From a trading desk on Wall Street to a classroom in an underserved community and then back again to an investment firm, Tony Isola has seen 403(b) plans from all sides, and he doesn't like what he sees. High fees, weak transparency, teachers not being well-served or as Tony likes to say "What isn't wrong with 403(b) plans?" He’s disrupting this broken system by creating an alternative at Ritholtz Wealth Management, which he refers to as “the Amazon of 403(b) plans," for a fraction of the cost. He empowers teachers and instills in them the confidence they need to face their financial planners and complacent school districts. His end goal is to fight for a solution to give teachers the return on investment on their retirement accounts that they deserve.