Things start off with some listener mail, adding Income Share Agreements (ISAs) to the conversation about the hidden costs of some types of debt. Then Doogles celebrates continued evidence of bi-partisanship in the government with the passage of the infrastructure bill in the Senate, and the introduction of a new bill (FRESH START) that aims to make it easier to discharge student loan debt when declaring bankruptcy. The conversation moves on to discuss large investments by private equity firms in mobile home parks (in a never ending search for yield), and whether asset-based investment advisor fees are justified. The episode wraps with a chat about an investment paper on genetics and investment bias, and a solid Chris Dixon tweet storm on Webt 3.0 and take rates.