Thanks to Bilal Zia for sharing his global perspectives on financial literacy and financial capability that he has gleaned from his field studies in countries such as Indonesia, India, Brazil and South Africa. Bilal is not afraid to tackle the difficult questions facing the field including how to translate financial knowledge into behavioral change and whether financial education works. He shares some surprising insights gleaned from his study of Brazilian high school students, as well as an innovative approach to infuse financial concepts into popular TV programming in South Africa. Not only will you enjoy our conversation but you will also get a few ideas that you can use in your classroom or home.