this is daily

John Pidgeon & mortgage broker Rachelle Kroon discuss a question about the pros & cons of paying down the home loan vs keeping the cash in the offset.

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If you’re close to retirement age and applying for a mortgage, lenders will typically require you to have a backup repayment plan called an exit strategy to show how you will pay off your home loan. Mortgage Broker Rachelle Kroon explains some of the exit strategies that banks might accept.

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Ella pays off her credit card before it can accrue interest but feels like she can never get ahead. Glen, John and Jess chat about why ditching the credit card might be Ella's best option.

Need a way to manage your money? The Glen James Spending Plan is now available for free

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Is it possible to be buddies with people that you lead? Shell and Shane Hatton chat about the nuances of navigating relationships when you step into a position of leadership.

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Ebony's tossing up between buying an investment property or a home to live in. Glen, John and Jess chat about Ebony's situation and what she could consider.

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People often think you need charisma to be a leader. In this chat, Shell and Shane chat about why consistency is far more important.

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John chats with mortgage broker Rachelle Kroon from Sphere Home Loans about what to know about if you're newly self employed and planning to buy a home.

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Lucy's wondering if she should leave her money in the Spaceship investing app and wait for her money to recover or pull it out and put it in a bank. Glen and John discuss some different options she could consider.

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Being told you're not ready for a promotion can sting. Shell and Steph chat about how to bounce back and give yourself the best shot for being promoted.

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How much should you spend on a car and should you get a loan for it? Glen shares his view and principles when it comes to purchasing vehicles.

Read: Glen's guide to buying cars

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