Krystle McGilvery, Founder of Mind Over Money, is a renowned finance and behavioral psychology expert dedicated to providing finance education, business guidance, and personal mentoring.

With over 15 years of experience and specialised knowledge in behavioral psychology and decision-making, she leverages her credentials as a CIMA Chartered Accountant, CBT Coach, and ILM Mentor to create tailored solutions that enhance financial decision-making and wellbeing. Her unique approach, blending finance expertise with behavioral insights, has earned her recognition with awards such as the Great British Businesswoman Award 2022 and Top 100 Women INvolve Yahoo Future Leaders 2022. Beyond her consultancy, she serves as the Director of charities like Abianda and Maths on Toast, Board Director of Thriveologie and her insights have been featured on ITV, the Telegraph, and BBC Radio, affirming her position as a leading voice in socially responsible finance and empowerment.

What you'll learn in this episode:

Learn more about Krystle and Mind Over Money:

This Independent Life Resources

Follow TIL on Instagram @thisindependentlife

Follow Rebekah Lloyd on LinkedIn

Get in touch if your organisation are looking to support, retain and grow women in the workplace at www.thisindependentlife.co⁠. We deliver women's health education and events for workplaces and the women's health community to help people navigate and overcome women's health related issues whilst flourishing in their career.

Thank you for listening to this episode of This Independent Life. If you liked this episode and want to help spread the word, please rate, review, and share with your community. We love seeing you share the love so feel free to tag us using @thisindependentlife!

Rebekah Lloyd is an international speaker, podcaster, event host, women's advocate, women’s health and careers educator, and founder of This Independent Life. After experiencing a breakdown and burnout, a 10 year delayed endometriosis diagnosis, and career and financial challenges, she discovered she wasn’t alone. Now, she delivers education and events for workplaces and the women's health community to help people navigate and overcome women's health related issues whilst flourishing in their career. She is dedicated to using business as a force for good through her "corporates supporting community" approach and she helps organisations to support, retain and grow women in the workplace whilst contributing towards women's health community events.

Disclaimer: This Independent Life is not a certified health, career, or financial adviser. The content made available on This Independent Life is provided for information and educational purposes only and does not constitute advice. You are advised to consult with independent advisors for advice on your specific circumstances.

Caitlin Rozario is the co-founder of interlude and is driven by the belief that there are better and more sustainable ways of working than what we've become used to. 

Over the last ten years, Caitlin has earned three degrees and worked at a number of startups as well as launching interlude, experiences which have shaped her understanding – and critiques – of how we think about productivity and wellbeing. interlude was founded on the belief that the two are inextricably linked, and that there are simple and accessible ways to improve our relationship to both. 

What you'll learn in this episode:

Learn more about Caitlin and interlude:

This Independent Life Resources

Follow TIL on Instagram @thisindependentlife

Follow Rebekah Lloyd on LinkedIn

Get in touch if your organisation are looking to support, retain and grow women in the workplace at www.thisindependentlife.co⁠. We deliver women's health education and events for workplaces and the women's health community to help people navigate and overcome women's health related issues whilst flourishing in their career.

Thank you for listening to this episode of This Independent Life. If you liked this episode and want to help spread the word, please rate, review, and share with your community. We love seeing you share the love so feel free to tag us using @thisindependentlife!

Rebekah Lloyd is an international speaker, podcaster, event host, women's advocate, women’s health and careers educator, and founder of This Independent Life. After experiencing a breakdown and burnout, a 10 year delayed endometriosis diagnosis, and career and financial challenges, she discovered she wasn’t alone. Now, she delivers education and events for workplaces and the women's health community to help people navigate and overcome women's health related issues whilst flourishing in their career. She is dedicated to using business as a force for good through her "corporates supporting community" approach and she helps organisations to support, retain and grow women in the workplace whilst contributing towards women's health community events.

Disclaimer: This Independent Life is not a certified health, career, or financial adviser. The content made available on This Independent Life is provided for information and educational purposes only and does not constitute advice. You are advised to consult with independent advisors for advice on your specific circumstances.

