Ryan’s doing something a little different today. Three listeners wrote in with variations of the same question, “Am I ready to retire in 2026?” Same question, three very different situations, three very different answers. If retiring in 2026 is on your mind, your version of this question is the one that matters most. And it probably has its own wrinkles, its own gaps, its own version of “almost ready”. That's exactly the kind of thing worth sitting down and figuring out together.

Here’s what we discuss in this episode:

📉 Market Volatility: Cash reserves help reduce timing risk

🎯 Purpose in Retirement: Retiring to something matters

🏥 Healthcare Planning: Medicare gaps require a strategy

💼 Pension Decisions: Timing can change outcomes

📊 Personalized Planning: Generic retirement advice falls short

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