Through The Pines

By Through The Pines

A financial planning podcast exploring wealth management, retirement planning, tax implications, and general money management. Recorded from inside a camp trailer, we navigate the world of money with ... more

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FAQs about Through The Pines:

How many episodes does Through The Pines have?

The podcast currently has 94 episodes available.

Through The Pines episodes:

February 18, 2026 Ep. 95 - Reasons You NEED a Financial Advisor in 2026 (Before It's Too Late)
Is hiring a financial planner worth it in 2026? 🤔

In this episode of Through the Pines, we break down 7 compelling reasons to work with a financial advisor in today's complex and evolving financial landscape. From navigating changing tax laws and RMD rules to behavioral coaching during volatile markets, we cover why professional guidance can help you maximize returns, reduce stress, and prepare for major life transitions.

You'll learn about:

✔️ Tax-efficient strategies like Roth conversions and backdoor Roth IRAs

✔️ The power of fiduciary advice vs. commission-based models

✔️ How advisors help prevent emotional investing mistakes

✔️ Personalized retirement, 529, and business planning strategies

✔️ Preparing for retirement, inheritance, marriage, and other life changes

If you're wondering whether AI can replace a financial advisor—or if expert guidance still matters—this episode gives you practical insights to help you decide.

Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while shoveling his driveway, this is Through the Pines.

Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com

2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah -

Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -

Receivers of the Ameriprise Client Experience Award -

Financial Advisors: Baxter, Smith & Associates

Contact: [email protected]

Website: planwithbaxter.com

🔔 Subscribe for more financial planning, retirement strategy, and wealth-building conversations.

—————————————————————

This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.

***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia

WATCH & SUBSCRIBE to us on YouTube @throughthepines

Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams.

****

This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.

Through the Pines Podcast Copyright, The Banyan Collective - 2026

#podcast #money #wealth #retirement #financialplanning #finances #networth

...more
38min
February 12, 2026Ep. 94 - Questions Financial Advisors LOVE vs. HATE
Pines Ep. 94 - Questions Financial Advisors Love vs. Hate

🎙️The Banyan Collective Podcast Family: http://www.thebanyancollective.com/

➡️ Van Sessions: https://www.youtube.com/ ⁨@vansessionspod⁩

➡️ Ascent Life: https://www.youtube.com/ ⁨@ascentlifenow⁩

➡️ Through The Pines: https://www.youtube.com/ ⁨@throughthepines⁩

➡️ Ogden Arts & Adventure: https://www.youtube.com/ ⁨@ogdenartsandadventure⁩

On this episode of Through The Pines we'll cover the questions Financial Advisors LOVE vs. HATE including questions like…

What are the biggest risks to my retirement plan?

What return can I expect from this?

How should I be thinking about taxes over my lifetime?

Should I put money into gold or crypto?

What decisions today will matter 10-15 years from now?

My friend did this, should I do the same?

How will our strategy change once I retire?

Should I move everything into cash until things "calm down?"

How do we define success if it's not just investment returns?

Is now a good time to invest?

Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while prepping his tax returns, this is Through the Pines.

Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com

2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah -

Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -

Receivers of the Ameriprise Client Experience Award -

Financial Advisors: Baxter, Smith & Associates

Contact: [email protected]

Website: planwithbaxter.com

____________________________________

This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.

***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia

WATCH & SUBSCRIBE to us on YouTube @throughthepines

LIKE our Facebook Page: https://www.facebook.com/pinespodcast

Follow our Instagram: https://www.instagram.com/pines_podcast/

Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams.

****

This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.

Through the Pines Podcast Copyright, The Banyan Collective - 2026
...more
53min
January 30, 2026Ep. 93 - 2026 Financial Landscape & How to Navigate
Through The Pines Ep. 93 - 2026 Financial Landscape & How to Navigate

On this episode of Through The Pines we'll cover the 2026 Financial Landscape when I comes to…

Investing

AI

Interest Rates & Monetary Policy

Inflation & Tariff Impacts

Geopolitical & Policy Shifts

Global Diversification & Emerging Markets

Cryptocurrency & Digital Assets

Private Markets & Alternatives

Labor Market & Consumer Resilience

Cybersecurity, Fraud, and Regulatory Evolution

Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while combing out his glorious lochs of fur, this is Through the Pines.

Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com

2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah -

Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -

Receivers of the Ameriprise Client Experience Award -

Financial Advisors: Baxter, Smith & Associates

Contact: [email protected]

Website: planwithbaxter.com

____________________________________

This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.