We're so excited to be back for series 2 of our This Independent Life podcast! We'll be bringing you incredible guests and conversations each week so subscribe and tune in to learn practical health and wellbeing, career and business, and money tips to help you take action whatever you may be navigating in your life!

Kelly is the founder of Nixi Body which offers a range of absorbent, washable & discreet underwear that protects from all leaks - from periods and incontinence to sweat and discharge. Put simply, our knickers are better for you and the planet!

Kelly founded Nixi Body in 2019 after years of endometriosis which ultimately led to a hysterectomy and then caused early menopause. Having suffered from stress and urge incontinence after the birth of her sons, this was then exacerbated when she started the menopause. Conscious about how much waste her household was producing from disposable period products (she is also foster mum to four teenage girls), she decided to design a pair of absorbent and discreet knickers.

What you'll learn in this episode:

Learn more about Kelly and Nixi Body:

This Independent Life Resources

Follow TIL on Instagram @thisindependentlife

Follow Rebekah Lloyd on LinkedIn

Visit our website if you or your organisation are looking to support women in the workplace overcome women's health related issues whilst building a thriving career and bottom line at www.thisindependentlife.co

Thank you for listening to this episode of This Independent Life. If you liked this episode and want to help spread the word, please rate, review, and share with your community. We love seeing you share the love so feel free to tag us using @thisindependentlife!

Rebekah Lloyd is an international speaker, podcaster, event host, women's advocate, women’s health expert and founder of This Independent Life. After experiencing a breakdown and burnout, a 10 year delayed endometriosis diagnosis, and career and financial challenges, she discovered she wasn’t alone. Now, through corporate training, consulting, and community events, she supports women in the workplace to overcome women's health related issues whilst building a thriving career and bottom line for organisations. Her clients include global thought leading organisations such as UNiDAYS, Whistles, Schroders, and Imperial College London, and she is dedicated to using business as a force for good through her "corporates supporting community" approach. As a graduate in Biomedical Science having worked across sectors within the global healthcare industry, she also founded the Future of Endometriosis, a first-of-its-kind conference, and leads and advises on a number of women’s health advocacy and education, investment and funding, and research and start-up innovation initiatives.

Disclaimer: This Independent Life is not a certified health, career, or financial adviser. The content made available on This Independent Life is provided for information and educational purposes only and does not constitute advice. You are advised to consult with independent advisors for advice on your specific circumstances.

I know I said that the last episode was going to be the final episode of series 1, but I wanted to take a moment to create this message of love and gratitude to you all. Also, to invite you reflect on your own life with a few key questions as you go into the new year, and to ask for your feedback on how TIL can take things up a notch and create more impact for you in 2023. 

This time last year, This Independent Life didn't exist, and although I got a little emotional whilst recording this, ultimately I want to take a moment to share some of the successes and thank each and every one of you for your support, for choosing to let me into your life, be it in a big or small way, and for the opportunity to be a part of your own independence journey. 

2022 has been a truly life-changing year for me. There are so many things I wish to share and speak about with you, but above all, I want to say thank you. From the bottom of my heart, thank you again to each and everyone of you for being part of the This Independent Life community and for supporting me on this journey. If there's ever anything I can do to help and support you, or your organisation, know that my door is always open. This is only the beginning and I can’t wait to see what 2023 brings.

Thank you for listening to this episode of This Independent Life. For more inspiring conversations, please do subscribe wherever you get your podcasts, where we have more for you to enjoy. If you liked this episode and want to help spread the word, please rate, review, and share with your community. We love seeing you share the love so feel free to tag us using @thisindependentlife.

For more information on other This Independent Life activities, or if you have any requests for who you’d like to see on the podcast in future, check out our website at www.thisindependentlife.co and subscribe to our newsletter, message us on Instagram @thisindependent and LinkedIn, or get in touch at [email protected], dms are always welcome.

Until next time, I'm Rebekah Lloyd, and you've been listening to This Independent Life.

