Are you looking for a competitive edge in talent retention that doesn't involve unpredictable pay raises? What if you could offer a high-value benefit that directly boosts your team's focus and productivity by reducing their number one stressor: money?

Joel Miller, founder of Flames Financial Planning, joins Harmonious at Lunch to detail his disruptive flat-fee financial planning model, designed specifically as a B2B employee benefit. He explains why traditional percentage-based advisors overlook the 'mass affluent'—the very people who make up your workforce—and how providing them with comprehensive financial guidance (including tax prep and estate planning) yields a massive return for your business. Discover a new model for employee benefits that strengthens loyalty, reduces financial anxiety, and drives real performance improvements.

In This Episode:

[00:00] - Intro: Why Traditional Financial Planning Fails Most Employees

[01:18] - Joel Miller on His Mission to Serve the 'Mass Affluent'

[03:45] - The Direct ROI of Improving Your Team's Financial Literacy

[05:20] - Mythbusting: Will Financially Savvy Employees Demand Higher Pay?

[08:10] - The Business Model: How to Scale with a Flat-Fee Service

[10:14] - What's Included in the All-in-One Financial Wellness Package

[11:58] - The Simple, Low-Effort Rollout Process for Employers

[14:48] - The Cost Breakdown: Is This Benefit Affordable for Your Business?

[16:40] - The Human Impact: How Financial Clarity Boosts Employee Performance

[18:22] - How to Connect with Joel and Upgrade Your Benefits Package

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For strategies to achieve greater clarity in yourself and your employees, visit the HumanOp Website: https://humanop.com/

Learn more from Joel Miller & Flames Financial Planning:

Ready to offer a benefit that truly makes a difference? Book a call with Joel to discuss how flat-fee financial planning can fit your business and your team. Visit his website: https://flamesfp.com/

Connect with Joel Miller: Text Joel: 952-300-9632 YouTube: https://www.youtube.com/@JoelMillerfinance Instagram: https://www.instagram.com/joel.miller.finance

Follow Harmonious at Lunch: Instagram: https://www.instagram.com/humanoptechnologies/ Facebook: https://www.facebook.com/HumanOpTech LinkedIn: https://www.linkedin.com/company/humanop-technologies-inc/ YouTube: https://www.youtube.com/@humanoptech

#EmployeeBenefits #FinancialWellness #TalentRetention #BusinessOwner #CompanyCulture

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