TinyTrusts: Smart Money for Smart Kids

Think you’ve missed the boat on building wealth for your child? Think again. In this episode of TinyTrusts, we break down how to invest for your child even if they’re already a pre-teen or teenager.

You’ll learn:
- Why starting late still works—and why it’s more common than you think
- What accounts to open if your child is older
- Realistic strategies for ages 10 to 17
- A simple ETF portfolio you can set up in minutes
- How to involve your teen and teach them investing habits that last a lifetime

Whether your child is 13 or 17, there’s still time to make a big impact.

Resources Mentioned:
- Custodial Roth IRA (Fidelity, Schwab, Vanguard)  
- Custodial Brokerage Account  
- VOO, SCHD, QQQ  
- DRIP (Dividend Reinvestment)  
- TinyTrusts Late Start Investing Playbook  
- YouTube breakdown of this episode topic

Legal Disclaimer:
I am not a licensed financial advisor. The information provided in this podcast is for educational purposes only and should not be considered financial or investment advice. Always do your own research and consult with a licensed professional before making financial decisions.

To see more information and related content check out our YouTube Channel

http://www.youtube.com/@TinyTrusts

Description:
No matter how old your child is—there's a way to teach them how to build wealth. In this episode of TinyTrusts, we break down how to introduce investing to kids at every stage of development, from toddlers to teens.

You’ll learn:
- Foundational lessons for ages 3–6 using money jars and stories
- How to connect real brands to investing for ages 7–12
- Powerful strategies for teens including Roth IRAs and ETFs
- What to reinforce at every age to build lifelong financial confidence
- Tools, books, and apps to help you teach investing at home

Resources Mentioned:
- Jars budgeting system  
- Books: "The Four Money Bears", "Rock, Brock, and the Savings Shock"  
- Apps: Greenlight, Stockpile, PiggyVest  
- ETF examples: VOO, QQQ, SCHD  
- Custodial Roth IRA setup  
- TinyTrusts “Investing by Age” Cheat Sheet

Legal Disclaimer:
I am not a licensed financial advisor. The information provided in this podcast is for educational purposes only and should not be considered financial or investment advice. Always do your own research and consult with a licensed professional before making financial decisions.

To see more information and related content check out our YouTube Channel

http://www.youtube.com/@TinyTrusts

Want to grow your child’s wealth without picking stocks or timing the market? In this episode of TinyTrusts, we reveal the top 3 ETFs every parent should consider for a child's investment account—VOO, SCHD, and QQQ.

You’ll learn:
- What makes ETFs ideal for long-term investing
- Why VOO is the ultimate market tracker
- How SCHD helps you build income through dividends
- How QQQ gives your child access to tech innovation
- How to combine all three into a smart, simple portfolio

Whether you’re just getting started or looking to refine your child’s custodial portfolio, this episode gives you clear, actionable guidance.

📺 Watch the full visual breakdown on YouTube: youtube.com/@TinyTrusts 

Resources Mentioned:
- Vanguard, Fidelity, Schwab for account setup  
- VOO: Vanguard S&P 500 ETF  
- SCHD: Schwab Dividend Equity ETF  
- QQQ: Invesco Nasdaq-100 ETF  
- DRIP (Dividend Reinvestment Plans)  
- YouTube visual breakdown of VOO, SCHD, QQQ

I am not a licensed financial advisor. The information provided in this podcast is for educational purposes only and should not be considered financial or investment advice. Always do your own research and consult with a licensed professional before making financial decisions.

To see more information and related content check out our YouTube Channel

http://www.youtube.com/@TinyTrusts

Should you open a Custodial Roth IRA or a Custodial Brokerage Account for your child? In this episode of TinyTrusts, we break down the pros, cons, tax implications, and ideal use cases of both accounts—so you can make the smartest choice for your child's future.

🎯 What You’ll Learn:
- What each account does and how it works
- Which one offers tax-free growth
- When to choose flexibility over retirement savings
- Real examples of how each can build generational wealth
- How to start even if your child has no income

Whether your child is earning their first babysitting check or just starting kindergarten, this episode gives you a clear roadmap to build long-term financial success.

📺 Watch the full visual breakdown on YouTube: youtube.com/@TinyTrusts  

To see more information and related content check out our YouTube Channel

http://www.youtube.com/@TinyTrusts