---------------------------------------------------------------------------------------

Rebekah Lloyd is a speaker, women's advocate, and founder of This Independent Life. She helps people to achieve personal independence in life through education across health, work and money, regardless of their background. Rebekah does away with the old training methods and puts facts, personal stories, and experience at the heart. She hosts and delivers impactful talks, workshops, events, and podcasts for both TIL and thought leading organisations, such as the University of Cambridge, General Assembly, STEMettes, and UNiDAYS. She founded an endometriosis support group “Endo, so what?” which provides a safe space for education and honest real talk about the condition.

I can't believe that we've officially wrapped up the interviews for series 1 of the podcast! I'm so grateful to all of my incredible guests and I thought it'd be helpful to bring you this short and sweet, practical, and motivational episode where we're mixing things up and sharing the 12 tips I learned from interviewing 12 founders about independence.

From dancers to coaches, from management consultants to period care, from actors to investors, and across all the unique facets of health, work and money, it's evident that no matter what your journey or life path has been so far, there are common tips and lessons that you can take and practically apply to your life to help you create the life you want to live, no matter wherever you're at in your independence journey.

I hope this episode gives you a boost to start thinking about how you can start making positive changes in your life in 2023. And if you want to take things to the next level, get in touch to see how TIL can help you, do follow us on our socials listed below to stay tuned on some exciting events and activities in 2023!

Thank you for listening to this episode of This Independent Life. For more inspiring conversations, please do subscribe wherever you get your podcasts, where we have more for you to enjoy. If you liked this episode and want to help spread the word, please rate, review, and share with your community. We love seeing you share the love so feel free to tag us using @thisindependentlife.

For more information on other This Independent Life activities, or if you have any requests for who you’d like to see on the podcast in future, check out our website at www.thisindependentlife.co and subscribe to our newsletter, message us on Instagram @thisindependent and LinkedIn, or get in touch at [email protected], dms are always welcome.

Until next time, I'm Rebekah Lloyd, and you've been listening to This Independent Life.

---------------------------------------------------------------------------------------

Rebekah Lloyd is a speaker, women's advocate, and founder of This Independent Life. She helps people to achieve personal independence in life through education across health, work and money, regardless of their background. Rebekah does away with the old training methods and puts facts, personal stories, and experience at the heart. She hosts and delivers impactful talks, workshops, events, and podcasts for both TIL and thought leading organisations, such as the University of Cambridge, General Assembly, STEMettes, and UNiDAYS. She founded an endometriosis support group “Endo, so what?” which provides a safe space for education and honest real talk about the condition.

Nicola Charlotte is a lifestyle-led Business & Mindset coach helping female entrepreneurs to confidently expand the success of their business, whilst living their vision board life. 

Blending strategy, with energetics and mindset work, Nicola helps her clients to achieve their big dreams & visions, with ease, clarity and consistency. Freedom & fulfilment are two of Nicola's biggest values - e.g. financial freedom, freedom to travel whilst increasing your impact and feeling fulfilled in ALL areas of our lives, because when we feel at our best, we create our best results. Ways to work with Nicola: private 1:1 coaching, masterclasses & trainings or The Freedom Way Minimind - get in touch on Instagram for more information.

To learn more about Nicola, please check out the links below:

Thank you for listening to this episode of This Independent Life. For more inspiring conversations, please do subscribe wherever you get your podcasts, where we have more for you to enjoy. If you liked this episode and want to help spread the word, please rate, review, and share with your community. We love seeing you share the love so feel free to tag us using @thisindependentlife.

For more information on other This Independent Life activities, or if you have any requests for who you’d like to see on the podcast in future, check out our website at www.thisindependentlife.co and subscribe to our newsletter, message us on Instagram @thisindependent and LinkedIn, or get in touch at [email protected], dms are always welcome.

Until next time, I'm Rebekah Lloyd, and you've been listening to This Independent Life.

