SVB - Most of us know the acronymn, but do we know whether it's a one-off (1 of 3 to be fair) or is it an example of the asset mgmt practiced by dozens of other banks in the USA and around the world?

Have you downloaded the complete report from the MPC website?

Are you on the Mortgage Professionals Canada email list?

Either way, here are the top 10 highlights.

Stephen Poloz recently made a case for the 50yr AM in his 2022 book ‘The Next Age Of Uncertainty’

The fact that someone way smarter than myself, a former Bank Of Canada governor no less, sees things the same way is first off totally shocking, secondly it has me thinking perhaps this 50yr AM idea is not so farfetched after all.

What do you do when the client buys using a different Realtor than the Realtor that referred the clients to you?

Who do you have a duty to here?

There is only one answer.

Although we should never assume the worst about the work another Mortgage Agent has done with a client before we start working with that client, sometimes things start looking beyond bad.

Wandering onto a Realtors turf can be dangerous, not literally, but like any professional they can be protective… sometimes in very unprofessional ways.

What do you do when the client is paying the price for a Realtors inaction?

Literally thousands of dollars?

How about ‘The Right Thing’

Job’s numbers up 7X over expectations.

Inflation numbers Feb 21

What will happen March 8th?

How to get my mojo back to make outbound calls?

What to say?

There is a difference, but the two are not mutually exclusive – understanding how to defend against both matters.