***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia

WATCH & SUBSCRIBE to us on YouTube @throughthepines

LIKE our Facebook Page: https://www.facebook.com/pinespodcast

Follow our Instagram: https://www.instagram.com/pines_podcast/

Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams.

****

This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.

Through the Pines Podcast Copyright, The Banyan Collective - 2025

#podcast #money #wealth #retirement #financialplanning #finances #networth
...more
44min
January 14, 2026Ep. 92 - Trump Accounts & How to Save for Your Kids Future
Pines Ep. 92 - Saving For Your Kids' Future

On this episode of Through The Pines we'll cover Saving For Your Kids' Future, including

Trump Accounts - What are they, features & contributions

529 Plans

Custodial Accounts

Roth IRA's for Kids

Investment Strategies

Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while writing his New Year's Resolutions, this is Through the Pines.

Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com

2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah -

Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -

Receivers of the Ameriprise Client Experience Award -

Financial Advisors: Baxter, Smith & Associates

Contact: [email protected]

Website: planwithbaxter.com

__________________________________________________________________________

This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.

***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia

WATCH & SUBSCRIBE to us on YouTube @throughthepines

LIKE our Facebook Page: https://www.facebook.com/pinespodcast

Follow our Instagram: https://www.instagram.com/pines_podcast/

Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams.

****

This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.

Through the Pines Podcast Copyright, The Banyan Collective - 2026

#podcast #money #wealth #retirement #financialplanning #finances #networth
...more
43min
December 10, 2025 Ep. 90 The Hartford: Transitioning Into Retirement (The Freedom Paradox)
On this episode of Through The Pines we'll cover transitioning into retirement.

Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while changing the oil in his vintage Land Rover Defender, this is Through the Pines.

Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com

2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah -

Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -

Receivers of the Ameriprise Client Experience Award -

Financial Advisors: Baxter, Smith & Associates

Contact: [email protected]

Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates

Our Guests today…

John Diehl, Senior Vice President, leads the Applied Insights Team at Hartford Funds

Been with Hartford Funds 37+ years

Leads Hartford Funds research efforts with the Massachusetts Institute of Technology AgeLab, as well as other subject matter experts, which he will talk about in a moment.

John has been quoted in many consumer and industry publications including the Wall Street Journal, Financial Planning and others. He has also been a featured guest on CNBC and Bloomberg Television, sharing his views on the future of retirement planning.

________________________________________

This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.

***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia

WATCH & SUBSCRIBE to us on YouTube @throughthepines

LIKE our Facebook Page: https://www.facebook.com/pinespodcast

Follow our Instagram: https://www.instagram.com/pines_podcast/

Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams.

****

This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.

Through the Pines Podcast Copyright, The Banyan Collective - 2025
...more
47min
December 03, 2025Ep. 89 - Your Year End Financial Review (Deadlines Approaching)
On this episode of Through The Pines we'll cover your year-end financial planning checklist!

Maxing out Retirement Contributions

Harvest Investment

Taking Required Minimum Distributions

Charitable Gifts

Deferring Income

Roth Strategies

Spending FSA Funds

Portfolio Rebalancing

Evaluating Business Retirement Plans

Updating Estate Plans

Reflecting on Financial Goals

Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while buffing his vintage Porsche 911 Speedster, this is Through the Pines.

Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com

2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah -

Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -

Receivers of the Ameriprise Client Experience Award -

Financial Advisors: Baxter, Smith & Associates

Contact: [email protected]

Website: planwithbaxter.com
...more
42min
November 25, 2025Ep. 88 - AI vs. Certified Financial Planners (Who Comes Out Ahead?)
On this episode of Through The Pines we'll pit AI versus certified financial planners, and the biggest issues affecting both including…

Will AI Steal Financial Planners Jobs

Fiduciary Duty

Cost

Emotional/Personal Touch

Complex Tax & Estate planning

Speed and Access

Bias & Conflicts

Behavioral Coaching

Regulatory Issues

Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while raking the leaves, this is Through the Pines.

Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com

2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah -

Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -

Receivers of the Ameriprise Client Experience Award -

Financial Advisors: Baxter, Smith & Associates

Contact: [email protected]

Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates

This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.

***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia

WATCH & SUBSCRIBE to us on YouTube @throughthepines

LIKE our Facebook Page: https://www.facebook.com/pinespodcast

Follow our Instagram: https://www.instagram.com/pines_podcast/

Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams.

****

This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.

