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Headlines warned of surveillance and new tolls, but the real solution to funding roads in an electric future is simpler, cheaper and far more private. We make the case for a mileage-based model that uses technology already built into most modern EVs to replace falling fuel duty without tracking where you go.

Here’s the core idea: your car already stores mileage in multiple ECUs and connects via over‑the‑air updates for software and safety. By transmitting one number—total miles—monthly, encrypted and cross‑checked across modules, we can bill fairly without collecting locations, speeds or routes. For older EVs, an enhanced MOT reads mileage from several modules to detect tampering. Add a clever EV-only safeguard—comparing reported miles to battery energy consumed over time—and the fraud incentives collapse. No GPS black boxes, no new roadside infrastructure, no toll-diverted traffic through small towns.

We dig into the money and the mechanics: why £35 billion in fuel duty cannot be replaced by general taxation without forcing non‑drivers to pay for drivers, and why GPS telematics, tolling and electricity taxes fail on cost, fairness or politics. We walk through a three‑year rollout—legislation and standards, national pilots, then live billing—and show how manufacturers can adopt a light protocol change alongside existing OTA and diagnostic capabilities. For fairness, we explore rate adjustments for rural drivers, exemptions for disabled drivers and weight‑based tiers that reflect road wear. And we tackle the big fear head‑on: EVs still win on cost per mile at home, lower servicing, and tax perks; per‑mile charging simply preserves the long‑standing principle that users fund the roads they use.

If this vision resonates—or infuriates—you, we want to hear it. Follow, share with a friend who’s sceptical about road pricing, and leave a quick review to help more drivers find the show.

To buy a copy of Electric Cars - The Truth Revealed visit grahamhilltraining.com. Buy the current copy and receive the totally updated version in early 2026. If you are interested in sponsoring this podcast or would be interested in working together please visit grahamhilltraining.com/contact

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We unpack the EV insurance exclusions most drivers miss, from tyres and OTA updates to towing rules and touchscreen distraction, and show how contributory negligence shrinks payouts. Practical steps, real examples, and a checklist you can act on today.

• standard exclusions that still apply to EVs
• maintenance proof, battery health checks, software updates
• declaring OTA performance changes to insurers
• EV-rated tyres, grip loss, and negligence risk
• correct recovery and towing limits, warranty gaps
• water ingress, wading depths, and write-offs
• unauthorised battery repairs and modification disclosure
• business use accuracy, mileage truthfulness, hire and reward
• cyber attack and software failure exclusions
• highway code breaches and touchscreen distraction evidence
• home chargers charging cable safety and third party liability
• wear and tear, pre-existing damage, and documentation
• final checklist for staying covered

We also cover the situations most owners meet only when it’s too late: recovery crews towing with wheels on the road instead of flatbedding, towing caravans without confirming policy and warranty terms, wading into flood water beyond the car’s depth, and commissioning unauthorised battery repairs. Add modern risks like cyber exclusions and software failures, plus the evidence trail from data logs and dash cams when insurers assess touchscreen distraction, and the case for disciplined habits becomes obvious. Route charging cables safely to avoid trip claims, be honest about mileage and business use, and keep meticulous records.

By the end, you’ll have a working checklist: maintain by the book, keep receipts, declare meaningful updates and mods, verify towing rules in writing, fit EV-rated tyres, avoid deep water, secure charging setups, and match your policy to how you actually drive. If this helped, follow the show, share it with an EV driver who needs a reality check, and leave a quick review so more people can protect their cover.

If you prefer to read the podcast rather than listen to it - open the transcipt as shown above. 

To buy a copy of Electric Cars - The Truth Revealed visit grahamhilltraining.com. Buy the current copy and receive the totally updated version in early 2026. If you are interested in sponsoring this podcast or would be interested in working together please visit grahamhilltraining.com/contact

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A half-price sticker never changed my mind about anything—seeing it work did. That’s the simple truth behind a story that starts with an air fryer and ends with a clear plan for accelerating electric car adoption without leaning on blunt discounts.

We begin with a familiar arc: scepticism, a friend’s invite, and a hands-on demo that shatters assumptions. Watching an air-fryer roast a chicken, dehydrate fruit, bake cake, and sync cooking times reframes what it is and what it’s for. Sales didn’t take off when retailers slashed prices; they moved when placement improved, TV cooks showcased real recipes, and social feeds overflowed with demos. Information created desire, and desire made price relevant instead of decisive.

