tickr - Impact Investing

Hi Everyone – we are back with Episode 8.   This time we wanted to get back to basics and look at one of the key principles of good investing – Diversification.  

Why trading isn't investing
Since ‘lockdown’ there has been a boom in retail investors using trading apps to take a first dabble in the stock market.  We look at the potential pitfalls of ‘trading’ and compare trading vs. investing.  

We look at why first-time investors are often attracted to stock picking and trading rather than long term investing.

Invest in what you know?
We dig into ‘investing in what you know’ as an approach.  There is often a misconception that being familiar with brand makes you qualified to invest in that company.  

ETFs
We discus how ETFs (Exchange Traded Funds) can provide a convenient way to gain exposure to many companies / investments even if you are only investing small amounts of money.  

After we introduce the concept of ETFs we look at some basics of portfolio construction and examine (using data from Blackrock) how a diversified portfolio can outperform the stock market over the long term. 

Diversification and Impact Investing 

Finally we discuss diversification and impact investing – especially for first time investors and some considerations about the risks of investing in small impact companies or illiquid impact projects.

Blackrock Diversification Page:
https://www.blackrock.com/americas-offshore/education/portfolio-construction/diversifying-investments

Investing without the BS: 
https://drive.google.com/file/d/1M15nY9qbXloubOVD2YVNkJ-aVQg_o2cd/view?usp=sharing

Remember when investing your capital is at risk and that this podcast is not financial advice or an offer to invest.

You can contact us at [email protected]

We left Part I on a HUGE cliff hanger... well we did our best.  So in Part II we look at where ESG goes from here and consider "is this the end of ESG?"

Where does the market go next? 

As many of the big players state publicly their intention to consider ESG factors in all investment decisions will the base line of ‘impact’ quickly move beyond an ESG ‘tick box’ exercise.  

It seems that the next generation of investors know what they want, even if they don’t know what it’s called.  Do most people think that ESG and impact investing are the same thing? What does this mean for asset managers as the next generation start to look at investing for their future.  For many having a positive impact is an important part of all of their buying decisions so why would they compromise when it comes to investing? 

Why is this the end of ESG? 

How can the industry start to move beyond ESG?  We look at the motivations of investors and investment managers.  We also discuss the ‘data gap’ between ESG and impact and the problems with no standard approach to measuring, analysing and assessing ‘impact’.  

Should the market wait for perfect data to avoid making ‘bad’ investment choices or is positive intent better than nothing? 

Thematic Impact 

We take a look at how impact investing moves beyond the  traditional geographical or asset class led approach to investing.  How many investment managers are now trying to align investment portfolios to themes – often based on the UN Sustainable Development Goals.  

We look at the limitations of this approach and the difficulty / risks of trying to be too specific with the themes you invest in.  

We discuss how a data revolution in investing could transform impact investing and how big assets managers have an important part to play in ‘forcing’ companies to report their impact in more detail and in a more standardised way.   

Remember when investing your capital is at risk and that this podcast is not financial advice or an offer to invest.

You can contact us at [email protected]

Schroders Interview:
https://moneymazepodcast.com/podcast/episode-1-peter-harrison-ceo-schroders-plc

UN Sustainable Development Goals: 
https://sustainabledevelopment.un.org/?menu=1300

In the first of a special two part 'deep dive' into ESG investing, we are looking at how ESG (Environmental, Social and Governance) investing was born and how it has evolved.

Since the start of the coronavirus crisis the media spotlight has been turned onto ESG as ESG portfolios have generally performed well (compared to non-ESG portfolios).  So what better time for us to give a more detailed insight into what ESG is and some of the common misconceptions around this way of investing.

We were also inspired by a recent interview with the CEO of Schroders, Peter Harrison where he declared that there will be no such thing as ESG investing in 5 years time.     

We take a look at the history of investors starting to consider 'ethical' factors in investing and the evolution of ethical, socially responsible and ESG investing. 

We take a deeper look under the 'E' the 'S' and the 'G' factors, what type of things are measured and what types of companies tend to naturally achieve higher ESG scores. 

Remember when investing your capital is at risk and that this podcast is not financial advice or an offer to invest.

You can contact us at [email protected]

Schroders Interview:
https://moneymazepodcast.com/podcast/episode-1-peter-harrison-ceo-schroders-plc

It's Episode 5, we're back, still dreaming of a return to the top 10 of the investing podcast charts.

In what has been a pretty flat week for markets we take time to look at why thinking long term is so important when it comes to investing. 

We take inspiration from the longest of long term investors - Warren Buffett.  This weekend he updated investors at the Berkshire Hathaway Annual Meeting.  We review the news from the meeting and ask is Warren Buffett still thinking long term at age 89?  What action has he taken since the outbreak of Covid-19 and hear his market prediction!

With the words of Warren ringing in our ears we look in more detail at why long term investing is so powerful.
We look at the power of doing nothing,
the importance of not acting on instinct,
the impact of missing just 5 days of investing in 20 years;
and how time in the markets beats timing the markets.

