Rising Payments. Rising Sales. Rising Urgency.
The property market is heating up - and fast.

£510 Monthly Shock Incoming
500,000 homeowners with 2020 five-year fixes are about to see their deals expire.
Many face £500+ monthly increases.
Remind clients: early remortgaging could save serious money and stress.

Strongest Week Since 2022
28,900 homes went under offer last week - the busiest sales week in two years.
Sales are up 9% year-on-year.
Hesitation is costing people their dream home.

Borrowing Boost: £40,000 More for Some Buyers
Clydesdale and Virgin Money have eased stress testing.
A couple earning £85,000 may now borrow up to £40,000 more.
Higher earners could see even more headroom.

Rates Are Climbing Again
Barclays, Santander, and HSBC raised rates last week.
Swap rates are rising. Inflation is still sticky.
Waiting for better deals? That moment may have passed.

Key Takeaways
• Early remortgaging = big savings
• Buyers should act fast - the market is moving
• Lending criteria just opened new doors

#mortgagesmadeeasypodcast #prestigeprivatefinance