That lens changes how we think about EVs. Pitching electric cars as “petrol, but with a battery” sets buyers up for confusion, because ownership is fundamentally different: charging at home or work, trip planning with reliable networks, regenerative braking, software updates, and new cost structures. If we want mainstream drivers to switch, we must fill the knowledge gap with honest, practical guidance. Show winter range in the real world, explain charging without a driveway, break down total cost of ownership with current tariffs, and highlight infrastructure that actually works. Tiny VAT tweaks to public charging won’t move someone to spend tens of thousands if their core worries remain unanswered, but clear, repeatable demonstrations will.

We also look back: early ICE cars faced scarce fuel stations and starting handles; solutions came, and adoption followed. EVs are on the same path, with expanding public chargers, better route planning, and maturing battery warranties. Our goal is to move upstream—educate first, spark desire, then let improving prices and targeted grants play their supporting role. If this resonates, share the episode with someone on the fence about going electric, subscribe for future deep dives, and leave a review telling us the one question you still need answered before you make the switch.

To buy a copy of Electric Cars - The Truth Revealed visit grahamhilltraining.com. Buy the current copy and receive the totally updated version in early 2026. If you are interested in sponsoring this podcast or would be interested in working together please visit grahamhilltraining.com/contact

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Sticker shock doesn’t just happen on the forecourt—it shows up in the extras you’re offered at the last minute. We unpack the maze of car insurance add‑ons for electric vehicles and sort the meaningful protections from the padded upsells, bringing real‑world context to GAP options, extended warranties, and why windscreens with sensors can turn a “simple” crack into a budget‑busting repair. Along the way, we share the three questions that cut through the noise so you can buy with confidence.

You’ll hear how depreciation and finance terms change the case for GAP, what a good EV warranty must cover (power electronics, onboard charging, BMS and labour rates), and how breakdown policies treat running out of charge, recurring 12‑volt issues and distance limits to EV‑competent garages. We weigh the maths on alloy and tyre insurance for heavier, high‑torque EVs, compare SMART repair cover to paying per fix, and reveal the costly traps around glass claims—recalibration, excess hikes, and lease return rules that reject “legal” chip repairs within the wiper sweep.

We also dive into paint and interior protection versus independent detailers and DIY ceramics, key protection overlaps with home or breakdown insurance, and the fine print on excess protection, legal expenses, personal accident, and European travel cover. Then we zoom into EV‑specific products: home charger insurance and installation disclosure, cable theft and trip‑hazard liability, early‑lease safeguards, and when a service pack beats pay‑as‑you‑go for software checks, brake inspections and battery coolant. To cap it off, we flag the higher Insurance Premium Tax often applied to dealer‑sold add‑ons so you can compare direct alternatives on a true like‑for‑like basis.

If you’re buying or leasing an EV soon, this guide helps you spend where it matters and skip what doesn’t. Subscribe, share with a friend who’s car‑shopping, and leave a quick review telling us the one add‑on you’d keep—and the one you’d drop.

To buy a copy of Electric Cars - The Truth Revealed visit grahamhilltraining.com. Buy the current copy and receive the totally updated version in early 2026. If you are interested in sponsoring this podcast or would be interested in working together please visit grahamhilltraining.com/contact

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Ever felt out of your depth arguing about a failing EV battery, a botched home charger install, or a dealer promise that evaporated after delivery? We pull back the curtain on legal protection and make it simple, splitting fact from fine print so you know exactly what help you can expect—and when. From real‑world EV dispute scenarios to the exact costs and limits you’ll see on policy documents, we map the route to getting your money back and your confidence restored.

We break down the two big flavours of cover most drivers confuse: broad standalone legal protection that spans everyday issues like employment, consumer rights, family law, wills and probate—plus motoring advice—and the focused motor legal protection add‑on that funds recovery of uninsured losses after a non‑fault crash. You’ll hear how excess, lost earnings, medical fees, damaged belongings and hire car costs fit into the claim, why insurers look for a better‑than‑even chance of success, and what the Official Injury Claim portal changed for smaller injuries. We also show where EV ownership raises the stakes: battery state‑of‑health disputes, charging network damage claims, software update problems, and the challenge of garages working on high‑voltage systems without the right qualifications.