Finally, we look at why impact investing is naturally suited for a long term outlook.
Why we call impact investing 'investing for the future';
and how impact investing can help you stay the course and avoid panic selling in bad times.

Remember when investing your capital is at risk and that this podcast is not financial advice or an offer to invest.

You can contact us at [email protected]

Blackrock 'Weathering Uncertain Markets':
https://www.blackrock.com/sg/en/literature/publication/weathering-uncertain-market-en.pdf

When we started an impact investing podcast we didn't think we would be talking about oil by Episode 4, but these are unusual times.  This week oil prices went negative (meaning sellers were paying buyers to take oil off them).  

We start with Tom giving a summary on why oil prices have plunged.  A perfect storm of over supply just before a massive drop in demand due to the coronavirus lockdown. 

We look at how the oil price drop may change the outlook of both big oil companies and investors.  Will this be the catalyst for a clean energy transition or will low oil prices spur an increase in demand?

We look at the wider issue of climate change.  Low oil prices may or may not speed up our transition to clean energy.  Either way we are at a key moment in time.  
What can we learn from the impact of coronavirus on CO2 emissions?  
Will coronavirus lead to changes in society that make us better at coming together to solve big problems?  
Do we need clearer more immediate messaging to spur action on climate change?  
Is there an opportunity for companies and government to step up? 

Remember when investing your capital is at risk and that this podcast is not financial advice or an offer to invest.

You can contact us at [email protected]

The consultancy report on oil that Tom refers to 'Could Clean Energy Be the Winner in the Oil Price War:
https://drive.google.com/file/d/15LIo2sBKslbkTahP8xhSIOrMCXLXnfMI/view?usp=sharing

The Wired Article we refer to: 'Coronavirus shows the enormous scale of the climate crisis' (see also links embedded in this article):
https://www.wired.co.uk/article/coronavirus-climate-change

The Time Article we refer to: Will Low Oil Prices Help or Hurt the Fight Against Climate Change? That Depends on Us (see also links embedded in this article)
https://time.com/5824809/negative-oil-price-climate-change/

The Amazon article:
https://www.cnbc.com/2020/04/21/amazon-invests-10-million-for-forest-conservation-in-climate-change-plan.html

So we're back for Episode 3.  After a short break for us both to contract (suspected) Covid-19 we are back to discuss whether now is the time for Impact Investing to go mainstream.  

We round up what's happened in markets since we've been away.  Why are markets going up when the latest economic data is so bad? 

We take a look at what could derail markets from here and why we are you shouldn't attempt to time the markets, particularly now when they are more volatile than ever.  

And finally we discuss whether coronavirus will be the defining moment for impact investing.  Whether there is now a 'perfect storm' that will propel a more socially conscious way of investing into the mainstream.   

Tom excels in his role as our resident CWO (Chief Wildlife Officer)

Remember when investing your capital is at risk and that this podcast is not financial advice or an offer to invest.

The Quilter Article we refer to: 'Coronavirus should bring out the best in companies and responsible investors':
https://www.quilter.com/media-centre/our-thinking/coronavirus-should-bring-out-the-best-in-companies-and-responsible-investors/

Coronavirus: Only 9% of Britons want life to return to normal
https://news.sky.com/story/coronavirus-only-9-of-britons-want-life-to-return-to-normal-once-lockdown-is-over-11974459

In our second ever podcast we back up and start with 'What is Impact Investing?' (Probably should've covered this first!)  

We talk about how you can impact invest in the stock market and how you should think about impacting investing as a first time investor.  

We also look at Square Inc and discuss why we think it fits the definition of an 'Impact Company'

And finally we take another look at how markets are reacting to coronavirus.

Following feedback we've kept the bird song and the the barking dog from last week.

Remember when investing your capital is at risk and that this podcast is not financial advice or an offer to invest.

Howard Marks Memo:
https://www.oaktreecapital.com/docs/default-source/memos/which-way-now.pdf

The Innovation Stack by Jim McKelvey (Square Co-founder)
https://www.amazon.co.uk/gp/product/B07SZQN3P6/ref=as_li_tl?ie=UTF8&camp=1634&creative=6738&creativeASIN=B07SZQN3P6&linkCode=as2&tag=tickr-21&linkId=759ba1ce1eba451d31ab68fa443d8464

Our first ever podcast! 

Hi - we are Matt & Tom the Co-founders of tickr.  Under coronavirus lockdown we discuss the impact this pandemic has had on markets, take a look at how some of the thematic ETFs have performed and look at how the sustainable investing market has weathered the Coronavirus storm so far.  We also have some bird song, a barking dog and a shout out to Elon Musk! 

Investing Without the BS: 
https://drive.google.com/file/d/1M15nY9qbXloubOVD2YVNkJ-aVQg_o2cd/view?usp=sharing