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Car insurance premiums follow a predictable pattern, with costs starting high 30 days before coverage begins, dropping to their lowest point 21-23 days before, then climbing back up as the start date approaches. This timing trick can save you nearly 50% on your premium, particularly important for electric vehicles where insurance costs are rapidly increasing.

• Start checking insurance quotes about 30 days before car delivery or renewal
• The optimal window for lowest premiums is 21-23 days before coverage starts
• Quotes for a mid-range car can drop from £1,100 to £600 during this optimal window
• You don't need the registration number to get initial quotes
• Points on your license significantly impact premiums, especially for performance EVs
• One Tesla owner saw premiums jump from £1,200 to £5,000 after getting three points
• Check policy details carefully including betterment clauses and charger coverage
• Avoid double coverage with home insurance that might already cover charging equipment

If you want to order a copy of the book "Electric Cars the Truth Revealed 2026 edition," go to grahamhilltraining.com where you can pay for and download the current e-book. You will then receive the 2026 edition free of charge once it's launched. You can also pre-order the training course, which will be launched in 2026 at a significant discount.

To buy a copy of Electric Cars - The Truth Revealed visit grahamhilltraining.com. Buy the current copy and receive the totally updated version in early 2026. If you are interested in sponsoring this podcast or would be interested in working together please visit grahamhilltraining.com/contact