.com/channel/UCpTupIxGdmt3sTpOHjegwxQ

                      👉Book📚 ➡️ Passive Investing Made Simple

                      👉Email 📧 [email protected]

                      👉To learn more about what we do and how we can help you grow more wealth, please visit ➡️ https://finassetprotection.com

                      👉You can also schedule a free call with us: ➡️ https://calendly.com/financialservicesins

                      📢💡📚 Free "Thinking Like a Bank" ebook. Learn to think like a bank by downloading a free copy here: ➡️ https://thinkinglikeabank.com

                      🚧 👉 **Not intended to be financial advice. Please consult a professional who knows your specific situation.


                      26 min
                    • Episode 56: Reaching Your Financial Goals by Investing In Real Estate with Taylor Loht

                      Taylor Loht is on a mission to teach busy professionals how they can invest in real estate without dealing with tenants, toilets, and termites. He highlights and distills the knowledge, experiences, and lessons of expert real estate investors through his podcast The Passive Wealth Strategy Show. His goal is to help his listeners and investors build lives of abundance and escape the Wall Street Casino.

                      He believes that building passive streams of income is the best path to wealth generation, not the typical, boring, “Don’t have that $4 latte you enjoy twice a week.” Enjoy your latte and buy some property!

                      Taylor helps busy professionals passively invest in real estate syndication through his company NT Capital LLC. He started and runs the monthly Richmond Multifamily and Commercial Real Estate Investors Networking Group (now nearly 700 members). His online networking group meets every second, Tuesday at 8:00 PM Eastern Time.

                      Taylor and his fiance, Sandra live in Richmond, Virginia. Outside of real estate investing, ​​he is passionate about Brazilian Jiu-Jitsu and has been training since 2015.

                      This episode talks about:

                      • Choosing financial opportunities that align with your personal goals.
                      • How Taylor achieved his first real estate deal and the lessons learned
                      • Investing actively and passively in real estate
                      • What is real estate syndication and how does it work?
                      • Can you use a self-directed IRA to invest passively in syndication?
                      • Potential tax risks and downsides when using a self-directed IRA for real estate investments
                      • The advantage of leveraging the cash value of whole life insurance to invest in real estate from a tax perspective (avoiding UBIT)
                      • What is UBIT? (Unrelated Business Income Tax)
                      • What types of real estate deals do Talyor’s team focus on?
                      • The advantages of investing in self-storage.
                      • Different ways to find good real estate deals
                      • Potential upcoming market changes in real estate

                        • To connect with Taylor Loht, please visit:

                        👉Company Website:➡️www.passivewealthstrategy.com

                        👉Linkedin ➡️ https://www.linkedin.com/in/taylor-l-3416b627/

                        👉Facebook ➡️https://www.facebook.com/taylor.loht

                        👉Instagram ➡️https://www.instagram.com/passive_wealth_strategies/

                        👉Podcast ➡️The Passive Wealth Strategy Show

                        👉To learn more about what we do and how we can help you grow more wealth, please visit ➡️ https://finassetprotection.com

                        👉You can also schedule a free call with us: ➡️https://calendly.com/financialservicesins

                        📢💡 📚 Free "Thinking Like a Bank" ebook. Learn to think like a bank by downloading a free copy here: ➡️ https://thinkinglikeabank.com

                        🚧 👉 **Not intended to be financial advice. Please consult a professional who knows your specific situation.

                        36 min

                      About Thinking Like a Bank

                      From the publisher's feed

                      Ever wonder what banks do to get so rich? Well its not just because they're banks.. rather its about the way they think. That's what we uncover here in this podcast.. how to think like a bank. You don't need to be a banker or in the banking industry but you can still copy these strategies to help improve your financial life.