---------------------------------------------------------------------------------------

Rebekah Lloyd is a speaker, women's advocate, and founder of This Independent Life. She helps people to achieve personal independence in life through education across health, work and money, regardless of their background. Rebekah does away with the old training methods and puts facts, personal stories, and experience at the heart. She hosts and delivers impactful talks, workshops, events, and podcasts for both TIL and thought leading organisations, such as the University of Cambridge, General Assembly, STEMettes, and UNiDAYS. She founded an endometriosis support group “Endo, so what?” which provides a safe space for education and honest real talk about the condition.

Annabel de Gheldere is the Founder of Womco, the first personalised nutrition app for hormonal health & wellbeing.

Annabel is passionate about sustainable health, foodtech and nutrition. After a Bsc in Business and MSc in Sustainable Development, she worked at Aleph Farms, a leading cultivated meat start-up in Tel Aviv. This experience pushed her to launch her own venture - Womco. A science-backed femtech platform on a mission to bridge the gap between nutrition and women’s hormonal health. Womco is the first science-backed personal nutrition platform for women's hormonal health and wellbeing. They analyze your specific hormonal data to generate personalised recipes tailored to your hormonal health, deliver ingredients to your door via local grocery stores, and continuously track your health and symptoms. From menstrual health, to pregnancy, until menopause.

To learn more about Annabel and Womco, please check out the links below:

Thank you for listening to this episode of This Independent Life. For more inspiring conversations, please do subscribe wherever you get your podcasts, where we have more for you to enjoy. If you liked this episode and want to help spread the word, please rate, review, and share with your community. We love seeing you share the love so feel free to tag us using @thisindependentlife.

For more information on other This Independent Life activities, or if you have any requests for who you’d like to see on the podcast in future, check out our website at www.thisindependentlife.co and subscribe to our newsletter, message us on Instagram @thisindependent and LinkedIn, or get in touch at [email protected], dms are always welcome.

Until next time, I'm Rebekah Lloyd, and you've been listening to This Independent Life.

---------------------------------------------------------------------------------------

Rebekah Lloyd is a speaker, women's advocate, and founder of This Independent Life. She helps people to achieve personal independence in life through education across health, work and money, regardless of their background. Rebekah does away with the old training methods and puts facts, personal stories, and experience at the heart. She hosts and delivers impactful talks, workshops, events, and podcasts for both TIL and thought leading organisations, such as the University of Cambridge, General Assembly, STEMettes, and UNiDAYS. She founded an endometriosis support group “Endo, so what?” which provides a safe space for education and honest real talk about the condition.

Deborah Streatfield is the Founder of The Careers Office, an organisation educating employers and linking the most disadvantaged students to change the working world.

Deborah began her career teaching in secondary schools before moving into outplacement. Further work with HMP Bronzefield, alongside working with the homeless, instilled the idea of a Charity; MyBigCareer launched in 2013 and Sponsorstars in 2017, sponsoring children facing poverty in the UK. In 2021, Deborah launched The Careers Office. Additionally, she is Governor of St Mary’s University. Throughout her 40-year career, Deborah has juggled the demands of six children. She believes that every student should be treated with patience, care and empathy as if they were her own son and daughter and with a promise of conveying the same drive and ambition.

To learn more about Deborah and The Careers Office, please check out the links below:

Thank you for listening to this episode of This Independent Life. For more inspiring conversations, please do subscribe wherever you get your podcasts, where we have more for you to enjoy. If you liked this episode and want to help spread the word, please rate, review, and share with your community. We love seeing you share the love so feel free to tag us using @thisindependentlife.

For more information on other This Independent Life activities, or if you have any requests for who you’d like to see on the podcast in future, check out our website at www.thisindependentlife.co and subscribe to our newsletter, message us on Instagram @thisindependent and LinkedIn, or get in touch at [email protected], dms are always welcome.

Until next time, I'm Rebekah Lloyd, and you've been listening to This Independent Life.