Cost and value matter, so we talk real numbers: typical £20–£35 annual pricing for motor legal protection with up to £100,000 in legal expense cover, and low‑cost standalone options that provide 24/7 advice across life’s legal tangles. To avoid paying twice, we share a quick audit of where cover often hides—home insurance, bank accounts, unions—and a practical tip to compare policy wordings using AI so you can spot overlaps and gaps in plain English. If you want less stress when things go sideways and a clear plan to recover what you’re owed, this guide will help you choose the right mix of cover with confidence.

If this helped you see legal cover more clearly, follow the show, share it with a friend who drives electric, and leave a quick review to tell us what you’d like explained next.

To buy a copy of Electric Cars - The Truth Revealed visit grahamhilltraining.com. Buy the current copy and receive the totally updated version in early 2026. If you are interested in sponsoring this podcast or would be interested in working together please visit grahamhilltraining.com/contact

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Thank you so much for downloading this podcast. I can only improve this podcast if I receive feedback so if you like what you hear or have any comments, please email me at [email protected]. Oh and please let me know if the email finds its way into your spam box. And please send the link to this podcast to everyone you know who is or may be into electric cars. On to the show notes:

A “cheap” workaround that so many families whisper about can end with a crushed car, an empty wallet, and a criminal record. We’re talking about car insurance fronting—when a parent insures a vehicle in their own name while a young driver is the true main user—and why this common shortcut is outright fraud with consequences that hit hard when a claim lands.

We unpack how insurers actually price risk, why young drivers cost more, and the EV twist that catches many out: instant torque and complex tech push premiums higher and raise claim costs. You’ll hear the uncomfortable truth about what happens when fronting is discovered—backdated cancellations, uninsured driving penalties, court appearances, and a fraud marker that shadows both parent and child for years. We also explain how fronting gets detected, from address patterns and commuting habits to telematics data and shared fraud databases that don’t forget.

Most importantly, we share a clear, legal playbook to cut costs without gambling your future. Choose cars in lower insurance groups with modest bhp and fewer distractions. Understand how evolving safety standards—like Euro NCAP’s push for physical controls—can influence risk. Use telematics to let safe driving earn real discounts, add a parent as a named driver only when it’s genuine, pay annually to avoid interest, quote early to beat price spikes, adjust voluntary excess sensibly, and start building that no claims discount now rather than later. If the first quotes feel impossible, consider driving less, delaying ownership, or mixing in public transport while experience grows.

If you’ve felt pressure to “do what everyone does,” this conversation gives you the facts, the stakes, and the safer path forward. Subscribe for more straight‑talk guidance on electric cars, insurance, and road safety, share this episode with parents who need it, and leave a review to help others find the show. Your support helps more families avoid costly mistakes.

To buy a copy of Electric Cars - The Truth Revealed visit grahamhilltraining.com. Buy the current copy and receive the totally updated version in early 2026. If you are interested in sponsoring this podcast or would be interested in working together please visit grahamhilltraining.com/contact

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Free 5 to 7 days insurance offers, meant to smooth the new car registration process, provided by car dealers come with significant hidden risks that could leave you thousands of pounds out of pocket and compromise your personal data privacy. Whether buying an electric or conventional vehicle, understanding these insurance pitfalls is essential for protecting yourself financially.

• Free, fully comprehensive dealer insurance policies often provide only basic coverage with significant limitations
• Personal belongings in your car may have severely restricted cover (as low as £100)
• Windscreens may not be covered, potentially costing £2,400 for electric (and ICE) vehicles
• No-claims discount protection is typically not included in free policies
• Free insurance terms often allow the insurer to share your data globally - the hidden permission is provided by you when you take out the free policy.
• Arranging insurance 21-23 days before delivery can save up to 40% on premiums
• Taking your own comprehensive insurance ensures proper coverage for your specific needs and maintains your no-claims-discount protection.

Visit grahamhilltraining.com to download my book "Electric Cars the Truth Revealed" for just a few pounds. Purchase now and you'll receive the major 2026 update completely free, plus the option to access my upcoming training course at a significantly reduced price.

