Through The Pines

Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch would ride with you on a bicycle built for you, this is Through the Pines…

Estate Planning and Trusts Part 2 - Types of Trusts and Why You Need One

Our financial wizards this week include Rex Baxter, Brandyn Smith, and Dan Nelsen & Bryce Froerer

SNOW NOTES:

Estate Planning: Part 2

• Types of Trusts: Asset Protection Trust / Businesses (LLC, S-Corp, etc.)
• Funding Trusts
• Special Needs
• What is Medicaid and how does it differ from Medicare
• How do you qualify for Medicaid
• • How can trusts help with this qualification?
• Asset Protection Trusts
• How does this protect my assets?
• I Own a business or Rental Property, how do I coordinate my business ownership with my estate plan?
• What are some common provisions that people include in a trust like this?

SMORE NUMBERS

• Special Needs Trust
• Can you describe some clients where this trust may be appropriate for?
• How does this protect my assets from Medicaid
• I Own a business or rental property, how do I coordinate my business ownership with my estate plan?
• What are some common provisions that people include in a trust like this?
• TCRAT, GRAT, CRAT, CLAT…. Oh MY!!!

Contact Info: planwithbaxter.com

Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams

Through the Pines Financial Podcast - What you need to know about Estate Planning and Trusts Part 1

Show Notes:

What is estate planning and why is it important? When should you get started? Is Estate Planning only for the Rich? What documents are normally included in an estate plan? What is a Trust? What are POA (Immediate vs Springing) and Medical POA's? What are some examples of "Personal Property?" What are some of the common roles and responsibilities? What is Estate "Funding" and why is that important? What different kinds of trust are there? Revocable vs. Irrevocable, Family Trust, By-Pass Trust, Asset Protection Trust, Special Needs Trust, etc. TCRAT, GRAT, CRAT, CLAT...

Advisor Contact: https://www.ameripriseadvisors.com/te...

Like what you hear, support the program and buy us a beer: https://www.buymeacoffee.com/banyanmedia

This episode includes financial advice from professionals. Visit www.planwithbaxter.com to the financial planners in this podcast. The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.

Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch would take the "Red Pill" for, this is Through the Pines…

How to Manage Money in Your 40s!

Our financial wizards this week include Rex Baxter, and Brandyn Smith

Topics:

Emergency Fund - How Much? Debt - How much Debt is too much debt in your 40s? Investment Strategy - How aggressive? Insurance - What do I need?

SMORE NUMBERS

Kids - How do talk to kids about money? Books? Subsidize Balance? Estate Planning? Combining 401K with Other Investments to reach Retirement Goals? Living vs Saving? What's the balance? Common questions from investors in their 40s? Contact Info: planwithbaxter.com Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams

Podcast: Through The Pines Ep. 13 - Financial Planning Basics: How Much Do You Need For Retirement?

Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch would fight Boba Fett for, this is Through the Pines… This week we cover Financial Planning Basics with our financial wizards Rex Baxter and Brandyn Smith.

Time Stamps: 01:03 Basics of a Financial Plan 08:12 Amount of Money You Need for Retirement 11:12 Calculate Your Net Worth 12:59 Determine Your Risk Tolerance 14:35 All in ONE basket or diversify? 16:13 Multiple Layers of Diversification 18:46 Why should you invest? 20:59 Understanding 401K's and should you use the company match? 25:22 Is it worth starting a 401K at ALL your jobs when you're young? "The Rollover" 29:01 What percentage of your income should you save for retirement? 33:00 Can you save too much? 36:35 Smore Numbers: Overspending 40:00 Why use a financial planner? 41:07 How Financial Planners get Paid Contact Info: planwithbaxter.com: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/ Through the Pines - Reminding you to use yesterday's dollars to finance tomorrow's dreams. This episode includes financial advice from professionals. Visit www.planwithbaxter.com for more information. The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.

A Financial Planning Podcast with a down to earth vibe even Sasquatch would watch Beetlejuice for, this is Through the Pines…

Our financial wizards this week include Rex Baxter, Brandyn Smith, and Dan Nelsen with planwithbaxter.com

Topics:

- I'm 60, do I still need life insurance? - I'm 60 do I need disability insurance? - When should I take Social Security - Will Social Security be there? - How do I transition my income from working to retirement income? - In-service distributions. ( I know we mentioned it in the 50's, but I think anyone in their 60's should be reminded of it) - Roth Conversions. Contact Info: planwithbaxter.com: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/ Through the Pines - Reminding you to use yesterday's dollars to finance tomorrow's dreams

What 3 financial planners have learned from over 75 years of WEALTH building // Through the Pines Financial Podcast

Support the podcast: https://www.buymeacoffee.com/banyanmedia

Professional financial planners Rex Baxter, Brandyn Smith, and Dan Nelsen cover wealth building topics and advice derived from over 75 years of wealth building experience.

Topics covered include:

- What is the most common mistake people make with their money? - What piece of technology has most improved financial planning? - What is the most important piece of advice you give your clients regarding saving and investing? - The difference between suffering and sacrificing financially. - Why do most people adjust lifestyle spending to match income? - How to build an emergency fund? - People are usually much closer to their retirement goals than they think. - What's the best way to compensate your financial advisor? - Social Security – when to take it and when to leave it?

Contact Info: planwithbaxter.com

This episode includes financial advice from professionals. Visit www.planwithbaxter.com for more information. The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.

Scary Good Money Moves - Through the Pines Financial Podcast

Happy Halloween!

We cover real life financial scenario's in this scary-good episode of Through the Pines!

Support the podcast: https://www.buymeacoffee.com/banyanmedia

This episode includes financial advice from professionals. Visit planwithbaxter.com to the financial planners in this podcast.

How to Structure Finances in Your Fifties - retirement, marriage, timeline, etc.

On this episode of Through the Pines, our financial planning wizards Rex Baxter, Brandyn Smith, and Dan Nelsen join us to discuss all the financial considerations when you're in your Fifties.

What should you be focused on? We answer the following questions:

• When deciding on Roth or Traditional contributions, do the recommendations change when I get close to retirement?
• Somebody said there is a "Age 55" Rule…. What is that?
• Why am I allowed to move my 401k to an IRA at 59.5?
• How concerned should I be of a market crash?
• Can I plan on Social Security?
• Is it too late or too early to start planning for my retirement at 50?
• Do I need life insurance?
• What should be the mix of assets going forward ? stocks, bonds, cash, alts, real estate, commodities, life insurance, bitcoin?
• Should I contribute to my 401k? --- what about company match? How important is that?
• I'm 59 and In Love, Should I get married this year?

Advisor Contact: planwithbaxter.com

What is the Secure Act and how does it affect your tax advantaged-accounts and your retirement?

Learn more about our guest Wealth Advisor Rex Baxter here: https://www.ameripriseadvisors.com/rex.m.baxter

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How much debt is too much debt? Great question. We tackle the numbers on this episode of Through The Pines.