---------------------------------------------------------------------------------------

Rebekah Lloyd is a speaker, women's advocate, and founder of This Independent Life. She helps people to achieve personal independence in life through education across health, work and money, regardless of their background. Rebekah does away with the old training methods and puts facts, personal stories, and experience at the heart. She hosts and delivers impactful talks, workshops, events, and podcasts for both TIL and thought leading organisations, such as the University of Cambridge, General Assembly, STEMettes, and UNiDAYS. She founded an endometriosis support group “Endo, so what?” which provides a safe space for education and honest real talk about the condition.

Martina is the founder of Comma Periods, a holistic hub for period health with the mission to end period pain.

Comma started as a monthly subscription box but quickly transitioned into an education platform as a response to the urgent request for radical period pain relief. The inspiration to start this project came from Martina's own experience with debilitating period pain and her frustration with the lack of options in the healthcare industry. Since then, she's been on a journey towards healing her pain in a holistic way, together with experts, period coaches and industry leaders. After the successful testing period, she began creating a platform to amplify the message that period pain isn't normal - and there is a way to heal. Comma is currently organising a series of events that will teach women and menstruators the basics of period health. Stay tuned for the launch of their very first cohort, where you'll be guided step by step towards a pain-free period, together with experts, weekly catch-ups and community support!

To learn more about Martina and Comma Periods, please check out the links below:

Thank you for listening to this episode of This Independent Life. For more inspiring conversations, please do subscribe wherever you get your podcasts, where we have more for you to enjoy. If you liked this episode and want to help spread the word, please rate, review, and share with your community. We love seeing you share the love so feel free to tag us using @thisindependentlife.

For more information on other This Independent Life activities, or if you have any requests for who you’d like to see on the podcast in future, check out our website at www.thisindependentlife.co and subscribe to our newsletter, message us on Instagram @thisindependent and LinkedIn, or get in touch at [email protected], dms are always welcome.

Until next time, I'm Rebekah Lloyd, and you've been listening to This Independent Life.

---------------------------------------------------------------------------------------

Rebekah Lloyd is a speaker, women's advocate, and founder of This Independent Life. She helps people to achieve personal independence in life through education across health, work and money, regardless of their background. Rebekah does away with the old training methods and puts facts, personal stories, and experience at the heart. She hosts and delivers impactful talks, workshops, events, and podcasts for both TIL and thought leading organisations, such as the University of Cambridge, General Assembly, STEMettes, and UNiDAYS. She founded an endometriosis support group “Endo, so what?” which provides a safe space for education and honest real talk about the condition.

Nafeesa Jafferjee is the co-founder and head of product at Quirk, a personal finance app that uses psychology and the latest banking technology to help young people better manage their money. 

Nafeesa has over 10 years of service and user experience design expertise and has led product teams and shipped consumer products at scale. She was the Lead designer at OpenTable in San Francisco, building consumer apps and prior to that the first design employee at Vungle (an ad tech start-up) where she helped build and scale their product, which got acquired at an $800 million valuation in 2019.

To learn more about Nafeesa and Quirk, please check out the links below:

Thank you for listening to this episode of This Independent Life. For more inspiring conversations, please do subscribe wherever you get your podcasts, where we have more for you to enjoy. If you liked this episode and want to help spread the word, please rate, review, and share with your community. We love seeing you share the love so feel free to tag us using @thisindependentlife.

For more information on other This Independent Life activities, or if you have any requests for who you’d like to see on the podcast in future, check out our website at www.thisindependentlife.co and subscribe to our newsletter, message us on Instagram @thisindependent and LinkedIn, or get in touch at [email protected], dms are always welcome.

Until next time, I'm Rebekah Lloyd, and you've been listening to This Independent Life.

---------------------------------------------------------------------------------------

Rebekah Lloyd is a speaker, women's advocate, and founder of This Independent Life. She helps people to achieve personal independence in life through education across health, work and money, regardless of their background. Rebekah does away with the old training methods and puts facts, personal stories, and experience at the heart. She hosts and delivers impactful talks, workshops, events, and podcasts for both TIL and thought leading organisations, such as the University of Cambridge, General Assembly, STEMettes, and UNiDAYS. She founded an endometriosis support group “Endo, so what?” which provides a safe space for education and honest real talk about the condition.