To buy a copy of Electric Cars - The Truth Revealed visit grahamhilltraining.com. Buy the current copy and receive the totally updated version in early 2026. If you are interested in sponsoring this podcast or would be interested in working together please visit grahamhilltraining.com/contact

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Insurance policies for electric cars contain hidden clauses that could cost owners thousands when battery packs need replacement after accidents. Betterment charges—the requirement for owners to contribute toward new replacement parts—are particularly concerning with EV batteries that can cost £20,000-£30,000.

• Dealership staff knowledge about EV implications remain generally poor despite government-endorsed training programs
• Betterment occurs when insurance repairs leave your car in better condition than before the accident
• Insurance companies typically refuse battery repairs, opting for full replacement due to safety concerns
• Older EVs face higher betterment charges as replacement batteries restore capacity and range
• Insurers hide betterment clauses using terms like "like kind and quality" or "pre-accident condition"
• Insurance companies currently pay £1.13 for every £1 collected, suggesting tighter claim controls ahead
• AI tools can help analyze insurance policies to identify potential betterment clauses

Visit grahamhilltraining.com to purchase my book "Electric Cars the Truth Revealed" and receive the updated version free in 2026, plus significant discounts on upcoming training courses.

To buy a copy of Electric Cars - The Truth Revealed visit grahamhilltraining.com. Buy the current copy and receive the totally updated version in early 2026. If you are interested in sponsoring this podcast or would be interested in working together please visit grahamhilltraining.com/contact

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Car insurance premiums follow a predictable pattern, with costs starting high 30 days before coverage begins, dropping to their lowest point 21-23 days before, then climbing back up as the start date approaches. This timing trick can save you nearly 50% on your premium, particularly important for electric vehicles where insurance costs are rapidly increasing.

• Start checking insurance quotes about 30 days before car delivery or renewal
• The optimal window for lowest premiums is 21-23 days before coverage starts
• Quotes for a mid-range car can drop from £1,100 to £600 during this optimal window
• You don't need the registration number to get initial quotes
• Points on your license significantly impact premiums, especially for performance EVs
• One Tesla owner saw premiums jump from £1,200 to £5,000 after getting three points
• Check policy details carefully including betterment clauses and charger coverage
• Avoid double coverage with home insurance that might already cover charging equipment

If you want to order a copy of the book "Electric Cars the Truth Revealed 2026 edition," go to grahamhilltraining.com where you can pay for and download the current e-book. You will then receive the 2026 edition free of charge once it's launched. You can also pre-order the training course, which will be launched in 2026 at a significant discount.

To buy a copy of Electric Cars - The Truth Revealed visit grahamhilltraining.com. Buy the current copy and receive the totally updated version in early 2026. If you are interested in sponsoring this podcast or would be interested in working together please visit grahamhilltraining.com/contact

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Insurance Premium Tax (IPT) is a hidden cost applied to car insurance products that varies depending on where you purchase them, with dealer-arranged products typically costing 8% more in tax than those bought directly from insurers or independent brokers. This tax difference can significantly impact the total cost of vehicle ownership, yet most consumers remain unaware of this variation or how it affects their purchase decisions.

• IPT is charged at 12% when buying insurance from independent brokers or directly from insurers
• Dealer-arranged insurance typically attracts 20% IPT, except for standard car insurance and financial GAP insurance
• IPT has gradually increased from 2.5% when introduced in 1993 to the current 12% standard rate
• "Free" dealer insurance often leads to attempts to convert customers to full policies, potentially costing drivers up to £2,000 more
• All insurance policies can be cancelled within 14 days for a full refund (minus possible cancellation fees)
• Modern cars already have robust paint protection, making dealer add-ons often unnecessary
• Consider practical coverage like breakdown recovery, especially after manufacturer coverage expires

If you want to receive all of my podcasts, please subscribe either on the channel you found this on or by going to grahamhilltraining.com/podcast. The new 2026 update of my book "Electric Cars the Truth Revealed" will be sent free to those who purchase the current version.

To buy a copy of Electric Cars - The Truth Revealed visit grahamhilltraining.com. Buy the current copy and receive the totally updated version in early 2026. If you are interested in sponsoring this podcast or would be interested in working together please visit grahamhilltraining.com/contact