Through the Pines Podcast Copyright, The Banyan Collective - 2025
...more
43min
November 21, 2025Ep. 87 - Steps to Create Financial Independence
Creating Financial Independence (FIRE) for Any Age: What It Actually Takes

The Financial Independence, Retire Early (FIRE) movement is a strategy for achieving financial freedom, allowing individuals of any age to retire early, work optionally, or pursue passions without financial stress. FIRE involves accumulating enough wealth to cover living expenses indefinitely, typically through a combination of high savings rates, strategic investing, and intentional lifestyle choices.

FIRE Levels

Lean FIRE: Minimalist lifestyle ($20,000–$40,000/year).

Fat FIRE: Comfortable or luxurious lifestyle ($80,000+/year).

Barista FIRE: Partial independence with part-time work to supplement income.

Coast FIRE: Saving enough early to let investments grow without additional contributions.

FIRE is achievable at any age, though the approach varies. Younger individuals have time to leverage compounding, mid-career workers can accelerate savings with higher incomes, and older adults can refine plans to bridge to early retirement.

On this episode of Through The Pines we'll cover steps to create financial independence or (FIRE - Financial Independence, Retire Early) including…

FIRE Levels

Calculating Your FIRE Number

Maximizing Savings

Investing Wisely

Optimizing Costs

Designing a Purposeful Lifestyle

Protecting Your Plan (Risk Management)

let's dive in!

Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while asking AI how to cook an apple pie, this is Through the Pines.

Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com

2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah -

Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -

Receivers of the Ameriprise Client Experience Award -

Financial Advisors: Baxter, Smith & Associates

Contact: [email protected]

Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates

This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.

***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia

WATCH & SUBSCRIBE to us on YouTube @throughthepines

LIKE our Facebook Page: https://www.facebook.com/pinespodcast

Follow our Instagram: https://www.instagram.com/pines_podcast/

Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams.

****

This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.

Through the Pines Podcast Copyright, The Banyan Collective - 2025
...more
57min
November 12, 2025Ep. 86 - Risks That Threaten & Destroy Wealth
Congratulations, you've built up a good-sized nest egg of wealth! Now, what are the risks

you need to watch out for.

Obviously, there are a variety of ways people lose money. Vices, scams, etc. However,

today we will be discussing the major risks to a financial plan that we can plan for.

On this episode of Through The Pines we'll cover risks that threaten wealth building including…

Inflation

Stock Market Fluctuation Risk

Sequence of Returns Risk

Distribution Rate Risk

Interest Rate Risk

Credit Risk

Concentration Risk

Liability Risk

let's dive in!

Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while playing pickleball by himself, this is Through the Pines.

Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com

2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah -

Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -

Receivers of the Ameriprise Client Experience Award -

Financial Advisors: Baxter, Smith & Associates

Contact: [email protected]

Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates

This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.

***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia

WATCH & SUBSCRIBE to us on YouTube @throughthepines

LIKE our Facebook Page: https://www.facebook.com/pinespodcast

Follow our Instagram: https://www.instagram.com/pines_podcast/

Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams.

****

This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.

Through the Pines Podcast Copyright, The Banyan Collective - 2025
...more
1h 6min
October 29, 20259.30.25 Pines Ep. 85 - How Health & Longevity Matters for Wealth-Building
9.30.25 Pines Ep. 85 - How Health & Longevity Matters for Wealth-Building

On this episode of Through The Pines we'll cover How Health & Longevity Matter for Wealth-Building

How Living Longer helps Health Compound

Preventative Measures as a Financial Investment

Health Savings Accounts

Longevity Planning

Mental Health & Productivity

Long Term Care

Workplace Wellness

let's dive in!

Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while doing his laundry in the stream, this is Through the Pines.

Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com

2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah -

Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -

Receivers of the Ameriprise Client Experience Award -

Financial Advisors: Baxter, Smith & Associates

Contact: [email protected]

Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates

Health is a foundational asset that amplifies financial success. Poor health can derail financial plans through unexpected medical expenses, lost income, or reduced productivity, while good health extends the time horizon for earning, saving, and investing. Exhibit A: Warren Buffett.

__________________________________________________________________________

This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.

***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia

WATCH & SUBSCRIBE to us on YouTube @throughthepines

LIKE our Facebook Page: https://www.facebook.com/pinespodcast

Follow our Instagram: https://www.instagram.com/pines_podcast/

Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams.

****

This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.

Through the Pines Podcast Copyright, The Banyan Collective - 2025
...more
55min

FAQs about Through The Pines:

How many episodes does Through The Pines have?

The podcast currently has 94 episodes available.